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Visa Credit Cards

Earn 5x Rewards on Everyday Purchases

Each quarter in 2020, Visa Rewards cardholders have the opportunity to earn 5x Rewards Points in different categories on the first $1,500 in purchases. Each quarter, the categories change which means exciting new opportunities all year long!

Plus, new cardholders are eligible for a great introductory offer!
 

3.99% APR1 for 6 months on all purchases made in the first 90 days after card opening.

5x Rewards on Quarterly Categories plus Double Points2 on all other purchases made in the first 90 days after card opening.

 

Increase Your Purchasing Power

Our CSE Visa cards offer reduced fees, local servicing and protection when it matters most. See for yourself why the CSE Visa offers the most advantages.

multiple credit cards with chips
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • No over-limit fees
  • Free, 24/7 online access to your account through Visa Online
  • More security with Verified by Visa
  • Card rates stay the same even when you’re late on a payment
  • Worldwide acceptance
  • Make monthly payments online, by mail, or in person at CSE
  • Report a lost or stolen card 24/7
  • EMV chip technology for extra security
  • Convenient Automatic Bill Updater (ABU) when new cards are issued
person using card to pay for groceries

Visa Rewards

With a CSE Rewards Visa, you will earn 1 point for every $1 that you spend on everything! Now, to earn points faster and make your rewards and more meaningful, CSE Rewards Visa points have been added to our Debit MasterCard’s MORe Rewards program! Use your credit and debit points for things that you actually want and use, for example:

  • Cash back
  • Statement Credit
  • Gift Cards
  • Travel
  • Merchandise
  • Charitable Donation
  • And more!

Access Reward Points

There is no longer the need to visit another rewards website. View and redeem rewards points by logging into the eBranch home banking site or our mobile app.

 

Visa Rates

Visa card rates are based on credit score. The higher your score, the lower your APR!

Credit ScoreAPR
680 and above8.25% APR1
600 - 67912.25% APR1
599 and below18.00% APR1

Visa Balance Transfers

Transfer your balance and save! Take advantage of our balance transfers by transferring high-interest debt from other credit cards to a CSE Visa Credit Card. It’s a quick and easy way to save on interest and possibly pay down your balances faster.


Four Easy Ways to Transfer Balances

  1. Online: Access your visa online and click "Balance Transfer" from the Account Services menu
  2. By Mail: Fill out the Balance Transfer form and drop it off at any CSE office, fax it or mail it
  3. In Person: Stop by any of our 4 convenient offices
  4. Over the Phone: Call us at 330-452-9801 and speak with a CSE representative
  5. Request Convenience Checks: Use these checks to pay balances from other cards or make purchases. Those transactions will automatically post to your CSE Visa account.

Request Convenience Checks

Request convenience checks for your CSE Visa Credit Card. Complete the request form below and checks will be mailed to the address on file for your Visa card.


Convenience Check Rules

Minimum check amount must be $100

Checks can be used for any purpose (legal, of course!), EXCEPT to pay on CSE loans or Visa cards

We reserve the right to not issue convenience checks if account is not in good standing

  • Denotes required fields

1. APR = Annual Percentage Rate. The 3.99% APR introductory rate is a promotional rate. It is applied for 6 billing cycles from the time of the first purchase or balance transfer made within the first 90 days of the card open date unless the account becomes delinquent and/or over the limit. After the 6 billing cycle period, the rate will then be changed to the standard VISA card rate between 8.25 - 18.00% APR based on your creditworthiness. CSE Federal Credit Union maintains the right not to open any CSE Visa Card account if: a) the information provided is incomplete, inaccurate or cannot be verified, b) if the member does not meet CSE FCU’s standard for creditworthiness, or c) member’s name and/or mailing address have been altered. This offer is a limited time offer and can be changed or discontinued without notice.

2. Double Points are good for any purchase made within the first 90 days after the card open date. Balance Transfers and Cash Advances are not eligible for Double Points.

Subject to credit approval.

Fees associated with CSE Visa Card:
•Foreign Transaction - 1% of each transaction in U.S. Dollars
•Currency Conversion - 1% of each transaction in U.S. Dollars

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