Market Avenue Drive Thru to be CLOSED

The Drive Thru at our Canton office will be CLOSED Friday, September 23rd - Sunday, 25th, reopening Monday, September 26th. ATM access will be available at the front of the building. If you require drive-up access, please visit another CSE office.

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Auto Loans

Lending for New and Used Vehicles

CSE offers auto loans for both new and used vehicles including cars, trucks and motorcycles. We also offer flexible terms for refinancing existing auto loans that were obtained through other lenders. CSE auto loans have no application fee and no pre-payment penalty!


Rates as low as 3.74% APR1

PLUS, No Payments for 90 Days2

How to Apply for an Auto Loan:

1. Apply for a pre-approval online, by phone or at the nearest CSE branch.

2. Find your vehicle.

3. Complete your financing via eSign or at the nearest CSE branch.


Exclusive Carvana Member Offer

We're excited to announce that Carvana has joined the Love My Credit Union Rewards family with an exclusive $100 cash reward for credit union members!

Carvana is the leading e-commerce platform for buying used cars and the fastest growing used auto retailer in the country. With Carvana you can:

  • Browse certified inventory: low mileage, no reported accidents, 150-point inspection.
  • Shop from home: buy online with delivery or pickup available as soon as the next day.
  • Get more for less: save valuable time and money by shopping online.
  • Buy with confidence: 7-day money back guarantee, 100-day warranty.
  • Finance with ease: easily finance a Carvana purchase with a loan from CSE.

Apply for a pre-approval for your auto-loan today and start shopping over 20,000 vehicles with Carvana all from the comfort of home! Visit today!

$100 Cash Reward from LMCUR when you buy a vehicle from Carvana

* Valid only for Carvana purchases through See Terms and Conditions.

Member Auto Center

We're excited to announce a new way for your to browse hundreds of local vehicles while accessing financing through CSE. Check out our latest service: Member Auto Center. Search for vehicles just like other online vehicle search sites, but now you can connect directly with local dealerships and CSE.

  • View CSE's Preferred Dealers
  • Search Local Inventory
  • Get Car Buying Advice
  • Find Vehicle Values

If you have a question regarding any of these requirements, please contact us at 330-452-9801 during normal business hours.


Flex Auto Financing

Do you prefer leasing, but like the flexibility of owning your own vehicle? Flex auto financing is the program you’re looking for. CSE's Flex Auto Financing offers low monthly payments so you get the best parts of conventional financing and leasing.

car salesman talking with family

Future model year, current model year and vehicles up to two years old are eligible for Flex Auto Financing and have flexible financial terms available. All program benefits include:

  • Low monthly payments
  • No down payment required
  • No up-front costs
  • Vehicle ownership (titled in your name)
  • No higher insurance premium
  • Option to Sell, Trade, Refinance, or Payoff at any time
  • No early termination fees
  • Return vehicle at loan maturity and simply "walk away"
  • Yearly mileage options available: 12,000 | 15,000 | 18,000
  • Enables you to easily upgrade and/or change your vehicle every couple of years

Refinance to Potentially Save

Are you paying more than you should on your current car, truck or motorcycle loan? CSE makes refinancing your vehicle easy. We can help you keep as much of your hard-earned money as possible. With great, low rates and terms up to 84 months3, you could start saving and make the most of your money.

The process to get your vehicle refinanced is easy:

1. Apply Online, by phone or at the nearest CSE branch.

2. Complete your financing via eSign or at the nearest CSE branch.

3. See if we can save you money!


1. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 36 months at 3.74% APR would be approximately $588.17. A sample monthly payment for a loan of $20,000 and a term of 72 months at 4.50% APR would be approximately $317.48. 3.74% APR and 4.50% APR rates reflect 0.25% rate discount when setup on auto pay. Add 0.25% to stated rates when an automatic deduction plan is not established from a CSE Federal Credit Union account. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications.

2. First payment will be due 90 days from closing of the loan. Finance charges begin accruing as of the loan disbursement date. All loans are subject to approval meeting standard credit union underwriting guidelines. If refinancing an existing CSE auto loan, refinanced loan must include at least $2,000 cash out. Offer excludes mortgage loans, credit cards, unsecured loans, share secured loans and any commercial loans. Offer is valid beginning March 1, 2022.

3. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 84 months at 6.25% APR would be approximately $294.57. All rates and promotions subject to change without notice.

All loans are subject to credit approval.


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