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Privacy Policy

Privacy Policy Facts
FACTSWHAT DOES CSE Federal Credit Union DO WITH YOUR PERSONAL INFORMATION?
WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Credit Scores
  • Account Balances and Overdraft History
  • Payment History and Credit Card or Other Debt
HOW?All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons CSE Federal Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information
Reasons we can share your personal informationDoes CSE Federal Credit Union share?Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes -
to offer our products and services to you
YesYes
For joint marketing with other financial companiesYesYes
For our affiliates' everyday business purposes -
information about your transactions and experiences
YesYes
For our affiliates' everyday business purposes -
information about your creditworthiness
NoWe don’t share
For our affiliates to market to youYesYes
For non-affiliates to market to youNoWe don’t share

 

To Limit Our Sharing
To Limit Our Sharing
To Limit Our Sharing

Call 866-273-3281 or (330) 452-9801

Please Note: If you are a new member, we can begin sharing your information immediately after we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

 

Questions?
Questions?
Questions?

Call 866-273-3281 or go to https://www.csefcu.com/contact-us

 

Who we are
Who we are
Who is providing this notice?Canton School Employees Federal Credit Union

 

What we do
What we do
How does CSE Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does CSE Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or give us your income information
  • apply for financing or give us your contact information
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.

 

Definitions
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include financial companies such as insurance companies.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Non-affiliates we share with can include mortgage companies, insurance companies, and direct marketing companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include insurance companies.

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