Education

In recent months we’ve seen inflation at record levels. Higher prices have impacted all of the ‘staples’ in life from gas to groceries, to housing and vehicles. So, what is inflation? “The price of goods and services—stuff you buy—isn’t constant; prices change over time. When prices go up, that’s inflation. During moments of inflation, it takes more money to buy products or services. This means that purchasing power goes down.”1.  ...

As Stark County’s #1 Local Auto Lender, we finance over 3,000 vehicles of all shapes, sizes, makes, models and prices every year. Auto Lending has become a significant part of our credit union’s ability to serve our community, and we’ve become quite good at making loans to fit our members’ lifestyles and needs.

When you’re ready to purchase a vehicle, you should consider that you’re making an investment. It’s important to know...

Want to learn about some of the most common financial pitfalls we see here at the credit union? Check out our CSE Couch Chat episode on this topic, or continue reading below!

Have you been struggling financially? If you answered yes, you’re not alone; if you want to work towards winning that battle, we’re here to help. While it may be hard, it’s very important to take a good, long look at your overall financial picture to...

Spring is the time you feel the urge to sweep through your home and throw things out, donate, and deep clean, right? Have you ever thought that it might also be a good idea to ‘Spring Clean’ your finances too? You can even go about it with similar concepts.

Deep clean your finances by looking at what you’re spending, keeping your receipts, adjusting your goals, and reorganizing your spending categories in order to move forward to a better financial...

There has never been a time, in recent memory, when buying a car was as difficult, expensive, and challenging, as it is now. Whether you’re buying or refinancing, we want to tell you why CSE is the right choice for your next auto loan! We like to think we know a little bit about financing.  After all, the very reason that we exist is to help members with honest, fair, affordable loans to help make their hopes and dreams fit their budget. So, remember, when you’re...

With cryptocurrency on the rise, there were bound to be scams that popped up regarding this topic eventually, and they are definitely here. In this newest scam, scammers ask people to pay with cryptocurrency.

How it works: you may get a call from someone pretending to be from the government, law enforcement, or a local utility company (a common imposter scam red flag). Or, maybe you fall for a romantic relationship online, or someone calls to say you’ve won the...

If you’re new to the mortgage loan process, or if it’s been a while, you may be experiencing a variety of emotions if you’re thinking about getting a new home. Before getting too far into the process, one of the first steps in buying a home is going through the mortgage pre-approval process. Learning about the most important factors and knowing what you need so you can speed up the approval process can make a big difference in how ‘easy’ it is for...

Debit and Credit cards…some people use both, some use one over the other for specific reasons. While these cards may look the same – and swipe just as easily – they function quite differently!

Both make completing transactions in-store or online extremely convenient, but we want to help break down the differences between the two, because believe it or not, many don’t know all of the ins and outs of these cards! 

PAYING...

It’s that time of the year again; the time when you gather up all of your paperwork, forms, and other information necessary to file those dreaded taxes. While the tax process doesn’t change much from year-to-year, there are a few things that may look different for you depending on whether you have been taking advantage of the Child Tax Credits that were available for eligible filers.

New Tax Information for When You File

You may...

New Year Resolutions come in all shapes and sizes, maybe you want to get back on a healthier fitness or eating routine. Maybe your resolution is to be more organized, whether that’s at work or home, or maybe your resolution could even be to learn a new skill or take up a new hobby.

No matter what your resolution is, don’t forget about your finances and your financial health when setting goals for the New Year. The New Year is all about bettering yourself,...