CSE's Education Hub for ALL Ages!
Posted On: August 8, 2022 by CSE Federal Credit Union in: Budgeting, CSE, Education, Youth Accounts
CSE's Education Hub for ALL Ages!
From the kids to the adults, regardless of your age, it is important to learn about financial education! As we prepare for back to school, we want to share more about our Financial Education HUB! We strive to provide accessible and valuable financial resources for both adults and kids!
Education Hub
For the Kids:
The...
Ways to Identify a Scam Call
Posted On: September 21, 2021 by CSE Federal Credit Union in: CSE News, Fraud Tips
When it comes to unknown numbers calling your home or mobile device, most of us just let it go to voicemail to see if it’s a legitimate call or a possible scam call. We want to remind you of the best practices to keep you, and your financial and/or personal information safe.
If something seems too good to be true, it may be. Recognizing the following red flags may help you avoid falling victim to fraud or a scam:
They prey on urgency or fear and you are...Understanding the 2021 Child Tax Credit
Posted On: September 10, 2021 by CSE Federal Credit Union in: Budgeting, Education, General
Taxes and deductions can be complicated, especially when tax credit eligibility constantly changes. For families with children, understanding what child tax credit assistance is available and how it will be distributed provides helpful insight on how best to optimize personal finances.
Recent changes to the Child Tax Credit expand its reach to help more families for the 2021 tax year. Advance payments, based on 2020 returns, began rolling out in July 2021 and will continue...
Reasons to Refinance
Posted On: March 22, 2021 by CSE Federal Credit Union in: Auto Loans, Education, General
Refinancing a loan is a fairly common practice for consumers, and refinancing debt can be beneficial if done right. “Essentially, refinancing replaces an old loan with a new one with terms that are better for your situation.” (BANZAI) There are multiple reasons why someone would consider refinancing a loan, so let’s start by evaluating what those reasons might be.
Here are a few reasons some people choose to refinance a loan:
To save...
Mortgage Pre-Approval Tips from CSE Experts
Posted On: March 19, 2021 by CSE Federal Credit Union in: CSE, General, Lending, Mortgages
Buying a home is a memorable and huge experience that many people dream about. But, buying a home isn’t something you should do ‘on the fly’, rather something you should do mindfully with good research, consideration, and financial stability.
It’s important that you, and your co-borrower if you have one, do ample know what it is you’re looking for in a home exactly. Talk about it, and make sure you’re on the same page. Once you’ve...
Emergency Fund with Banzai Coach
Posted On: January 20, 2021 by CSE Federal Credit Union in: Budgeting, Education
If 2020 taught us anything, it was to maintain an emergency fund, ready for when we need it most. An emergency fund is an amount of money set aside to cover unforeseen expenses, or, the extra money that is set back to cover basic expenses when there are drastic changes to your income. Emergency funds can be used for small emergencies or extreme emergencies. How much a person needs in an emergency fund is unique and varies based on personal circumstances. Common reasons that...
New Year Resolutions & Financial Check Ups
Posted On: January 6, 2021 by CSE Federal Credit Union in: Budgeting, Education, General
Here we go...another new year, another round of resolutions. Whether you’ve decided your New Year’s Resolution will again be to lose those 10 pounds, organize your office, or learn how to speak a new language – on your list of “things to do” in the New Year should also include giving your finances a check-up!
The start of a new year is a great time to review and re-evaluate your budget. It’s easy after the end of the year to gather...
Extending the Life of Your Vehicle & Saving Money
Posted On: August 5, 2020 by CSE Federal Credit Union in: Auto Loans, Education, General
A vehicle is a huge investment. Outside of a house and possibly student loans, it is one of the largest purchases you’ll ever make - and, on average, American's purchase around 10 cars in their lifetime. However, many consumers don’t take proper care of their vehicles and skip regular maintenance, which in turn costs more money when you have to purchase another vehicle sooner than expected.
So, take proper care and invest in regular maintenance for your...
How are you getting Financially Fit in 2020?
Posted On: January 8, 2020 by CSE Federal Credit Union in: Budgeting, Education, General
How are you getting Financially Fit in 2020?
Consider this question: Whether good or bad, what has put you in the financial place you are now? Was there been a lack of a budget throughout the previous year? Did you keep up with your budget until the holidays, but then splurge a little? We want to help you plan, budget and set goals in the new year.
10 Tips to get you back to Financially Fit!Clean Up and Sell Some Stuff
A new trend is if something doesn’t...
Become Debt Free with Help from Banzai Coach!
Posted On: November 25, 2019 by CSE Federal Credit Union in: Education, General
Even if you’re financially responsible, life’s unpredictable nature can catch you off guard, at times making it dangerously easy to fall into debt. That’s just one of the reasons that we offer Banzai! Financial Education FREE to all of our members and Stark County community.
Banzai offers real-world financial education. You can walk through simulations with their life game, you can read up on great financial tips with their Library, or you can even work with a Financial...