Debit & Credit Cards

Reporting Fraud or Disputing Credit & Debit Card Transactions

Using credit and debit cards is an integral part of financial services. They give you the ability to have significant purchasing power without the need to carry wads of cash. They also have many security features and guarantees from issuers, that if you use your card according to the guidelines in place, that you can recover your money if lost, stolen, or otherwise misappropriated. However, no one wants to...

Enhance Your Debit and Credit Card Security

No one wants to deal with identity theft, fraudulent transactions on a credit or debit card, or any other issues when it comes to your money and personal information. There are a lot of different things you can do to enhance your security and protect yourself and your money from unauthorized use, most of which can be done right from the CSE app or online banking platform through a web browser.

It’s hard to believe another year is passing us by! With so much information out there, we know some things can get overlooked, so we took some time to look back at 2022 to re-post our ‘best’ blogs for you, all in one place! Here are some of the top blogs our members found value in. The CSE blogs are a great way to get a lot of important information quickly, and we hope that through our blogs we can help...

Prepare Your Finances for the Holidays

The holidays might not be top of mind…yet, but this month marks the ‘100 days until Christmas milestone. We want to help you get a jump start on the holidays and provide ways you can prepare your finances now, in order to make your money go further when it comes time to shop.

To start,...

Debit and Credit cards…some people use both, some use one over the other for specific reasons. While these cards may look the same – and swipe just as easily – they function quite differently!

Both make completing transactions in-store or online extremely convenient, but we want to help break down the differences between the two, because believe it or not, many don’t know all of the ins and outs of these cards! 

PAYING...

It might seem a little early to be talking about Winter, but when it comes to preparing your home for the cold season, it’s best to consider those updates now. Being able to prep and update your home while it’s still nice out will make the job a lot easier, not to mention it won’t send chills up your spine. Plus, you’ll have a little more time to prepare financially for any of those updates before the cold weather hits.

Credit cards are often used for a number of reasons, from the convenience of not carrying around cash, earning rewards with every transaction, or simply so you can make many or large purchases without worrying about it coming out of your account right away.

Although a credit card may be used similarly to a debit card, it works very different.

How credit cards work:

When you get a credit card it is set with a credit limit, or the amount...

No matter how vigilant you may be with keeping your financial records secure, thieves still seem to find a way to gain and use your card information to make unauthorized purchases. It can happen at the grocery store, the gas station, an ATM, or any other merchant you visit. It can even happen online on unsecured websites – and it can happen to you.

At CSE Federal Credit Union, we are committed to keeping our members’ personal information and assets safe while...

Just a few years ago, the world was introduced to Mobile Payments and Wallets. Apple Pay, Samsung Pay, and Google Pay have now become one of the most convenient, safest ways to transact business with a debit or credit card. As we become more and more of a cashless society, having payment options is critical to ensuring you can purchase what you need and want. You likely have a debit or credit card that you use (or, possibly multiple cards) - it would be nice to put them away and...