Skip to Content
Close Icon

Checking Accounts

Checking for Worry-Free Living

Open a checking account with CSE that has all the tools you would expect to manage your money the way you desire.

woman paying with debit card

Free Checking

  • No cost to open1
  • No monthly maintenance fees
  • No minimum balance
  • Rewards Debit Card
  • 30,000 fee-free ATMs

Access Checking

  • Second Chance checking account for members who do not qualify for standard ‘free checking’
  • $25.00 account opening fee
  • $5.00 monthly maintenance fee
  • Rewards Debit Card
  • 30,000 fee-free ATMs
  • No Check writing privileges

CO-OP Shared Branching

Reap the benefits of branches from anywhere in the country with the CO-OP Shared Branch. Use the locator when you click the link, or text your zip code to 91989. With over 5,000 credit unions in the U.S., you can access your accounts from anywhere.

Learn More

Fee-Free ATMs

Access over 30,000 surcharge-free ATMs across the country at your convenience. Use the ATM Locator or text your zip code to 91989 to find ATMs in town or when you’re far from home.

Find an ATM

Courtesy Pay

Whether you accidentally overdraw your account, or if it’s out of necessity, with Courtesy Pay we may honor insufficient transactions up to $400. There is a $25 per item paid overdraft fee for this service. Courtesy Pay is not available for the Access Checking product.

Learn more

Automatic Transfer

If you overdraw your checking account, we can automatically transfer money from a linked account to the checking account you’re withdrawing from. Some limitations apply.

Learn More

Check Reorder

Easily reorder checks online, in person or over the phone.
NOTE: Access Checking Accounts are not eligible for checks.

Reorder Online

Get Easy Access to Your Checking Account

Our electronic services include: online banking, mobile banking and bill pay. With these services you can set up account alerts to go straight to your phone, make mobile check deposits, pay your bills all at once and more. See all the benefits of our electronic services and take control of your finances today.

See Electronic Services


1. Must meet eligibility requirements and first open a $5 Share account to open a Checking accounts. Restrictions apply.

You are now leaving CSE Federal Credit Union
Continue