CSE

10 Tips to Stay Out of Collections

Financial hardships happen, especially in an economy with higher costs for pretty much everything. In order to stay out of collections, it requires proactive financial management and responsible habits. Here are some steps you can take to help ensure you don't fall into collections:

Watch our CSE couch chat video ???? where we talk to a few of our Solutions experts on this topic, here!

1. Create a Budget: Develop...

CSE Federal Credit Union ATMs are unavailable due to an unexpected service provider issue. If you visit a non-CSE ATM, CSE will refund any ATM charges within two business days until our ATMs are restored. While many local financial institutions are impacted by this widespread outage, you may find functioning ATMs at gas stations, grocery stores, and other retailers. You may also be able to elect to receive ‘Cash Back’...

Comparing Credit Unions and Banks: Why Credit Unions Might Be Your Better Choice

When it comes to managing your finances, most people bank ‘where they’ve always’ had an account. But it might be worth taking another look…

Choosing between a traditional bank and a credit union can be a fundamental decision. Both institutions offer financial services, but credit unions often stand out for their unique advantages. In this blog, we'll...

Make Your Bills More Manageable with a Visa Balance Transfer

What Is a Balance Transfer?

First, it’s important to know, what is a balance transfer? Simply put, a balance transfer is when you transfer a balance from one credit card to another. Generally, when consumers perform balance transfers, the card to which they are transferring debt has a lower, promotional interest rate in order to save them money on their balance transfer.

In our CSE...

Credit Report = Adult Report Card.  Will You Make the Grade?

When you take a test in school, the result of a good or bad grade can affect your overall grade for the course; it plays a part in whether you pass or fail. When talking about your credit report, imagine it as your adult report card. How you repay loans and credit cards affects your overall score, which can lead to good things for you or a world of financial challenges, depending on your overall credit...

All the free things you can get with a simple library card!

Living within modest means and a budget doesn’t have to mean you miss out on all of the fun! Finding free resources and events in the community can help you save money for essential expenses and emergencies, yet still, give you the opportunity to engage in community activities or events that can enrich your life without straining your budget.

One of the best resources in many communities with...

The Importance of Monitoring Your Credit Report

Your credit report is a crucial aspect of your financial health. It is a detailed summary of your credit history, including your credit accounts, payment history, credit inquiries, and public records. Monitoring your credit report is essential because it can affect your ability to obtain credit, rent an apartment, and even get a job. Here are some reasons why monitoring your credit report is important:

Want the...

Affordable Father’s Day Gifts

Are you wondering what the perfect gift is to celebrate the person who plays the role of Father in your life? We’re here to help with our top 10 affordable gift ideas, just in time for you to appreciate that special person in your life.

10 Affordable Gifts for Father’s Day (5 that are FREE and 5 that are budget-friendly):

A Debit Card with Rewards & Free Checking*?! No Way! 

At CSE, we believe in helping our members get the most out of their money. That’s why now is the perfect time for you to unlock the full potential of your membership at CSE by exploring every nook and cranny of what we can offer you to help you achieve financial wellness.

Don't settle for simply scratching the surface of your account(s) here at CSE. Take advantage of our FREE checking* account, while having...

No Place Like Home Equity

Home equity is the difference between the value at which your home has been appraised (or the market value) and the remaining outstanding balance you carry on your mortgage. With the rise in home prices that we’ve seen in recent years, you may be surprised to find the equity in your home to be greater than you think. This equity can be a valuable asset that you can use in a variety of ways to improve your financial situation.

There...