Education

Sail through the Mortgage Process in a Breeze

Ready to set sail on the thrilling journey of homeownership? Fear not, we're here to guide you through the mortgage process like a seasoned captain navigating calm waters with 10 tips below.

Are you seeking Smooth Sailing? Then, prepare the docks…well, the documents. If you gather the following paperwork ahead of time, it can help you navigate the first leg of the home-buying process.

5 Things to Consider Before Making a Large Purchase

Making a large purchase is a significant decision when it comes to your budget that requires careful consideration. Here are 5 tips to implement before making a substantial financial commitment:

1. Start with a Budget: First things first, set a budget. Ask yourself, how much are you willing to spend on this large ticket item, and stick to it!

2. Do Your Research: What’s the first thing you...

Essentials for Budget Flexibility: Building Your Emergency Fund

One of the key pillars to financial success is having an emergency fund in place. In this blog post, we'll explore the essentials of emergency funds and why every household should prioritize building one.

Think of your budget as a well-constructed house, with each expense and financial goal meticulously planned and laid out like the framework and walls. Now, imagine your emergency fund as the...

Budgeting and How to Put it into Practice

Creating a budget is a crucial step toward financial stability, but the real challenge lies in putting it into practice. It's not just about jotting down numbers on a spreadsheet or putting them in an app; it's about cultivating mindful habits and making informed financial decisions.

Here are ten practical tips to help you easily apply a budget to your everyday life.

Just...

The Resolution Every Budget Needs

Have you ever asked yourself what’s the one thing you need to do to make your New Year’s Resolution of having a budget stick? The resolution that every budget needs is: COMMITMENT!

Commitment is a crucial component of building and maintaining your budget. From building an emergency fund as your financial safety net to establishing, prioritizing, and consistently tracking your expenses, do not let...

Receive Money Faster with Real-Time Payments

Real-time payments, often referred to as RTP or Instant Transfers, are a type of electronic transfer that allows money to be moved to and from merchants, vendors, individuals and other financial institutions instantaneously. The system is designed to process these transactions in real-time or near-real-time, which means that the funds are transferred and made available to the recipient typically within seconds. This is significantly...

Happily Ever After: Managing Money as a Couple

Managing money can be a significant source of stress in relationships, but with a little teamwork and some smart strategies, you and your partner can build a solid foundation for your finances together.

When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Here, we’ll explore a dozen tips for practicing money movement as...

10 Tips to Stay Out of Collections

Financial hardships happen, especially in an economy with higher costs for pretty much everything. In order to stay out of collections, it requires proactive financial management and responsible habits. Here are some steps you can take to help ensure you don't fall into collections:

Watch our CSE couch chat video ???? where we talk to a few of our Solutions experts on this topic, here!

1. Create a Budget: Develop...

Fuel Your Children with Financial Literacy! We’re making it easy for you to fill their brains with 10 Easy Ways to Teach Kids About Money!

In today's world, teaching children about money and financial responsibility is more important than ever. But it’s also a topic that is easily shelved, or left ‘until later’. Instilling a strong foundation of financial literacy in your kids can help set them up for a successful and secure future. By starting...

Comparing Credit Unions and Banks: Why Credit Unions Might Be Your Better Choice

When it comes to managing your finances, most people bank ‘where they’ve always’ had an account. But it might be worth taking another look…

Choosing between a traditional bank and a credit union can be a fundamental decision. Both institutions offer financial services, but credit unions often stand out for their unique advantages. In this blog, we'll...