Posted On: June 4, 2025 by CSE Federal Credit Union in: CSE, Fraud Tips

Posted On: June 4, 2025 by CSE Federal Credit Union in: CSE, Fraud Tips
Posted On: June 4, 2025 by CSE Federal Credit Union in: CSE, Fraud Tips
The recent surge in scam attempts isn’t new—but it’s becoming harder to ignore.
It seems like every time we check our phones these days, there’s another suspicious text, voicemail, or call. Maybe you’ve gotten a text claiming you owe a toll fee, or a voicemail telling you you’ve been approved for a loan you never applied for. These scams are becoming more frequent — and more convincing — and let’s be real more annoying!
These...
Posted On: May 1, 2025 by CSE Federal Credit Union in: CSE, Education, Fraud Tips
HOW TO GUIDE: STAYING SAFE FROM AI SCAMS
Artificial Intelligence (AI) is changing the way we live, work, and manage our finances. While AI has many benefits, scammers are also using this technology to create more convincing and sophisticated fraud schemes.
As your trusted credit union, we want to ensure you know how to protect yourself. Follow this step-by-step guide to stay safe!
Step 1: Recognize the Most Common AI Scams
AI-Generated Voice...Posted On: April 29, 2025 by CSE Federal Credit Union in: CSE, CSE News, Education
Attention Shared Branch Users: Enhanced Security for In-Person Verification
Your security is our top priority—both at CSE and through our Shared Branch partners. With the Shared Branch network, you can access your CSE accounts at over 5,000 credit union branches nationwide.
New Security Step for Out-of-State IDs:
Beginning May 1, 2025, if you visit a Shared Branch and present an out-of-state ID, you’ll now go through a quick multi-factor...
Posted On: April 1, 2025 by CSE Federal Credit Union in: Budgeting, CSE, Education, Youth Accounts
A Parent’s Guide to Teaching Finances to Gen Alpha
As parents, we want to equip our children with the skills they need to succeed in life, and financial education is one of the most important lessons we can pass down. But for Gen Alpha — kids born between 2010 and 2025 — the way they learn is already drastically different from previous generations. With rapid advancements in technology, digital banking, and a shift toward a cashless society, teaching...
Posted On: March 5, 2025 by CSE Federal Credit Union in: Budgeting, CSE, Education
How-to-Guide on How Money Management Accounts Works
1. What Is a Money Management Account?
A money management account (MMA) is a type of bank account that lets you save money while earning a bit more interest (or dividends) than a regular savings account. It’s a good place to put money you want to keep safe and grow, but still have available when you need it. Generally, a MMA savings rate isn’t as high as a Term Share Certificate or a Certificate...
Posted On: March 5, 2025 by CSE Federal Credit Union in: Debit & Credit Cards, Education
A How-to-Guide on Your First Credit Card
Getting your first credit card is an exciting step toward financial independence, but it’s also a huge responsibility. At CSE, we want to set you up for success with these essential tips:
The Do’s
DO: Pay on Time, Every Time
Your payment history is the single greatest factor that makes up your credit score. Even one missed payment can hit you where it hurts. Consider setting up an automatic...Posted On: February 19, 2025 by CSE Federal Credit Union in: CSE, Debit & Credit Cards, Education
How-to-Guide on How a Checking Account (and Debit Card) Works
1. What Is a Checking Account?
A checking (or share draft) account is a bank account that helps you manage and spend your money easily. You can use it to save money safely, pay for things and keep track of your spending. Checking accounts are perfect for everyday transactions like buying groceries, paying bills, and getting your paycheck deposited.
2. How Do You Use a Checking Account?
Deposit...
Posted On: February 5, 2025 by CSE Federal Credit Union in: Credit Cards, Education
How-to-Guide on How a Credit Card Works
1. What Is a Credit Card?
A credit card is a plastic (or digital) card that lets you borrow money to make purchases. When you use a credit card, you're using the credit union’s money, not your own. The credit union has allowed you up to a certain dollar amount (or credit limit, see below) to borrow. This is different from a debit card, which takes money directly from your checking account.
2. How...
Posted On: January 15, 2025 by CSE Federal Credit Union in: Education, General
How to Guide on Preparing for Tax Season
The New Year is here, and that also means the countdown to tax season begins. Preparing your taxes may seem like a stressful and daunting task, but it doesn’t have to be. With a little organization and planning, you can file your taxes efficiently and even uncover opportunities to save money.
Step 1: Gather Your Documents
Here’s what you’ll likely need:
Income Statements: W-2s from...Posted On: January 8, 2025 by CSE Federal Credit Union in: Credit Cards, Education
Credit card APR (Annual Percentage Rate) is the interest rate charged if you carry a balance on your card. It’s usually shown as a yearly (or annual) rate, but most credit cards calculate it daily or monthly. Knowing how to calculate APR charges can help you understand the cost of carrying a balance and avoid surprise fees. Here’s how to break it down!
Step 1: Find Your APR and Daily Rate Find your APR: Check your credit card...