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Mortgages

Building a Future with Home Loans

Whether you’re buying your first home or refinancing an existing mortgage, the process for home ownership can be complex and time consuming. Lean on the dedicated mortgage professionals at CSE for a less stressful experience and find the mortgage option that’s right for you. We will educate and make sure you understand each step of the process.


Our Mortgage Options

Take a look at the different types of home loans we offer at CSE and compare the benefits of each. If you’re ready to finance your next home, apply online today or schedule an appointment to talk to one of our lenders.

Calculate Mortage Payment

LoanMay be right for you if…Benefits
Federal Housing Administration (FHA)
  • You're a first-time home buyer
  • You need more flexibility in qualifying
  • You need a lower down payment option
  • Have student loan debt
  • Have down payment help from a family member
  • Payments stay the same through the term
  • Maximum loan amounts are determined by property location
  • More flexible seller contributions towards closing costs
Conventional Fixed-Rate
  • You have strong, established credit and 5%-20% down payment
  • You're looking for a 2nd home or investment property
  • You want Mortgage Insurance options that are flexible (for placing less than 20% down)
  • Payments stay the same through the term
  • Options to avoid Private Mortgage Insurance (PMI)
Veterans Administration (VA)
  • You're an eligible veteran
  • You're looking for 100% financing options
  • You have no down payment
  • You're a first-time home buyer
  • You have less-than-perfect credit
  • You have student loan debt
  • Payments stay the same throughout the term
  • No down payment required
  • Fixed-rate terms are available
  • More flexible seller contributions towards closing costs
USDA Rural Development (RD)
  • You're looking for 100% financing options
  • You don't have perfect credit
  • 100% Financing with no down payment
  • Property in a USDA designated eligible area
  • You're a first-time home buyer
  • You need a lower down payment option
  • You have less-than-perfect credit
  • You have student loan debt
  • Income is under USDA requirements
  • Flexible credit guidelines
  • No down payment required
  • More flexible seller contributions towards closing costs

Have a Mortgage Specialist Contact You

DO NOT send us Account Numbers, Social Security Numbers, Pin Numbers or Driver's License Numbers via e-mail or Form submissions! Email and Form submissions are not a secure way to send us that type of information.

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All loans are subject to credit approval.

 

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