10 things anyone can do to stay out of debt

We’ve all been there, whether it be an accumulation of credit card debt, getting behind on bills because of a job loss, or so many other scenarios. Debt can add up quickly and it can be overwhelming. It’s easier to stay out of debt by making simple changes, than digging your way out. Here are 10 things anyone can do to stay out of debt, and that means you too!

Holiday shopping in 2020 may present some unique challenges. When the COVID-19 pandemic hit, it disrupted pretty much every major industry. In the world of retail, disruptions came in the form of closures of brick-and-mortar stores, supply shortages, and shipping delays. With this blow, shopping in 2020 has looked quite different and people are experiencing a new way of shopping. The holiday shopping season is just ahead, and we’re already thinking about how the pandemic...

Using an ATM may be an indispensable convenience, but is it safe? In nearly every scenario, the answer is yes! ATMs have been used successfully by hundreds of millions of people over three decades: Millions of ATM transactions take place daily without incident, which is great news for ATM users. But, there are always things to watch for to make your ATM experiences safer.

SAFETY

There is no such thing as too much safety when using an ATM - it’s important...

A vehicle is a huge investment. Outside of a house and possibly student loans, it is one of the largest purchases you’ll ever make - and, on average, American's purchase around 10 cars in their lifetime. However, many consumers don’t take proper care of their vehicles and skip regular maintenance, which in turn costs more money when you have to purchase another vehicle sooner than expected.

So, take proper care and invest in regular maintenance for your...

Going to college is a whole new experience for most teenagers. It’s a whirlwind into adulthood and figuring it all out takes time! Something we feel is important to share with young adults getting ready to go to college is that you can still have a memorable college experience without spending a ton of money! It’s all about budgeting and being skillful in the way you choose to spend your money.

First things first – where are you getting your spending...

No matter how vigilant you may be with keeping your financial records secure, thieves still seem to find a way to gain and use your card information to make unauthorized purchases. It can happen at the grocery store, the gas station, an ATM, or any other merchant you visit. It can even happen online on unsecured websites – and it can happen to you.

At CSE Federal Credit Union, we are committed to keeping our members’ personal information and assets safe while...

CSE was recently named the #1 Credit Union in Ohio by Forbes. Our ranking was derived from a series of independent surveys by Statista, a leading global provider of market and consumer data.

Forbes and Statista worked together on a list of Best Banks and Credit Unions to provide consumers with information on which credit unions provide the best overall service and experience. Across all US states, 182 credit unions are being recognized, equaling 3.5%...

The COVID-19 crisis has affected every single one of us, though it’s level of impact varies. Some of us were financially prepared for a situation like what we just went through, others were not. For all of us, now is a great time to assess where we were, where we are, and where we want to be in our financial lives as we recover from the COVID-19 pandemic.

Financial prosperity in a post-crisis world may seem unlikely or even unattainable. If you’re finding that it's time...

Just a few years ago, the world was introduced to Mobile Payments and Wallets. Apple Pay, Samsung Pay, and Google Pay have now become one of the most convenient, safest ways to transact business with a debit or credit card. As we become more and more of a cashless society, having payment options is critical to ensuring you can purchase what you need and want. You likely have a debit or credit card that you use (or, possibly multiple cards) - it would be nice to put them away and...

Just because it’s a seller's market doesn’t mean it’s not a good time to buy, if you’re ready. Right now there will be homes popping up faster than you know it, even more so since Spring is here. Being prepared now means you’ll be ready when you find that home of your dreams!.

Where do I start?

First things first - determining your needs and wants in a home and setting a budget. If you’re buying a home with another person,...