CSE Federal Credit Union

10 Tips to Stay Out of Collections

Financial hardships happen, especially in an economy with higher costs for pretty much everything. In order to stay out of collections, it requires proactive financial management and responsible habits. Here are some steps you can take to help ensure you don't fall into collections:

Watch our CSE couch chat video ???? where we talk to a few of our Solutions experts on this topic, here!

1. Create a Budget: Develop...

Fuel Your Children with Financial Literacy! We’re making it easy for you to fill their brains with 10 Easy Ways to Teach Kids About Money!

In today's world, teaching children about money and financial responsibility is more important than ever. But it’s also a topic that is easily shelved, or left ‘until later’. Instilling a strong foundation of financial literacy in your kids can help set them up for a successful and secure future. By starting...

Comparing Credit Unions and Banks: Why Credit Unions Might Be Your Better Choice

When it comes to managing your finances, most people bank ‘where they’ve always’ had an account. But it might be worth taking another look…

Choosing between a traditional bank and a credit union can be a fundamental decision. Both institutions offer financial services, but credit unions often stand out for their unique advantages. In this blog, we'll...

Make Your Bills More Manageable with a Visa Balance Transfer

What Is a Balance Transfer?

First, it’s important to know, what is a balance transfer? Simply put, a balance transfer is when you transfer a balance from one credit card to another. Generally, when consumers perform balance transfers, the card to which they are transferring debt has a lower, promotional interest rate in order to save them money on their balance transfer.

In our CSE...

Credit Report = Adult Report Card.  Will You Make the Grade?

When you take a test in school, the result of a good or bad grade can affect your overall grade for the course; it plays a part in whether you pass or fail. When talking about your credit report, imagine it as your adult report card. How you repay loans and credit cards affects your overall score, which can lead to good things for you or a world of financial challenges, depending on your overall credit...

It’s time for Back to School – and time to keep your cool.

Managing back-to-school expenses can be challenging, but with careful planning and budgeting, you can keep it cool and avoid unnecessary financial stress. Here are some tips to help you navigate back-to-school shopping while keeping your expenses under control:

All the free things you can get with a simple library card!

Living within modest means and a budget doesn’t have to mean you miss out on all of the fun! Finding free resources and events in the community can help you save money for essential expenses and emergencies, yet still, give you the opportunity to engage in community activities or events that can enrich your life without straining your budget.

One of the best resources in many communities with...

How to Start a Modern Envelope System

Did you know, you can make the popular Money Envelope Saving System, more modern, and easy for you? How do you do this, you might ask? A Modern-Day Envelope System can be automated to help you start saving your money, and build your wealth with Club Accounts!

Building a nest egg, emergency savings, or wealth, in general, is a goal many of us aspire to achieve, but it can at times feel overwhelming to navigate the world...

Hook, Line, and Sinker: How to Avoid Phishing and Smishing Scams

Today, we're diving into the treacherous waters of phishing and smishing scams. First, what is phishing and smishing?

Phishing: the fraudulent practice of sending emails or other messages claiming to be from reputable companies in order to persuade individuals to reveal personal information, such as login credentials and credit card numbers.

Smishing: the fraudulent...

The Importance of Monitoring Your Credit Report

Your credit report is a crucial aspect of your financial health. It is a detailed summary of your credit history, including your credit accounts, payment history, credit inquiries, and public records. Monitoring your credit report is essential because it can affect your ability to obtain credit, rent an apartment, and even get a job. Here are some reasons why monitoring your credit report is important:

Want the...