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Sail through the Mortgage Process in a Breeze

Sail through the Mortgage Process in a Breeze

Posted On: March 13, 2024 by CSE Federal Credit Union in: Education, Mortgages

  Sail through the Mortgage Process in a Breeze Ready to set sail on the thrilling journey of homeownership? Fear not, we're here to guide you through the mortgage process like a seasoned captain navigating calm waters with 10 tips below. Are you seeking Smooth Sailing? Then, prepare the docks…well, the documents. If you gather the following paperwork ahead of time, it can help you navigate the first leg of the home-buying process. A valid form of identification: Either your passport, driver's license, or any non-expired, government-issued ID. Proof of Income: 2 year’s worth of W2’s and or tax returns (if self-employed) and 30 days of current pay stubs. Debt Documentation: Disclose your debts such as auto loans, student loans, and credit card statements – they're all part of your financial crew. Credit Report Anchor: Let your credit report be the anchor that holds your financial ship steady. A good credit score is like a well-maintained
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Sail through the Mortgage Process in a Breeze

Sail through the Mortgage Process in a Breeze

Posted On: March 13, 2024 by CSE Federal Credit Union in: Education, Mortgages

 

Sail through the Mortgage Process in a Breeze

Ready to set sail on the thrilling journey of homeownership? Fear not, we're here to guide you through the mortgage process like a seasoned captain navigating calm waters with 10 tips below.

Are you seeking Smooth Sailing? Then, prepare the docks…well, the documents. If you gather the following paperwork ahead of time, it can help you navigate the first leg of the home-buying process.

A valid...
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Tags: Best Credit Union, CSE, CSE FCU, CSE Federal Credit Union, Mortgage, Mortgage Pre-Approval, Mortgage Process, Mortgages, Sail through the Mortgage Process in a Breeze

5 Things to Consider Before Making a Large Purchase

5 Things to Consider Before Making a Large Purchase

Posted On: March 1, 2024 by CSE Federal Credit Union in: Budgeting, CSE, Education, General

 

5 Things to Consider Before Making a Large Purchase

Making a large purchase is a significant decision when it comes to your budget that requires careful consideration. Here are 5 tips to implement before making a substantial financial commitment:

1. Start with a Budget: First things first, set a budget. Ask yourself, how much are you willing to spend on this large ticket item, and stick to it!

2. Do Your Research: What’s the first thing you...

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Tags: Budget, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, large purchase, large purchases

CSE Federal Credit Union Named to Newsweek’s “America's Best Regional Banks and Credit Unions 2024”

CSE Federal Credit Union Named to Newsweek’s “America's Best Regional Banks and Credit Unions 2024”

Posted On: February 5, 2024 by CSE Federal Credit Union in: CSE News

 

CSE Federal Credit Union Named to Newsweek’s “America's Best Regional Banks and Credit Unions 2024”
 

This award recognizes CSE’s impact and commitment to delivering affordable, community-focused, and relevant banking to all in Stark County, Ohio.  

Canton, OH February 6, 2024 - - CSE Federal Credit Union, Stark County’s premier credit...

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Tags: Best Credit Union, Best Credit Union Ohio, CSE, CSE FCU, CSE Federal Credit Union, CSE News, Forbes, Newsweek

Essentials for Budget Flexibility: Building Your Emergency Fund

Essentials for Budget Flexibility: Building Your Emergency Fund

Posted On: February 1, 2024 by CSE Federal Credit Union in: Budgeting, Education

 

Essentials for Budget Flexibility: Building Your Emergency Fund

One of the key pillars to financial success is having an emergency fund in place. In this blog post, we'll explore the essentials of emergency funds and why every household should prioritize building one.

Think of your budget as a well-constructed house, with each expense and financial goal meticulously planned and laid out like the framework and walls. Now, imagine your emergency fund as the...

