Emergency Fund with Banzai Coach
Posted On: January 13, 2021 by CSE Federal Credit Union in: Budgeting, Education
If 2020 taught us anything, it was to maintain an emergency fund, ready for when we need it most. An emergency fund is an amount of money set aside to cover unforeseen expenses, or, the extra money that is set back to cover basic expenses when there are drastic changes to your income. Emergency funds can be used for small emergencies or extreme emergencies. How much a person needs in an emergency fund is unique and varies based on personal circumstances. Common reasons that...
10 things anyone can do to stay out of debt
Posted On: October 19, 2020 by CSE Federal Credit Union in: Budgeting, Education, General
We’ve all been there, whether it be an accumulation of credit card debt, getting behind on bills because of a job loss, or so many other scenarios. Debt can add up quickly and it can be overwhelming. It’s easier to stay out of debt by making simple changes, than digging your way out. Here are 10 things anyone can do to stay out of debt, and that means you too!
Make better “payment” choices. If you are using a credit card and working to pay down...
Making Spending Money Last Longer in College
Posted On: July 24, 2020 by CSE Federal Credit Union in: Budgeting, Education, General
Going to college is a whole new experience for most teenagers. It’s a whirlwind into adulthood and figuring it all out takes time! Something we feel is important to share with young adults getting ready to go to college is that you can still have a memorable college experience without spending a ton of money! It’s all about budgeting and being skillful in the way you choose to spend your money.
First things first – where are you getting your spending...
How are you getting Financially Fit in 2020?
Posted On: January 8, 2020 by CSE Federal Credit Union in: Budgeting, Education, General
How are you getting Financially Fit in 2020?
Consider this question: Whether good or bad, what has put you in the financial place you are now? Was there been a lack of a budget throughout the previous year? Did you keep up with your budget until the holidays, but then splurge a little? We want to help you plan, budget and set goals in the new year.
10 Tips to get you back to Financially Fit!Clean Up and Sell Some Stuff
A new trend is if something doesn’t...
Don’t Wait for 2020 to Begin Your New Year’s Resolutions
Posted On: November 25, 2019 by CSE Federal Credit Union in: Budgeting, Education, General
In just a few short weeks, calendars will turn to 2020. Although you have a more time to be irresponsible with your money, doesn’t mean you should. If you have plans for financial resolutions in the new year, why wait? Start now!
CSE has tools to help you reach financial goals in the new year. Whether that is simply being wiser with your money and setting a budget, or something larger like consolidating debt for less financial stress, we can help.
Budgeting
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