Lending for New and Used Vehicles
CSE offers auto loans for both new and used vehicles including cars and trucks. We also offer flexible terms for refinancing existing auto loans that were obtained through other lenders.
New Auto Loan Rates as low as 5.24% APR1 for 36 Months
Used Auto Loan Rates as low as 5.74% APR2 for 60 Months
NO Application Fee. NO Early Payoff Penalty. NO Whacky Fees
Plus, cheaper Warranty and GAP (Guaranteed Auto Protection) coverages than the banks and dealers.
Refinancing Available
Did you finance elsewhere? Regardless of where your vehicle is financed, we're great at finding creative ways to refinance loans to help you save money.
Interested in even lower rates? Rates start as low as 5.49% APR2 on Used Auto Loans 36 months and under.
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How to Apply for an Auto Loan:
- Apply for a pre-approval online, by phone or at the nearest CSE branch.
- Find your vehicle.
- Complete your financing via eSign or at the nearest CSE branch.
Apply Online Schedule an Appointment Calculate Auto Loan Payment
TruStage Auto Insurance
As a CSE member, you have access to exclusive savings through TruStage Auto Insurance. Designed with credit union members in mind, TruStage provides reliable coverage, competitive rates, and peace of mind on the road. When you finance your vehicle with us, protecting it with TruStage helps ensure that the investment you’ve made is safeguarded against the unexpected—so you can drive with confidence knowing you’re covered.
1. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 36 months at 5.24% APR would be approximately $601.58. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.
2. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 60 months at 5.74% APR would be approximately $384.24. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.
3. APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 84 months at 7.00% APR would be approximately $301.85. All rates and promotions subject to change without notice. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.
All loans are subject to credit approval.
Applying for a loan or credit card product may result in a credit inquiry and the applicants credit score may be impacted.
Upon submitting a loan application, applicants may be required to provide additional documentation to complete the review process. This may include, but is not limited to, one or more of the following: Proof of Income, Recent Credit Card Statements, Verification of Employment, Bank Statements, Proof of Residency or, Housing Documentation.