FINANCIAL PITFALLS: WHAT WE SEE & HOW TO AVOID THEM
Posted On: May 11, 2022 by CSE Federal Credit Union in: Budgeting, CSE, CSE News, Education, General
Want to learn about some of the most common financial pitfalls we see here at the credit union? Check out our CSE Couch Chat episode on this topic, or continue reading below!
Have you been struggling financially? If you answered yes, you’re not alone; if you want to work towards winning that battle, we’re here to help. While it may be hard, it’s very important to take a good, long look at your overall financial picture to...
SPRING CLEANING YOUR FINANCES
Posted On: March 1, 2022 by CSE Federal Credit Union in: Budgeting, Education, General
Spring is the time you feel the urge to sweep through your home and throw things out, donate, and deep clean, right? Have you ever thought that it might also be a good idea to ‘Spring Clean’ your finances too? You can even go about it with similar concepts.
Deep clean your finances by looking at what you’re spending, keeping your receipts, adjusting your goals, and reorganizing your spending categories in order to move forward to a better financial...
Thinking About Your Next Auto Loan
Posted On: March 1, 2022 by CSE Federal Credit Union in: Auto Loans, CSE, CSE News, Education, General
There has never been a time, in recent memory, when buying a car was as difficult, expensive, and challenging, as it is now. Whether you’re buying or refinancing, we want to tell you why CSE is the right choice for your next auto loan! We like to think we know a little bit about financing. After all, the very reason that we exist is to help members with honest, fair, affordable loans to help make their hopes and dreams fit their budget. So, remember, when you’re...
CRYPTO SCAMS – WHAT YOU NEED TO KNOW
Posted On: February 25, 2022 by CSE Federal Credit Union in: CSE News, Education, Fraud Tips, General
With cryptocurrency on the rise, there were bound to be scams that popped up regarding this topic eventually, and they are definitely here. In this newest scam, scammers ask people to pay with cryptocurrency.
How it works: you may get a call from someone pretending to be from the government, law enforcement, or a local utility company (a common imposter scam red flag). Or, maybe you fall for a romantic relationship online, or someone calls to say you’ve won the...
MORTGAGES - THREE KEY ELEMENTS: CREDIT, DOWN PAYMENT, & INCOME
Posted On: February 21, 2022 by CSE Federal Credit Union in: Education, General, Mortgages
If you’re new to the mortgage loan process, or if it’s been a while, you may be experiencing a variety of emotions if you’re thinking about getting a new home. Before getting too far into the process, one of the first steps in buying a home is going through the mortgage pre-approval process. Learning about the most important factors and knowing what you need so you can speed up the approval process can make a big difference in how ‘easy’ it is for...
DIFFERENCES BETWEEN A DEBIT CARD AND A CREDIT CARD
Posted On: February 1, 2022 by CSE Federal Credit Union in: Debit & Credit Cards, Education
Debit and Credit cards…some people use both, some use one over the other for specific reasons. While these cards may look the same – and swipe just as easily – they function quite differently!
Both make completing transactions in-store or online extremely convenient, but we want to help break down the differences between the two, because believe it or not, many don’t know all of the ins and outs of these cards!
PAYING...
This Tax Season Get Help with our Tax Guide, from Resources to Refunds
Posted On: January 24, 2022 by CSE Federal Credit Union in: Education, General
It’s that time of the year again; the time when you gather up all of your paperwork, forms, and other information necessary to file those dreaded taxes. While the tax process doesn’t change much from year-to-year, there are a few things that may look different for you depending on whether you have been taking advantage of the Child Tax Credits that were available for eligible filers.
New Tax Information for When You File
You may...
VISA BALANCE TRANSFER SPECIAL
Posted On: January 20, 2022 by CSE Federal Credit Union in: Credit Cards, CSE, CSE News
Have you heard of Balance Transfers but are not entirely sure what they are? We sit down with one of CSE's card specialists in a recent CSE Couch Chat Episode to talk a little bit about what a Balance Transfer is, how a Balance Transfer can benefit you and what to look for when comparing Balance Transfer offers!.. OR continue reading about our promotion below:
It’s that time of year where your happy holiday shopping, becomes post-holiday...
New Year New Budget
Posted On: January 5, 2022 by CSE Federal Credit Union in: CSE, Education, General
New Year Resolutions come in all shapes and sizes, maybe you want to get back on a healthier fitness or eating routine. Maybe your resolution is to be more organized, whether that’s at work or home, or maybe your resolution could even be to learn a new skill or take up a new hobby.
No matter what your resolution is, don’t forget about your finances and your financial health when setting goals for the New Year. The New Year is all about bettering yourself,...
2022 CSE SCHOLARSHIP IS HERE!
Posted On: January 3, 2022 by CSE Federal Credit Union in: CSE, CSE News, Scholarship
We are pleased to announce our 3rd Annual Video Scholarship contest. To honor of our President and CEO Stan Barnes who will be retiring this month, our Video Scholarship Contest will now be known as the Barnes Family Educational Scholarship. The Barnes family holds a very special place here at CSE.
Stan’s grandfather, J.R. Barnes, was a pioneer in our community as he was one of the fourteen charter members who founded Canton School Employees Credit Union back in...