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Parents’ Guide to Teaching Kids About Money

Parents’ Guide to Teaching Kids About Money

Posted On: April 5, 2021 by CSE Federal Credit Union in: CSE News, General, Youth Accounts

 

Teaching your children about money is one of the most important lessons and skills that you may teach them in their entire lifetime. The topic of money and personal finance doesn’t always come up in school curriculum, other than showing them what a penny is versus a nickel – that’s why it’s important that money and finances are a regular and comfortable conversation in your household.

It can be an overwhelming thought when you start thinking about...

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Tags: Credit Unions, CSE, CSE FCU, CSE Federal Credit Union, CSE News, Teaching kids about money, Youth Accounts, Youth finances

Reasons to Refinance

Reasons to Refinance

Posted On: March 22, 2021 by CSE Federal Credit Union in: Auto Loans, Education, General

 

Refinancing a loan is a fairly common practice for consumers, and refinancing debt can be beneficial if done right. “Essentially, refinancing replaces an old loan with a new one with terms that are better for your situation.” (BANZAI) There are multiple reasons why someone would consider refinancing a loan, so let’s start by evaluating what those reasons might be.

Here are a few reasons some people choose to refinance a loan:

To save...

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Tags: Auto Loans, CSE, CSE FCU, CSE Federal Credit Union, Education, Refinancing

Mortgage Pre-Approval Tips from CSE Experts

Mortgage Pre-Approval Tips from CSE Experts

Posted On: March 19, 2021 by CSE Federal Credit Union in: CSE, General, Lending, Mortgages

 

Buying a home is a memorable and huge experience that many people dream about. But, buying a home isn’t something you should do ‘on the fly’, rather something you should do mindfully with good research, consideration, and financial stability.

It’s important that you, and your co-borrower if you have one, do ample know what it is you’re looking for in a home exactly. Talk about it, and make sure you’re on the same page. Once you’ve...

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Tags: Buying a House, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Education, Homebuying, Mortgage Process, Mortgages, Pre-Approval

Mortgage Loans: Exploring Myths vs Reality

Mortgage Loans: Exploring Myths vs Reality

Posted On: March 10, 2021 by CSE Federal Credit Union in: CSE, Education, General, Lending, Mortgages

 

Purchasing a home can be one of the most exciting, while being equally one of the most stressful times of your life. The housing market has been on fire in recent years, so when you see a house that you’d like to explore buying, you’ve got to be prepared. To help provide some clarity, we want to provide some insight on some of the most common mortgage myths that consumers may question.

 

Myth #1 | You need 20% for a down payment....

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Tags: Buying a House, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Home buying process, Homebuying, Mortgage, Mortgage Myths, Mortgage Process

Don’t fall for financing traps when shopping for your next auto loan.

Don’t fall for financing traps when shopping for your next auto loan.

Posted On: March 1, 2021 by CSE Federal Credit Union in: Auto Loans, CSE News, General, Lending

 

Buying a car, whether it’s new or used, is almost always an exciting purchase. Whether it’s a car with better features, something that is more ‘your style’, or something else, it’s just fun to drive around in something new. But, with a new car, usually comes a new loan. To make sure you are having the ultimate fun with your new vehicle, make sure you have the best financing.

Here’s what to watch out for when car shopping at dealerships...

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Tags: Auto Financing, Auto Loans, Car Buying, Car loans, Car Shopping, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, CSE News

Why Your Credit Union Membership Matters

Why Your Credit Union Membership Matters

Posted On: February 24, 2021 by CSE Federal Credit Union in: CSE News, Education, General

 

Have you ever walked into the credit union and thought it felt a little different? Perhaps a little more welcoming than most other financial institutions? Well, that’s because as a credit union member, you are part owner which means you have a say in how CSE is operated - - so you’re practically part of the family! With that, comes a number of benefits such as the affordable financial perks and easy access to your money. Because we are member-owned, we are there for...

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Tags: Board of Directors, CSE, CSE FCU, CSE Federal Credit Union, CSE News, Memership

New Year Resolutions & Financial Check Ups

New Year Resolutions & Financial Check Ups

Posted On: January 6, 2021 by CSE Federal Credit Union in: Budgeting, Education, General

 

Here we go...another new year, another round of resolutions. Whether you’ve decided your New Year’s Resolution will again be to lose those 10 pounds, organize your office, or learn how to speak a new language – on your list of “things to do” in the New Year should also include giving your finances a check-up!

The start of a new year is a great time to review and re-evaluate your budget. It’s easy after the end of the year to gather...

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Tags: Banzai, CSE, CSE FCU, CSE Federal Credit Union, Education, Financial Education, New Year, New Year's Resolutions

Be the Boss of Your Money! | Tax Refund Quick Tips

Be the Boss of Your Money! Tax Refund Quick Tips

Posted On: January 4, 2021 by CSE Federal Credit Union in: General

Members Discounts on Turbo Tax Products

Get your maximum refund guaranteed with TurboTax! What’s even better, CSE Federal Credit Union members can save up to $15. Check out our Turbo Tax website for more details. 

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Be Responsible with your Tax Refund

It’s that time of year when many of us will be receiving a tax return from the IRS (hopefully). But, the reality is that many of us don’t use that refund responsibly and...

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Tags: CSE, CSE FCU, CSE Federal Credit Union, Refund, Tax Guide, Tax Refund Quick Tips, Taxes

Get Out of Debt graphic

To Consolidate...or Not to Consolidate?

Posted On: January 2, 2021 by CSE Federal Credit Union in: General, Lending

Exploring When Debt Consolidation Makes Sense

Debt affects nearly every consumer, no matter what financial situation you find yourself in. According to the Federal Reserve1, American's hold nearly $4.2 Trillion (yes, with a T) in consumer debt, or, roughly $38,000 per person. This number excludes mortgage debt but includes everything else: student loans, credit cards, vehicle loans, personal loans, and other debts.

If digging out of debt is on your financial to-do list,...

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Tags: Consolidate, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Debt Consolidation, Loan, Personal Loan

A YEAR TO REMEMBER

A YEAR TO REMEMBER

Posted On: January 1, 2021 by CSE Federal Credit Union in: CSE News, General

The year 2020 is officially in the books, and rather than “hindsight being 2020”, 2020 is now officially hindsight. It was a year that no one could have planned for, where time seemed to both fly by and stand still. It was a year where, for many, the “highs” seemed hard to find, and the “lows” just seemed to keep on coming.

Though 2020 provided a lot of forgettable moments, for CSE, it also provided numerous opportunities to make a significant impact...

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Tags: CSE, CSE FCU, CSE Federal Credit Union, CSE News, New Year

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