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What is Inflation?

What is Inflation?

Posted On: June 1, 2022 by CSE Federal Credit Union in: Budgeting, CSE, Education, General

 

In recent months we’ve seen inflation at record levels. Higher prices have impacted all of the ‘staples’ in life from gas to groceries, to housing and vehicles. So, what is inflation? “The price of goods and services—stuff you buy—isn’t constant; prices change over time. When prices go up, that’s inflation. During moments of inflation, it takes more money to buy products or services. This means that purchasing power goes down.”1.  ...

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Tags: Budgeting, CSE, CSE FCU, CSE Federal Credit Union, Inflation, savings, Trimming budget, What is Inflation

WHAT TO KNOW ABOUT CAR BUYING

WHAT TO KNOW ABOUT CAR BUYING

Posted On: June 1, 2022 by CSE Federal Credit Union in: Auto Loans, CSE, Education, General

 

As Stark County’s #1 Local Auto Lender, we finance over 3,000 vehicles of all shapes, sizes, makes, models and prices every year. Auto Lending has become a significant part of our credit union’s ability to serve our community, and we’ve become quite good at making loans to fit our members’ lifestyles and needs.

When you’re ready to purchase a vehicle, you should consider that you’re making an investment. It’s important to know...

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Tags: Auto Financing, Car Buying, Car Shopping, Credit Union, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, New Car, Used Car

FINANCIAL PITFALLS: WHAT WE SEE AND HOW TO AVOID THEM

FINANCIAL PITFALLS: WHAT WE SEE & HOW TO AVOID THEM

Posted On: May 11, 2022 by CSE Federal Credit Union in: Budgeting, CSE, CSE News, Education, General

 

Want to learn about some of the most common financial pitfalls we see here at the credit union? Check out our CSE Couch Chat episode on this topic, or continue reading below!

 

Have you been struggling financially? If you answered yes, you’re not alone; if you want to work towards winning that battle, we’re here to help. While it may be hard, it’s very important to take a good, long look at your overall financial picture to...

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Tags: CSE, CSE FCU, CSE Federal Credit Union

SPRING CLEANING YOUR FINANCES

SPRING CLEANING YOUR FINANCES

Posted On: March 1, 2022 by CSE Federal Credit Union in: Budgeting, Education, General

 

Spring is the time you feel the urge to sweep through your home and throw things out, donate, and deep clean, right? Have you ever thought that it might also be a good idea to ‘Spring Clean’ your finances too? You can even go about it with similar concepts.

Deep clean your finances by looking at what you’re spending, keeping your receipts, adjusting your goals, and reorganizing your spending categories in order to move forward to a better financial...

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Tags: Banzai, Budget, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, FINANCIAL COUNSELING, How to Budget, SPRING CLEANING, SPRING CLEANING YOUR FINANCES

Thinking About Your Next Auto Loan

Thinking About Your Next Auto Loan

Posted On: March 1, 2022 by CSE Federal Credit Union in: Auto Loans, CSE, CSE News, Education, General

 

There has never been a time, in recent memory, when buying a car was as difficult, expensive, and challenging, as it is now. Whether you’re buying or refinancing, we want to tell you why CSE is the right choice for your next auto loan! We like to think we know a little bit about financing.  After all, the very reason that we exist is to help members with honest, fair, affordable loans to help make their hopes and dreams fit their budget. So, remember, when you’re...

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Tags: auto, Auto Financing, auto loan, Auto Loans, Credit Union, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Thinking About Your Next Auto Loan

CRYPTO SCAMS – WHAT YOU NEED TO KNOW

CRYPTO SCAMS – WHAT YOU NEED TO KNOW

Posted On: February 25, 2022 by CSE Federal Credit Union in: CSE News, Education, Fraud Tips, General

 

With cryptocurrency on the rise, there were bound to be scams that popped up regarding this topic eventually, and they are definitely here. In this newest scam, scammers ask people to pay with cryptocurrency.

How it works: you may get a call from someone pretending to be from the government, law enforcement, or a local utility company (a common imposter scam red flag). Or, maybe you fall for a romantic relationship online, or someone calls to say you’ve won the...

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Tags: bitcoin, Crypto, CRYPTO SCAMS – WHAT YOU NEED TO KNOW, cryptocurrency, CSE, CSE FCU, CSE Federal Credit Union, fraud, Fraud Protection, Fraud Tips

MORTGAGES - THREE KEY ELEMENTS: CREDIT, DOWN PAYMENT, & INCOME

MORTGAGES - THREE KEY ELEMENTS: CREDIT, DOWN PAYMENT, & INCOME

Posted On: February 21, 2022 by CSE Federal Credit Union in: Education, General, Mortgages

 

If you’re new to the mortgage loan process, or if it’s been a while, you may be experiencing a variety of emotions if you’re thinking about getting a new home. Before getting too far into the process, one of the first steps in buying a home is going through the mortgage pre-approval process. Learning about the most important factors and knowing what you need so you can speed up the approval process can make a big difference in how ‘easy’ it is for...

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Tags: Credit, CSE, CSE FCU, CSE Federal Credit Union, Down Payment, Income, Mortgage, Mortgage Pre-Approval, Mortgage Process, Mortgages

DIFFERENCES BETWEEN A DEBIT CARD AND A CREDIT CARD

DIFFERENCES BETWEEN A DEBIT CARD AND A CREDIT CARD

Posted On: February 1, 2022 by CSE Federal Credit Union in: Debit & Credit Cards, Education

 

Debit and Credit cards…some people use both, some use one over the other for specific reasons. While these cards may look the same – and swipe just as easily – they function quite differently!

Both make completing transactions in-store or online extremely convenient, but we want to help break down the differences between the two, because believe it or not, many don’t know all of the ins and outs of these cards! 

 

PAYING...

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Tags: Credit Card, Credit Cards, CSE, CSE FCU, CSE Federal Credit Union, DEBIT CARD, Debit Cards, DIFFERENCES BETWEEN A DEBIT CARD AND A CREDIT CARD

This Tax Season Get Help with our Tax Guide, from Resources to Refunds

This Tax Season Get Help with our Tax Guide, from Resources to Refunds

Posted On: January 24, 2022 by CSE Federal Credit Union in: Education, General

 

It’s that time of the year again; the time when you gather up all of your paperwork, forms, and other information necessary to file those dreaded taxes. While the tax process doesn’t change much from year-to-year, there are a few things that may look different for you depending on whether you have been taking advantage of the Child Tax Credits that were available for eligible filers.

 

New Tax Information for When You File

You may...

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Tags: CSE, CSE FCU, CSE Federal Credit Union, Resources to Refunds, Tax Guide, Tax Refund, Tax Season, Taxes

New Year New Budget

New Year New Budget

Posted On: January 5, 2022 by CSE Federal Credit Union in: CSE, Education, General

 

New Year Resolutions come in all shapes and sizes, maybe you want to get back on a healthier fitness or eating routine. Maybe your resolution is to be more organized, whether that’s at work or home, or maybe your resolution could even be to learn a new skill or take up a new hobby.

No matter what your resolution is, don’t forget about your finances and your financial health when setting goals for the New Year. The New Year is all about bettering yourself,...

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Tags: Budgeting, CSE, CSE FCU, CSE Federal Credit Union, How to Budget, New Year, New Year New Budget, New Year's Resolutions

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