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Budgeting

5 Things to Consider Before Making a Large Purchase

5 Things to Consider Before Making a Large Purchase

Posted On: March 1, 2024 by CSE Federal Credit Union in: Budgeting, CSE, Education, General

 

5 Things to Consider Before Making a Large Purchase

Making a large purchase is a significant decision when it comes to your budget that requires careful consideration. Here are 5 tips to implement before making a substantial financial commitment:

1. Start with a Budget: First things first, set a budget. Ask yourself, how much are you willing to spend on this large ticket item, and stick to it!

2. Do Your Research: What’s the first thing you...

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Tags: Budget, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, large purchase, large purchases

Essentials for Budget Flexibility: Building Your Emergency Fund

Essentials for Budget Flexibility: Building Your Emergency Fund

Posted On: February 1, 2024 by CSE Federal Credit Union in: Budgeting, Education

 

Essentials for Budget Flexibility: Building Your Emergency Fund

One of the key pillars to financial success is having an emergency fund in place. In this blog post, we'll explore the essentials of emergency funds and why every household should prioritize building one.

Think of your budget as a well-constructed house, with each expense and financial goal meticulously planned and laid out like the framework and walls. Now, imagine your emergency fund as the...

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Tags: Budget, Budgeting, CSE, CSE FCU, Emergency Fund, Emergency Savings, Nest Egg, Saving, savings

Budgeting and How to Put it into Practice

Budgeting and How to Put it into Practice

Posted On: January 17, 2024 by CSE Federal Credit Union in: Budgeting, Education

 

Budgeting and How to Put it into Practice

Creating a budget is a crucial step toward financial stability, but the real challenge lies in putting it into practice. It's not just about jotting down numbers on a spreadsheet or putting them in an app; it's about cultivating mindful habits and making informed financial decisions.

Here are ten practical tips to help you easily apply a budget to your everyday life.

Understand Your Financial Goals:

Just...

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Tags: Best Credit Union, Budget, Budgeting, Budgeting and How to Put it into Practice, CSE, CSE FCU, CSE Federal Credit Union, Put it into practice

The Resolution Every Budget Needs

The Resolution Every Budget Needs

Posted On: January 3, 2024 by CSE Federal Credit Union in: Budgeting, Education

 

 

The Resolution Every Budget Needs

Have you ever asked yourself what’s the one thing you need to do to make your New Year’s Resolution of having a budget stick? The resolution that every budget needs is: COMMITMENT!

Commitment is a crucial component of building and maintaining your budget. From building an emergency fund as your financial safety net to establishing, prioritizing, and consistently tracking your expenses, do not let...

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Tags: Budget, Budgeting, Creating a Budget, CSE, Money, New Year, New Year's Resolutions, Resolutions, The Resolution Every Budget Needs

Important Things to Know About Debt Management Companies

Important Things to Know About Debt Management Companies

Posted On: October 31, 2023 by CSE Federal Credit Union in: Budgeting, General

 

 

Important Things to Know About Debt Management Companies

The overwhelming feeling of debt can take a physical, mental and emotional toll on a person. In some instances, if a person is inundated with debt that they feel they can’t get out from under, some may look at working with a Debt Management Company, or a DMC.

Always remember, if you have debt with CSE, talk to us first. We have a team of professionals in our Solutions Department...

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Tags: Budget, Budgeting, CSE, CSE FCU, Debt Management, Debt Management Company, DMC, DMCS, Help, Money

Happily Ever After: Managing Money as a Couple

Happily Ever After: Managing Money as a Couple

Posted On: October 30, 2023 by CSE Federal Credit Union in: Budgeting, Education, General

 

Happily Ever After: Managing Money as a Couple

Managing money can be a significant source of stress in relationships, but with a little teamwork and some smart strategies, you and your partner can build a solid foundation for your finances together.

When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Here, we’ll explore a dozen tips for practicing money movement as...

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Tags: Best Credit Union Ohio, Budget, Budgeting, Credit Union, CSE, CSE FCU, Managing Money, Managing Money as a Couple, Marriage and Money, Money

Fuel Your Children with Financial Literacy!

Fuel Your Children with Financial Literacy!

Posted On: September 1, 2023 by CSE Federal Credit Union in: Budgeting, Education, General, Youth Accounts

 

Fuel Your Children with Financial Literacy! We’re making it easy for you to fill their brains with 10 Easy Ways to Teach Kids About Money!

In today's world, teaching children about money and financial responsibility is more important than ever. But it’s also a topic that is easily shelved, or left ‘until later’. Instilling a strong foundation of financial literacy in your kids can help set them up for a successful and secure future. By starting...

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Tags: Budgeting, CSE, CSE FCU, CSE Federal Credit Union, TEACH KIDS, TEACHING KIDS ABOUT FINANCES, Teaching kids about money, YOUTH, Youth Accounts

It’s time for Back to School – and time to keep your cool.

It’s time for Back to School – and time to keep your cool.

Posted On: August 1, 2023 by CSE Federal Credit Union in: Budgeting, Education, General

 

It’s time for Back to School – and time to keep your cool.

Managing back-to-school expenses can be challenging, but with careful planning and budgeting, you can keep it cool and avoid unnecessary financial stress. Here are some tips to help you navigate back-to-school shopping while keeping your expenses under control:

Create a Budget: Before you start shopping, make a list of all the necessary items your child needs for school. Set a budget for...
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Tags: Back to School, Best Credit Union, Best Credit Union Ohio, Budget, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Money Help

How to Start a Modern Envelope System

How to Start a Modern Envelope System

Posted On: July 12, 2023 by CSE Federal Credit Union in: Budgeting, Education

 

How to Start a Modern Envelope System

Did you know, you can make the popular Money Envelope Saving System, more modern, and easy for you? How do you do this, you might ask? A Modern-Day Envelope System can be automated to help you start saving your money, and build your wealth with Club Accounts!

Building a nest egg, emergency savings, or wealth, in general, is a goal many of us aspire to achieve, but it can at times feel overwhelming to navigate the world...

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Tags: Budget, Budgeting, Building Wealth, Christmas Club, Club Account, Club Accounts, CSE, CSE FCU, CSE Federal Credit Union, Envelope System

Affordable Father’s Day Gifts

Affordable Father’s Day Gifts

Posted On: June 4, 2023 by CSE Federal Credit Union in: Budgeting, CSE, General

 

Affordable Father’s Day Gifts

Are you wondering what the perfect gift is to celebrate the person who plays the role of Father in your life? We’re here to help with our top 10 affordable gift ideas, just in time for you to appreciate that special person in your life.

10 Affordable Gifts for Father’s Day (5 that are FREE and 5 that are budget-friendly):

Plan a special outing: Take your dad to his favorite restaurant, go on a hike or...
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Tags: Affordable, Affordable Father’s Day Gifts, Budget, Budgeting, Credit Union, Credit Unions, CSE, CSE FCU, CSE Federal Credit Union, gift

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