Mobile Payments: Why Should I Use Them?

Just a few years ago, the world was introduced to Mobile Payments and Wallets. Apple Pay, Samsung Pay, and Google Pay have now become one of the most convenient, safest ways to transact business with a debit or credit card. As we become more and more of a cashless society, having payment options is critical to ensuring you can purchase what you need and want. You likely have a debit or credit card that you use (or, possibly multiple cards) - it would be nice to put them away and...

Just because it’s a seller's market doesn’t mean it’s not a good time to buy, if you’re ready. Right now there will be homes popping up faster than you know it, even more so since Spring is here. Being prepared now means you’ll be ready when you find that home of your dreams!.

Where do I start?

First things first - determining your needs and wants in a home and setting a budget. If you’re buying a home with another person,...

The age of vehicles on the road continues to rise. According to IHS Markit, the average age of all vehicles at the end of 2019 was 11.8 years old. After a nationwide drop in vehicle sales in 2019, the average age will likely creep up more. When considering those factors, the market is likely to move toward an increase in car sales. If you find yourself looking for a vehicle, be smart about your financing options.

With gas prices...

Debt affects nearly every consumer, no matter what financial situation you find yourself in. According to the Federal Reserve1, American's hold nearly $4.2 Trillion (yes, with a T) in consumer debt, or, roughly $38,000 per person. This number excludes mortgage debt but includes everything else: student loans, credit cards, vehicle loans, personal loans, and other debts.

If digging out of debt is on your financial to-do list,...

Credit card debt has never been higher for American consumers. Though credit cards can provide a quick, convenient way of paying for the things you want, there are times when the balance creeps much higher than what you anticipated. When seeking relief from credit card debt, you have a few options. One of the most common is a Balance Transfer. A Balance Transfer is when you take debt from one credit...

Consider this question: Whether good or bad, what has put you in the financial place you are now? Was there been a lack of a budget throughout the previous year? Did you keep up with your budget until the holidays, but then splurge a little? We want to help you plan, budget and set goals in the new year.

Clean Up and Sell Some Stuff

A new trend is if something doesn’t...

Get your maximum refund guaranteed with TurboTax! What’s even better, CSE Federal Credit Union members can save up to $15. Check out our Turbo Tax website for more details. 

Get Started

It’s that time of year when many of us will be receiving a tax return from the IRS (hopefully). But, the reality is that many of us don’t use that refund responsibly and...

In just a few short weeks, calendars will turn to 2020. Although you have a more time to be irresponsible with your money, doesn’t mean you should. If you have plans for financial resolutions in the new year, why wait? Start now!

CSE has tools to help you reach financial goals in the new year. Whether that is simply being wiser with your money and setting a budget, or something larger like consolidating debt for less financial stress, we can help.

Budgeting

A...

Since opening our doors in 1938, CSE Federal Credit Union has been “Committed to Service and Education”. For many years, that was the tagline of CSE; though we don’t use that for marketing purposes anymore, the statement could not be more true! Service and Education is, perhaps more than ever, a core value that is engrained in what we do as a credit union.

What You Can Expect from our Blog!
We have three main goals for our blog – all of them come back to...

Even if you’re financially responsible, life’s unpredictable nature can catch you off guard, at times making it dangerously easy to fall into debt. That’s just one of the reasons that we offer Banzai! Financial Education FREE to all of our members and Stark County community.

Banzai offers real-world financial education. You can walk through simulations with their life game, you can read up on great financial tips with their Library, or you can even work with a Financial...