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Loan Rates

A Quick Guide to Your Loan Rates

Loan TypeRate
VehiclesAs low as 2.99% APR1
Recreational VehiclesAs low as 3.25% APR*
Signature LoansAs low as 7.75% APR
Secured LoansAs low as 2.50% APR
Home Equity Line of CreditAs low as 3.75% APR**
MortgagesCall for Rates

Rates are current as of 07-05-2020.

1. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 72 months at 2.99% APR would be approximately $303.78. 2.99% rate reflects 0.25% rate discount when setup on auto pay. All rates and promotions subject to change without notice.

*APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. Sample monthly payment for a loan of $15,000 for 48 months at 3.25% APR would be approximately $333.67. All rates and promotions subject to change without notice. Recreational Loan rate of 3.25% APR reflects 0.25% discount when loan is set up on Auto Pay.

**APR = Annual Percentage Rate. Subject to credit worthiness and membership eligibility. Variable rate subject to change with prime rate for the duration of the line of credit. Rate may change monthly. Your home equity contract rate is variable based on Wall Street Journal Prime Rate, on your creditworthiness, and CSEFCU’s lending policies. Your rate will vary but never exceed 18.00% APR and never fall below your contract rate. Financing up to 90% of the home’s value is available. This offer is only available on owner occupied homes. Minimum credit line draw of $5,000. Property insurance required. Flood insurance may be required. No early repayment penalty. Monthly Payments will be $100 or 1% of the HELOC balance, whichever is greater. No application fee. No closing costs. Paying only the minimum payment may not be sufficient to fully amortize unpaid account balance by the end of the repayment period in which case, you will be required to pay your entire remaining balance in a single balloon payment on the agreed maturity date. Please contact your tax advisor to determine any tax benefits.

All loans are subject to credit approval.

 

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