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Loan Insurance

Be Prepared When Life Happens

Life has its share of surprises, but your finances don’t have to be caught off guard. With CSE’s protection options, you can shield yourself (and your budget) from the unexpected. Think of it as extra peace of mind for the road ahead.

Contact your loan officer for cost and complete details of any of these loan insurance products.

Never worry about expensive failures again!

Guaranteed Auto Protection (GAP) and Warranty Protection programs are not required to be added-on to an auto loan product in order to obtain the loan from the credit union, nor does the decision to add-on or not impact the final decision of the loan application.

family in car

GAP (Guaranteed Auto Protection)

Cars lose value fast, but your loan doesn’t. If your vehicle is stolen or totaled, GAP helps cover the difference between what you owe and what insurance pays. That could mean saving yourself from thousands out of pocket.

Credit Insurance

Life isn’t predictable, but your loan payments can be. Credit Life and Disability Insurance can step in if you pass away unexpectedly, or if an illness or injury keeps you from working. It may cover your payments or even pay off your loan balance, so your family isn’t left with the burden. And because you only buy what you need, it’s often more affordable than you think.
For just pennies a day, you can protect your loan and protect your peace of mind.

Once you've decided to purchase credit insurance, for as little as pennies per day above the cost of your loan payment, you can rest easy knowing that the extra care you put into protecting your loan can help you when you need it most.

Vehicle Warranty Protection

Repairs may be needed, but they don’t have to derail your budget. With extended coverage built into your loan, you’re protected against costly mechanical breakdowns at an affordable price. Coverage may include:

  • Nationwide Coverage
  • Towing, Rental, & Trip Interruption
  • Lost Key/Locked Out Assistance
  • Road Hazard Tire Assistance
  • And more
The products offered: Are not federally insured. Are not obligations of the Credit Union. Are not guaranteed by the Credit Union

Bottom line: Life happens...

...but being prepared makes all the difference. Contact your loan officer for cost and complete details of any of these loan insurance products.
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