CSE

It’s July, and while Santa may have his toes in the sand, you can bet he’s already planning for the busy season, as should you! We know, it’s crazy to think about Christmas already; I mean we really just started enjoying Summer – but we suggest thinking about it now, to help prevent any stress, crisis, or lack of funds when Summer fades and then, suddenly, it’s holiday time.

Continue reading to learn 5 things you can do to tidy up your...

Get the most out of your CSE membership by knowing the answers to our top frequently asked questions, and a few important FYI’s all in one place. If you’re ever looking for other answers to your questions, check out our full FAQ list on our website. If you can’t find answers to your questions in this blog or throughout our FAQs we’re always happy to assist you with those questions, simply give us a call!

What is CSE’s Routing...

Credit score isn’t one of those topics you bring up during dinner, but maybe it should be. Many people don’t realize how important credit actually is and the impact your credit score makes in the grand scheme of your finances. Think of your credit score like a report card, your financial report card - one that will follow you through your entire life. You are the one in control of your credit, so make sure you are doing the best things possible to improve your score...

CSE Federal Credit Union was recently named the #1 Credit Union in Ohio by Forbes for the second consecutive year, and one of the top overall credit unions in the United States. Our ranking was derived from a series of independent surveys by Statista, a leading global provider of market and consumer data. You can read all about how the survey was lead, here.

Forbes and Statista worked together on a list of Best Banks and Credit Unions to provide consumers with information on...

You spend your time on social media, watching Netflix, scrolling TikTok, and a number of other relaxing, yet frivolous things. Those are all great, however, we want to remind you that you need to save some time to actively managing your finances. Generally, we are more likely to keep tabs on our physical and mental health but studies have shown your finances can make a huge impact on your stress levels which eventually impacts your health. Digging into those financial matters...

A credit score is a number that is used by financial institutions and/or credit card companies to determine the level of risk for a person when issuing a loan or credit card. A person’s credit score may influence the limit of credit available to them, as well as the term, length, and interest rate of a loan.

One of the first items that you (or a potential creditor) will see when looking at a credit report is your credit score: a number between 350 to 850. Generally,...

Although many of us take vacations or breaks through the Summer season, fraudsters work all year long. During the Summer months, there are some specific scams to watch for along with typical scams we see all year long.

The Home Repair Scam

This time of year, home improvements seem to take over. In some cases, those home improvements start with or include a repair person…and fraudsters know this. This type of scheme typically begins with...

Outside of auto loans and mortgage loans, personal loans are likely the next type of loan you would use as a consumer. A personal loan is a type of unsecured loan, which means there is no collateral held in the event that you cannot pay back the loan. Generally, a personal loan is a form of credit that can help you make a large purchase or consolidate high-interest debt, but they can serve a number of other purposes as well.

Here are some common reasons...

Buying a home is a memorable and huge experience that many people dream about. But, buying a home isn’t something you should do ‘on the fly’, rather something you should do mindfully with good research, consideration, and financial stability.

It’s important that you, and your co-borrower if you have one, do ample know what it is you’re looking for in a home exactly. Talk about it, and make sure you’re on the same page. Once you’ve...

Purchasing a home can be one of the most exciting, while being equally one of the most stressful times of your life. The housing market has been on fire in recent years, so when you see a house that you’d like to explore buying, you’ve got to be prepared. To help provide some clarity, we want to provide some insight on some of the most common mortgage myths that consumers may question.

Myth #1 | You need 20% for a down payment....