Visa Credit Cards

1. $100 Cash Bonus will be in the form of 14,000 rewards points and applied to your MORe Rewards account. Accounts that meet the $1,500 spend threshold within the promotional period should expect to see their bonus points post to MORe Rewards account balance within 30 days. Access rewards through CSE’s digital banking.

2. APR = Annual Percentage Rate. 0.00% Promotional APR is for 12 months with a transfer fee of 3.00% or $10.00, whichever is greater. Promotional APR is good only on balance transfers made in the first 90 days after account opening by new cardholders. The promotional rate of 0.00% APR is applied for 12 consecutive billing cycles from the date of the balance transfer unless the account becomes delinquent and/or over the limit. After the 12 billing cycles, the 0.00% Promotional Rate will revert back to the standard fixed rate for purchases and/or balance transfers between 12.99% APR and 17.99% APR depending on your creditworthiness at the time of account opening. This offer can be changed or discontinued without notice. Balance Transfers cannot be used to pay existing CSE Federal Credit Union debts.

Balance Transfers will be treated as a cash advance. Transfers are processed upon their receipt. Please continue to make payments on your credit cards until you have received confirmation of completion. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balance(s) on the designated account(s). The credit union is not responsible for any remaining balance or additional charges with regard to such account, or for any charges resulting in any delay in the payment and transfer of balances. The total amount(s) paid and transferred cannot exceed your credit line. The credit union reserves the right to refuse any balance transfer request. Balance Transfers cannot be used to pay other CSE Federal Credit Union debts.

3. Gas Stations + EV Charging purchases include those made at merchants classified as places that sell automotive gasoline or electric vehicle charging that can be bought at the pump or inside the station using the following merchant category codes (MCCs): 5541, 5542 and 5552. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible.
Grocery purchases include those made at merchants classified as grocery stores, supermarkets, specialty markets, convenience stores, bakeries, and candy stores using the following merchant category codes (MCCs): 5411, 5499, 5462 and 5441.
Bonus Rewards will be calculated after all purchases and returns are processed daily and will be added to your MORe Rewards points balance the next business day, excluding Sundays and Federal Holidays.

MORe Rewards Points earned using CSE Debit and Credit Cards expire 3 years after issuance. Points that expire will no longer be redeemable. You can view your current rewards balance and expiration dates for points by using the 'MORe Rewards' link inside eBranch and clicking on My Account Statement in the My Account dropdown.

Purchases made at merchant in the following Merchant Category Codes (MCCs) are not eligible to earn rewards points: 0041 – Gamling Transactions, 2490 – Tax Payments to Government Institutions, 4829 – Wire Transfers/Money Orders, 6010 – FI Manual Cash Disbursement, 6011 – FI Cardholder Activated Cash, 6012 – FI Merchandise and Service, 6050 – Financial Institutions-Foreign Currency, Money Order, 6051 – Non-FI Foreign Currency, 6211 – Security Brokers/Dealers, 6529 – Financial Institutions - Remote Stored Value Loan, 6531 – Payment-Money Transfer Purchase, 6532 – Payment Transaction Member Financial Institution, 6534 – Financial Institution-Money Transfer, 6535 – Value Purchase-Member Financial Institution, 6536 – MoneySend Intracountry, 6537 – MoneySend Intercountry, 6538 –MoneySend Funding, 6539 – Funding (Excluding MoneySend), 6540 – POI funding Transactions, 7800 – Government Lottery, 7801 – Government Licensed Casinos, 7802 – Government Licensed Horse/Dog racing, 7987 – Casino De Madrid, 7988 – Casino Gaming Chips, 7989 – Casino Gaming Chips (Casinos E Cataluza), 7990 – Onlae: National Lottery, 7995 – Betting, Casinos, 9211 – Court Costs – Alimony/Child Support, 9222 – Fines, 9223 – Bail and Bail Bonds, 9311 – Tax Payments.

4. Standard fixed rate for purchases and/or balance transfers between 12.99% APR and 17.99% APR depending on your creditworthiness at the time of account opening. Balance Transfers cannot be used to pay existing CSE Federal Credit Union debts. Any existing CSE Visa credit card opened before 7/1/2026 is subject to the previous rate structure and should contact us or refer to their billing statement for your applicable rate. In the event an existing cardholder with the previous rate structure makes a change to the account, including but not limited to, an approved limit increase request or adding authorized user(s) or co-borrowers, your card may be subject to the new rate structure based on your current creditworthiness at the time of the change. Any CSE Visa credit card opened 7/1/2026 and beyond will be subject to the new rate structure reflected above.

Subject to credit approval.

Applying for a loan or credit card product may result in a credit inquiry and the applicants credit score may be impacted.

Upon submitting a loan application, applicants may be required to provide additional documentation to complete the review process. This may include, but is not limited to, one or more of the following: Proof of Income, Recent Credit Card Statements, Verification of Employment, Bank Statements, Proof of Residency or, Housing Documentation.

Fees associated with CSE Visa Card:
•Foreign Transaction - 1% of each transaction in U.S. Dollars
•Currency Conversion - 1% of each transaction in U.S. Dollars

The information about the costs of the Visa card described on this webpage is accurate as of 7/1/2026. This information may have changed after that date. To find out what may have changed, call us at 330.452.9801 or write to us at 4101 Shuffel St NW, North Canton, OH 44720.

There are costs associated with the use of this card. To obtain information about these costs, call us at 330.452.9801 or write to us at 4101 Shuffel St NW, North Canton, OH 44720.