Fraud Tips

HOW TO GUIDE: STAYING SAFE FROM AI SCAMS

Artificial Intelligence (AI) is changing the way we live, work, and manage our finances. While AI has many benefits, scammers are also using this technology to create more convincing and sophisticated fraud schemes.

As your trusted credit union, we want to ensure you know how to protect yourself. Follow this step-by-step guide to stay safe!

Step 1: Recognize the Most Common AI Scams

Recap & Refresh – CSE Blog Wrap-Up

As another year ends, we’re thrilled to recap our 2024 journey through financial education! Together through our blog, we explored a variety of money topics, from budgeting basics to protecting against scams and fraud. Here’s a quick guide to all the topics we covered this year in our blog, making it easy to revisit any lesson whenever you need a refresher!

1. Budgeting and How to Put it into Practice

Budgeting...

The Rise of Fraud and AI: How to Protect Yourself & Your Money

Technology is evolving as fast as you can blink your eye. One of the most significant challenges we face with this fast-paced evolution of technology is extremely sophisticated and highly believable fraud schemes, many of which are powered by advancements in artificial intelligence (AI). While there is a lot of ‘good’ that can come from AI, there is always the downside that comes along with it....

Fraud is happening more than ever, which means it’s crucial to stay informed and be vigilant. Knowing common terms and tactics that scammers use empowers you to recognize red flags and avoid falling victim to deceitful schemes.

Keeping educated on the latest fraudulent practices, can protect your personal and financial well-being, ensuring that you don't endure the hardship and stress that often accompany being scammed.

Staying informed is your first...

The Do's and Don'ts of P2P Money Apps

Managing and moving your money has become easier than ever, thanks to the use of money transfer apps, also called peer-to-peer (P2P) payment apps. However, with convenience comes the responsibility of ensuring the security of your financial data. To make the most of money apps while safeguarding your finances, it's essential to understand the do's and dont's.

The Do’s:

Hook, Line, and Sinker: How to Avoid Phishing and Smishing Scams

Today, we're diving into the treacherous waters of phishing and smishing scams. First, what is phishing and smishing?

Phishing: the fraudulent practice of sending emails or other messages claiming to be from reputable companies in order to persuade individuals to reveal personal information, such as login credentials and credit card numbers.

Smishing: the fraudulent...

Checklist to Protect Yourself & Your Information

With each passing month, our fraud department sees more fraud and scams that negatively impact members and their money. While we try to constantly remind members to watch their account statements and take ownership of personal cyber security, it’s not always easy to spot a scam before it happens.

We’ve put together a simple checklist of items to help protect yourself and your information all year...

Reporting Fraud or Disputing Credit & Debit Card Transactions

Using credit and debit cards is an integral part of financial services. They give you the ability to have significant purchasing power without the need to carry wads of cash. They also have many security features and guarantees from issuers, that if you use your card according to the guidelines in place, that you can recover your money if lost, stolen, or otherwise misappropriated. However, no one wants to...

Enhance Your Debit and Credit Card Security

No one wants to deal with identity theft, fraudulent transactions on a credit or debit card, or any other issues when it comes to your money and personal information. There are a lot of different things you can do to enhance your security and protect yourself and your money from unauthorized use, most of which can be done right from the CSE app or online banking platform through a web browser.

It’s hard to believe another year is passing us by! With so much information out there, we know some things can get overlooked, so we took some time to look back at 2022 to re-post our ‘best’ blogs for you, all in one place! Here are some of the top blogs our members found value in. The CSE blogs are a great way to get a lot of important information quickly, and we hope that through our blogs we can help...