Canton School Employees Federal Credit Union (CSE)

What Happens When a Lender Checks My Credit Score

Posted On: June 25, 2025 by CSE Federal Credit Union in: Auto Loans, CSE, Education, Lending

What Happens When a Lender Checks My Credit Score? (And 5 Tips to Keep It Strong)

If you’ve ever applied for a loan, credit card, or even a new phone plan, chances are the company said, “We’ll need to check your credit.” But what does that actually mean? And can it hurt your credit score?

Let’s break it down in a way that’s easy to understand — and give you 5 simple tips to keep your score healthy.

First:...

5 Tips with an Expert | Auto Loan Edition

Posted On: June 5, 2024 by CSE Federal Credit Union in: Auto Loans, CSE, Education

5 Tips with an Expert | Auto Loan Edition

At CSE we are dedicated to empowering you on your journey to finding the car of your dreams. When you’re in the process of finding a new vehicle and taking care of the financing, it can often feel like a daunting task. But fear not, our team of auto loan experts has chimed in to help guide you through the process with ease.

Whether you're a first-timer or looking to upgrade, we've simplified the...

WHAT TO KNOW ABOUT CAR BUYING

Posted On: June 1, 2022 by CSE Federal Credit Union in: Auto Loans, CSE, Education, General

As Stark County’s #1 Local Auto Lender, we finance over 3,000 vehicles of all shapes, sizes, makes, models and prices every year. Auto Lending has become a significant part of our credit union’s ability to serve our community, and we’ve become quite good at making loans to fit our members’ lifestyles and needs.

When you’re ready to purchase a vehicle, you should consider that you’re making an investment. It’s important to know...

Thinking About Your Next Auto Loan

Posted On: March 1, 2022 by CSE Federal Credit Union in: Auto Loans, CSE, CSE News, Education, General

There has never been a time, in recent memory, when buying a car was as difficult, expensive, and challenging, as it is now. Whether you’re buying or refinancing, we want to tell you why CSE is the right choice for your next auto loan! We like to think we know a little bit about financing. After all, the very reason that we exist is to help members with honest, fair, affordable loans to help make their hopes and dreams fit their budget. So, remember, when you’re...

Reasons to Refinance

Posted On: March 22, 2021 by CSE Federal Credit Union in: Auto Loans, Education, General

Refinancing a loan is a fairly common practice for consumers, and refinancing debt can be beneficial if done right. “Essentially, refinancing replaces an old loan with a new one with terms that are better for your situation.” (BANZAI) There are multiple reasons why someone would consider refinancing a loan, so let’s start by evaluating what those reasons might be.

Here are a few reasons some people choose to refinance a loan:

To save...

Don’t fall for financing traps when shopping for your next auto loan.

Posted On: March 1, 2021 by CSE Federal Credit Union in: Auto Loans, CSE News, General, Lending

Buying a car, whether it’s new or used, is almost always an exciting purchase. Whether it’s a car with better features, something that is more ‘your style’, or something else, it’s just fun to drive around in something new. But, with a new car, usually comes a new loan. To make sure you are having the ultimate fun with your new vehicle, make sure you have the best financing.

Here’s what to watch out for when car shopping at dealerships...

Extending the Life of Your Vehicle & Saving Money

Posted On: August 5, 2020 by CSE Federal Credit Union in: Auto Loans, Education, General

A vehicle is a huge investment. Outside of a house and possibly student loans, it is one of the largest purchases you’ll ever make - and, on average, American's purchase around 10 cars in their lifetime. However, many consumers don’t take proper care of their vehicles and skip regular maintenance, which in turn costs more money when you have to purchase another vehicle sooner than expected.

So, take proper care and invest in regular maintenance for your...

Auto Loans at CSE Save You Money

Posted On: March 1, 2020 by CSE Federal Credit Union in: Auto Loans, General, Lending

Know Before You go... Car Shopping

The age of vehicles on the road continues to rise. According to IHS Markit, the average age of all vehicles at the end of 2019 was 11.8 years old. After a nationwide drop in vehicle sales in 2019, the average age will likely creep up more. When considering those factors, the market is likely to move toward an increase in car sales. If you find yourself looking for a vehicle, be smart about your financing options.

With gas prices...

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