CSE's Balance Transfer Special

The holidays are super jolly until they catch us by surprise in the New Year. After a spending bonanza, comes the dreaded credit card statement. It’s completely possible that it may take your breath away when you see all of those charges as your new balance due. If you carry a balance on your credit card(s), don’t worry, CSE is here to help provide relief with a balance transfer special designed to give you some financial flexibility!

Many store-issued credit cards that you...

If 2020 taught us anything, it was to maintain an emergency fund, ready for when we need it most. An emergency fund is an amount of money set aside to cover unforeseen expenses, or, the extra money that is set back to cover basic expenses when there are drastic changes to your income. Emergency funds can be used for small emergencies or extreme emergencies. How much a person needs in an emergency fund is unique and varies based on personal circumstances. Common reasons that...

Credit card debt has never been higher for American consumers. Though credit cards can provide a quick, convenient way of paying for the things you want, there are times when the balance creeps much higher than what you anticipated. When seeking relief from credit card debt, you have a few options. One of the most common is a Balance Transfer. A Balance Transfer is when you take debt from one credit...

Here we go...another new year, another round of resolutions. Whether you’ve decided your New Year’s Resolution will again be to lose those 10 pounds, organize your office, or learn how to speak a new language – on your list of “things to do” in the New Year should also include giving your finances a check-up!

The start of a new year is a great time to review and re-evaluate your budget. It’s easy after the end of the year to gather...

Get your maximum refund guaranteed with TurboTax! What’s even better, CSE Federal Credit Union members can save up to $15. Check out our Turbo Tax website for more details. 

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It’s that time of year when many of us will be receiving a tax return from the IRS (hopefully). But, the reality is that many of us don’t use that refund responsibly and...

Debt affects nearly every consumer, no matter what financial situation you find yourself in. According to the Federal Reserve1, American's hold nearly $4.2 Trillion (yes, with a T) in consumer debt, or, roughly $38,000 per person. This number excludes mortgage debt but includes everything else: student loans, credit cards, vehicle loans, personal loans, and other debts.

If digging out of debt is on your financial to-do list,...

The year 2020 is officially in the books, and rather than “hindsight being 2020”, 2020 is now officially hindsight. It was a year that no one could have planned for, where time seemed to both fly by and stand still. It was a year where, for many, the “highs” seemed hard to find, and the “lows” just seemed to keep on coming.

Though 2020 provided a lot of forgettable moments, for CSE, it also provided numerous opportunities to make a significant impact...

We’ve all been there, whether it be an accumulation of credit card debt, getting behind on bills because of a job loss, or so many other scenarios. Debt can add up quickly and it can be overwhelming. It’s easier to stay out of debt by making simple changes, than digging your way out. Here are 10 things anyone can do to stay out of debt, and that means you too!

Holiday shopping in 2020 may present some unique challenges. When the COVID-19 pandemic hit, it disrupted pretty much every major industry. In the world of retail, disruptions came in the form of closures of brick-and-mortar stores, supply shortages, and shipping delays. With this blow, shopping in 2020 has looked quite different and people are experiencing a new way of shopping. The holiday shopping season is just ahead, and we’re already thinking about how the pandemic...

Using an ATM may be an indispensable convenience, but is it safe? In nearly every scenario, the answer is yes! ATMs have been used successfully by hundreds of millions of people over three decades: Millions of ATM transactions take place daily without incident, which is great news for ATM users. But, there are always things to watch for to make your ATM experiences safer.

SAFETY

There is no such thing as too much safety when using an ATM - it’s important...