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Tags: Budget, Budgeting, CSE, CSE FCU, Emergency Fund, Emergency Savings, Nest Egg, Saving, savings

Budgeting and How to Put it into Practice

Budgeting and How to Put it into Practice

Posted On: January 17, 2024 by CSE Federal Credit Union in: Budgeting, Education

 

Budgeting and How to Put it into Practice

Creating a budget is a crucial step toward financial stability, but the real challenge lies in putting it into practice. It's not just about jotting down numbers on a spreadsheet or putting them in an app; it's about cultivating mindful habits and making informed financial decisions.

Here are ten practical tips to help you easily apply a budget to your everyday life.

Understand Your Financial Goals:

Just...

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Tags: Best Credit Union, Budget, Budgeting, Budgeting and How to Put it into Practice, CSE, CSE FCU, CSE Federal Credit Union, Put it into practice

The Resolution Every Budget Needs

The Resolution Every Budget Needs

Posted On: January 3, 2024 by CSE Federal Credit Union in: Budgeting, Education

 

 

The Resolution Every Budget Needs

Have you ever asked yourself what’s the one thing you need to do to make your New Year’s Resolution of having a budget stick? The resolution that every budget needs is: COMMITMENT!

Commitment is a crucial component of building and maintaining your budget. From building an emergency fund as your financial safety net to establishing, prioritizing, and consistently tracking your expenses, do not let...

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Tags: Budget, Budgeting, Creating a Budget, CSE, Money, New Year, New Year's Resolutions, Resolutions, The Resolution Every Budget Needs

Reflecting on 2023: A Thank You to Our Members

Reflecting on 2023: A Thank You to Our Members

Posted On: December 13, 2023 by CSE Federal Credit Union in: CSE, CSE News, General

 

Reflecting on 2023: A Thank You to Our Members

As we approach the end of 2023, we want to take a moment to express our most profound appreciation to every one of you. We extend our heartfelt thanks for being an integral part of our Credit Union family.

In 2023 CSE celebrated 85 years of being in the Stark County Community. To show our gratitude for our community, we held several random acts of kindness events throughout the year, from partnering with some amazing...

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Tags: Best Credit Union, Best Credit Union Ohio, CSE, CSE FCU, CSE Federal Credit Union, Happy New Year

Receive Money Faster with Real-Time Payments

Receive Money Faster with Real-Time Payments

Posted On: November 3, 2023 by CSE Federal Credit Union in: CSE, CSE News, Education, General

 

Receive Money Faster with Real-Time Payments

Real-time payments, often referred to as RTP or Instant Transfers, are a type of electronic transfer that allows money to be moved to and from merchants, vendors, individuals and other financial institutions instantaneously. The system is designed to process these transactions in real-time or near-real-time, which means that the funds are transferred and made available to the recipient typically within seconds. This is significantly...

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Tags: Account Number, CSE, CSE FCU, CSE Federal Credit Union, MICR, Money, Money Fast, Real Time Payments, RTP

Important Things to Know About Debt Management Companies

Important Things to Know About Debt Management Companies

Posted On: October 31, 2023 by CSE Federal Credit Union in: Budgeting, General

 

 

Important Things to Know About Debt Management Companies

The overwhelming feeling of debt can take a physical, mental and emotional toll on a person. In some instances, if a person is inundated with debt that they feel they can’t get out from under, some may look at working with a Debt Management Company, or a DMC.

Always remember, if you have debt with CSE, talk to us first. We have a team of professionals in our Solutions Department...

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Tags: Budget, Budgeting, CSE, CSE FCU, Debt Management, Debt Management Company, DMC, DMCS, Help, Money

Happily Ever After: Managing Money as a Couple

Happily Ever After: Managing Money as a Couple

Posted On: October 30, 2023 by CSE Federal Credit Union in: Budgeting, Education, General

 

Happily Ever After: Managing Money as a Couple

Managing money can be a significant source of stress in relationships, but with a little teamwork and some smart strategies, you and your partner can build a solid foundation for your finances together.

When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Here, we’ll explore a dozen tips for practicing money movement as...

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Tags: Best Credit Union Ohio, Budget, Budgeting, Credit Union, CSE, CSE FCU, Managing Money, Managing Money as a Couple, Marriage and Money, Money

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