CSE

5 Habits to Make & 5 Habits to Break

Did you know…The 'saying' that it takes 21 days to make or break a habit is a myth!

While there isn't a one-size-fits-all timeline, research shows on average it takes around 3 months to form a habit and even longer to break a habit. Don't let these timeframes scare you. If you want to reach your financial goals, it’s important to break your bad habits and make new ones.

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5 Things to Consider Before Making a Large Purchase

Making a large purchase is a significant decision when it comes to your budget that requires careful consideration. Here are 5 tips to implement before making a substantial financial commitment:

1. Start with a Budget: First things first, set a budget. Ask yourself, how much are you willing to spend on this large ticket item, and stick to it!

2. Do Your Research: What’s the first thing you...

Reflecting on 2023: A Thank You to Our Members

As we approach the end of 2023, we want to take a moment to express our most profound appreciation to every one of you. We extend our heartfelt thanks for being an integral part of our Credit Union family.

In 2023 CSE celebrated 85 years of being in the Stark County Community. To show our gratitude for our community, we held several random acts of kindness events throughout the year, from partnering with some amazing...

Receive Money Faster with Real-Time Payments

Real-time payments, often referred to as RTP or Instant Transfers, are a type of electronic transfer that allows money to be moved to and from merchants, vendors, individuals and other financial institutions instantaneously. The system is designed to process these transactions in real-time or near-real-time, which means that the funds are transferred and made available to the recipient typically within seconds. This is significantly...

10 Tips to Stay Out of Collections

Financial hardships happen, especially in an economy with higher costs for pretty much everything. In order to stay out of collections, it requires proactive financial management and responsible habits. Here are some steps you can take to help ensure you don't fall into collections:

Watch our CSE couch chat video ???? where we talk to a few of our Solutions experts on this topic, here!

1. Create a Budget: Develop...

CSE Federal Credit Union ATMs are unavailable due to an unexpected service provider issue. If you visit a non-CSE ATM, CSE will refund any ATM charges within two business days until our ATMs are restored. While many local financial institutions are impacted by this widespread outage, you may find functioning ATMs at gas stations, grocery stores, and other retailers. You may also be able to elect to receive ‘Cash Back’...

Comparing Credit Unions and Banks: Why Credit Unions Might Be Your Better Choice

When it comes to managing your finances, most people bank ‘where they’ve always’ had an account. But it might be worth taking another look…

Choosing between a traditional bank and a credit union can be a fundamental decision. Both institutions offer financial services, but credit unions often stand out for their unique advantages. In this blog, we'll...

Credit Report = Adult Report Card.  Will You Make the Grade?

When you take a test in school, the result of a good or bad grade can affect your overall grade for the course; it plays a part in whether you pass or fail. When talking about your credit report, imagine it as your adult report card. How you repay loans and credit cards affects your overall score, which can lead to good things for you or a world of financial challenges, depending on your overall credit...

All the free things you can get with a simple library card!

Living within modest means and a budget doesn’t have to mean you miss out on all of the fun! Finding free resources and events in the community can help you save money for essential expenses and emergencies, yet still, give you the opportunity to engage in community activities or events that can enrich your life without straining your budget.

One of the best resources in many communities with...

The Importance of Monitoring Your Credit Report

Your credit report is a crucial aspect of your financial health. It is a detailed summary of your credit history, including your credit accounts, payment history, credit inquiries, and public records. Monitoring your credit report is essential because it can affect your ability to obtain credit, rent an apartment, and even get a job. Here are some reasons why monitoring your credit report is important:

Want the...