Lending for New and Used Vehicles
CSE offers auto loans for both new and used vehicles including cars, trucks and motorcycles. We also offer flexible terms for refinancing existing auto loans that were obtained through other lenders. CSE auto loans have no application fee and no pre-payment penalty!
Rates as low as 5.24% APR1
How to Apply for an Auto Loan:
1. Apply for a pre-approval online, by phone or at the nearest CSE branch.
2. Find your vehicle.
3. Complete your financing via eSign or at the nearest CSE branch.
Member Auto Center
We're excited to announce a new way for your to browse hundreds of local vehicles while accessing financing through CSE. Check out our latest service: Member Auto Center. Search for vehicles just like other online vehicle search sites, but now you can connect directly with local dealerships and CSE.
- View CSE's Preferred Dealers
- Search Local Inventory
- Get Car Buying Advice
- Find Vehicle Values
If you have a question regarding any of these requirements, please contact us at 330-452-9801 during normal business hours.
Flex Auto Financing
Do you prefer leasing, but like the flexibility of owning your own vehicle? Flex auto financing is the program you’re looking for. CSE's Flex Auto Financing offers low monthly payments so you get the best parts of conventional financing and leasing.
Future model year, current model year and vehicles up to two years old are eligible for Flex Auto Financing and have flexible financial terms available. All program benefits include:
- Low monthly payments
- No down payment required
- No up-front costs
- Vehicle ownership (titled in your name)
- No higher insurance premium
- Option to Sell, Trade, Refinance, or Payoff at any time
- No early termination fees
- Return vehicle at loan maturity and simply "walk away"
- Yearly mileage options available: 12,000 | 15,000 | 18,000
- Enables you to easily upgrade and/or change your vehicle every couple of years
Refinance to Potentially Save
Are you paying more than you should on your current car, truck or motorcycle loan? CSE makes refinancing your vehicle easy. We can help you keep as much of your hard-earned money as possible. With great, low rates and terms up to 84 months2, you could start saving and make the most of your money.
The process to get your vehicle refinanced is easy:
1. Apply Online, by phone or at the nearest CSE branch.
2. Complete your financing via eSign or at the nearest CSE branch.
3. See if we can save you money!
1. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 36 months at 5.24% APR would be approximately $601.58. A sample monthly payment for a loan of $20,000 and a term of 72 months at 5.74% APR would be approximately $329.01. Advertised Auto Loan rates reflect 0.25% rate discount when setup on auto pay. Add 0.25% to stated rates when an automatic deduction plan is not established from a CSE Federal Credit Union account. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.
2. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 84 months at 6.75% APR would be approximately $299.42. All rates and promotions subject to change without notice. Advertised Auto Loan rates reflect 0.25% discount when loan is set up on Auto Pay. Add 0.25% to stated rates when an automatic deduction plan is not established from a CSE Federal Credit Union account. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.
All loans are subject to credit approval.