Category: Lending

How-to-Guide: Avoiding (or Breaking Free From) Predatory LendingPredatory lending isn’t always easy to spot, and if you’ve already found yourself stuck in a high-interest loan, you’re not alone. This guide will help you recognize the warning signs and provide steps to escape if you’re already caught in the cycle.What Is Predatory

How-to-Guide: Building Credit for Gen Z—A Real-World Guide to Getting Started  For many Gen Z-ers, building credit can feel like one of those “adulting” tasks that you should be doing, but for many, no one really explains how crucial credit is for your financial future! Whether you're dreaming of renting your first apartment,

  What Happens When a Lender Checks My Credit Score? (And 5 Tips to Keep It Strong) If you’ve ever applied for a loan, credit card, or even a new phone plan, chances are the company said, “We’ll need to check your credit.” But what does that actually mean? And can it hurt your credit score? Let’s break it...

  Understanding Buy Now, Pay Later Services What You Need to Know Before You Click “Pay Later” Buy Now, Pay Later (BNPL) services are popping up everywhere — from online shopping carts to your favorite clothing apps. They promise a simple solution: break up your purchase into smaller payments, often with “no interest”...

  Vaycay Your Way With Summer right around the corner, it’s time to start turning your vacation dreams into a reality. Your mental health can use some Vitamin-D after Ohio’s Winters (yes, even the mild ones!), and CSE can help cover the cost so you don’t have to save up for months before going. An affordable vacation loan...

Making the Most of a Staycation Most things in life cost more these days. If you find yourself in need of a vacation, but it’s not in the budget this year, it’s time to plan a STAYcation! You still need a recharge and time off work, but reducing stress factors can make staycations even better. Take a look at reasons why Staycations are

  Starting Your Credit Journey & Establishing Credit Have you ever wondered how long it may take to build or improve your credit score? Here are a few tips from our experts, whether you’re just starting out or want to improve a low credit score. Jump over to our CSE Couch chat with our Assistant Manager of the Lending Contact...

  Prepare Your Finances for the Holidays The holidays might not be top of mind…yet, but this month marks the ‘100 days until Christmas milestone. We want to help you get a jump start on the holidays and provide ways you can prepare your finances now, in order to make your money go further when it comes time to shop.   Would...

    Don't Wait for a Recession Rescue   The economy has been a rollercoaster recently, to say the least, with supply chain issues, to staffing shortages for many businesses, not to mention record inflation. All of this is a perfect storm that has led to rumors of a recession on the horizon.   What is a Recession?   Although...

  The holiday season may still be a few weeks away – but your holiday shopping should start now. With another year full of potential shipping delays, product & staffing shortages, and other unfavorable issues, starting your holidays shopping early this year may be a good idea. We hope that you’ve been able to save throughout the...