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Start Shopping Early This Holiday Season

Start Shopping Early This Holiday Season

Posted On: September 17, 2020 by CSE Federal Credit Union in: General, Lending

 

Holiday shopping in 2020 may present some unique challenges. When the COVID-19 pandemic hit, it disrupted pretty much every major industry. In the world of retail, disruptions came in the form of closures of brick-and-mortar stores, supply shortages, and shipping delays. With this blow, shopping in 2020 has looked quite different and people are experiencing a new way of shopping. The holiday shopping season is just ahead, and we’re already thinking about how the pandemic...

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Tags: Credit Card, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Holiday Financing, Holiday Loan, Personal Loan, Shop Early

Getting back to normal after the COVID-19 crisis & revamping your finances.

Getting back to normal after the COVID-19 crisis & revamping your finances.

Posted On: June 9, 2020 by CSE Federal Credit Union in: Budgeting, CSE News, Education, General, Lending

The COVID-19 crisis has affected every single one of us, though it’s level of impact varies. Some of us were financially prepared for a situation like what we just went through, others were not. For all of us, now is a great time to assess where we were, where we are, and where we want to be in our financial lives as we recover from the COVID-19 pandemic.

Financial prosperity in a post-crisis world may seem unlikely or even unattainable. If you’re finding that it's time...

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Tags: COVID, COVID Relief, Credit Unions, CSE, CSE FCU, CSE Federal Credit Union, Finances, Money, Resources

Mortgage Process

Making Sense of the Mortgage Process

Posted On: March 11, 2020 by CSE Federal Credit Union in: Lending, Mortgages

 

Just because it’s a seller's market doesn’t mean it’s not a good time to buy, if you’re ready. Right now there will be homes popping up faster than you know it, even more so since Spring is here. Being prepared now means you’ll be ready when you find that home of your dreams!.

Where do I start?

First things first - determining your needs and wants in a home and setting a budget. If you’re buying a home with another person,...

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Tags: Buying a House, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Home buying process, Homebuying, Mortgage, Mortgage Process, Mortgages

Auto Loans at CSE Save You Money

Auto Loans at CSE Save You Money

Posted On: March 1, 2020 by CSE Federal Credit Union in: Auto Loans, General, Lending

 

Know Before You go... Car Shopping

The age of vehicles on the road continues to rise. According to IHS Markit, the average age of all vehicles at the end of 2019 was 11.8 years old. After a nationwide drop in vehicle sales in 2019, the average age will likely creep up more. When considering those factors, the market is likely to move toward an increase in car sales. If you find yourself looking for a vehicle, be smart about your financing options.

With gas prices...

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Tags: Auto Loans, Car Buying, Car loans, Car Shopping, Credit Unions, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans

Get Out of Debt graphic

To Consolidate...or Not to Consolidate?

Posted On: February 11, 2020 by CSE Federal Credit Union in: General, Lending

Exploring When Debt Consolidation Makes Sense

Debt affects nearly every consumer, no matter what financial situation you find yourself in. According to the Federal Reserve1, American's hold nearly $4.2 Trillion (yes, with a T) in consumer debt, or, roughly $38,000 per person. This number excludes mortgage debt but includes everything else: student loans, credit cards, vehicle loans, personal loans, and other debts.

If digging out of debt is on your financial to-do list,...

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Tags: Consolidate, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Debt Consolidation, Loan, Personal Loan

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