Emergency Fund with Banzai Coach
Posted On: January 13, 2021 by CSE Federal Credit Union in: Budgeting, Education
If 2020 taught us anything, it was to maintain an emergency fund, ready for when we need it most. An emergency fund is an amount of money set aside to cover unforeseen expenses, or, the extra money that is set back to cover basic expenses when there are drastic changes to your income. Emergency funds can be used for small emergencies or extreme emergencies. How much a person needs in an emergency fund is unique and varies based on personal circumstances. Common reasons that...
New Year Resolutions & Financial Check Ups
Posted On: January 6, 2021 by CSE Federal Credit Union in: Budgeting, Education, General
Here we go...another new year, another round of resolutions. Whether you’ve decided your New Year’s Resolution will again be to lose those 10 pounds, organize your office, or learn how to speak a new language – on your list of “things to do” in the New Year should also include giving your finances a check-up!
The start of a new year is a great time to review and re-evaluate your budget. It’s easy after the end of the year to gather...
Be the Boss of Your Money! Tax Refund Quick Tips
Posted On: January 4, 2021 by CSE Federal Credit Union in: General
Get your maximum refund guaranteed with TurboTax! What’s even better, CSE Federal Credit Union members can save up to $15. Check out our Turbo Tax website for more details.
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Be Responsible with your Tax Refund
It’s that time of year when many of us will be receiving a tax return from the IRS (hopefully). But, the reality is that many of us don’t use that refund responsibly and...
A YEAR TO REMEMBER
Posted On: January 1, 2021 by CSE Federal Credit Union in: CSE News, General
The year 2020 is officially in the books, and rather than “hindsight being 2020”, 2020 is now officially hindsight. It was a year that no one could have planned for, where time seemed to both fly by and stand still. It was a year where, for many, the “highs” seemed hard to find, and the “lows” just seemed to keep on coming.
Though 2020 provided a lot of forgettable moments, for CSE, it also provided numerous opportunities to make a significant impact...
10 things anyone can do to stay out of debt
Posted On: October 19, 2020 by CSE Federal Credit Union in: Budgeting, Education, General
We’ve all been there, whether it be an accumulation of credit card debt, getting behind on bills because of a job loss, or so many other scenarios. Debt can add up quickly and it can be overwhelming. It’s easier to stay out of debt by making simple changes, than digging your way out. Here are 10 things anyone can do to stay out of debt, and that means you too!
Make better “payment” choices. If you are using a credit card and working to pay down...Start Shopping Early This Holiday Season
Posted On: September 17, 2020 by CSE Federal Credit Union in: General, Lending
Holiday shopping in 2020 may present some unique challenges. When the COVID-19 pandemic hit, it disrupted pretty much every major industry. In the world of retail, disruptions came in the form of closures of brick-and-mortar stores, supply shortages, and shipping delays. With this blow, shopping in 2020 has looked quite different and people are experiencing a new way of shopping. The holiday shopping season is just ahead, and we’re already thinking about how the pandemic...
SAFETY AT THE ATM
Posted On: August 11, 2020 by CSE Federal Credit Union in: Education, Fraud Tips, General
Using an ATM may be an indispensable convenience, but is it safe? In nearly every scenario, the answer is yes! ATMs have been used successfully by hundreds of millions of people over three decades: Millions of ATM transactions take place daily without incident, which is great news for ATM users. But, there are always things to watch for to make your ATM experiences safer.
SAFETY
There is no such thing as too much safety when using an ATM - it’s important...
Extending the Life of Your Vehicle & Saving Money
Posted On: August 5, 2020 by CSE Federal Credit Union in: Auto Loans, Education, General
A vehicle is a huge investment. Outside of a house and possibly student loans, it is one of the largest purchases you’ll ever make - and, on average, American's purchase around 10 cars in their lifetime. However, many consumers don’t take proper care of their vehicles and skip regular maintenance, which in turn costs more money when you have to purchase another vehicle sooner than expected.
So, take proper care and invest in regular maintenance for your...
Making Spending Money Last Longer in College
Posted On: July 24, 2020 by CSE Federal Credit Union in: Budgeting, Education, General
Going to college is a whole new experience for most teenagers. It’s a whirlwind into adulthood and figuring it all out takes time! Something we feel is important to share with young adults getting ready to go to college is that you can still have a memorable college experience without spending a ton of money! It’s all about budgeting and being skillful in the way you choose to spend your money.
First things first – where are you getting your spending...
Fraud Protection from CSE
Posted On: July 21, 2020 by CSE Federal Credit Union in: Debit & Credit Cards, Education, Fraud Tips, General
No matter how vigilant you may be with keeping your financial records secure, thieves still seem to find a way to gain and use your card information to make unauthorized purchases. It can happen at the grocery store, the gas station, an ATM, or any other merchant you visit. It can even happen online on unsecured websites – and it can happen to you.
At CSE Federal Credit Union, we are committed to keeping our members’ personal information and assets safe while...