Enjoy the Holidays. Worry about Payments Next Year.
The holidays are about making memories, not stressing over your budget. If you could use a little extra flexibility this season, our Holiday Loan can help you make the most of it ... with no payments for 90 days, meaning your first payment won’t be due until 2027. Holiday loans can be great for gift giving, holiday travel, home or vehicle prep for the winter, or other things to get you ready for the season.
2026 Holiday Loans:
- Borrow up to $2,500
- Fixed rate of 18.00% APR1
- No Payments for 90 days1
- Available NOW through December 24
With manageable payments and no hidden fees, you’ll stay in control of your budget, while still enjoying everything that makes the season bright.
All loans are subject to credit approval.
Applying for a loan or credit card product may result in a credit inquiry and the applicants credit score may be impacted.
Upon submitting a loan application, applicants may be required to provide additional documentation to complete the review process. This may include, but is not limited to, one or more of the following: Proof of Income, Recent Credit Card Statements, Verification of Employment, Bank Statements, Proof of Residency or, Housing Documentation.
1. APR = Annual Percentage Rate. Offer valid on Holiday Loans initiated from October 13 through December 24, 2026. Loans available for amounts up to $2,500 at 18.00% APR. No payment is due for 90 days following the loan initiation date. For example, if loan is opened on November 1, 2026, first payment due will be January 30, 2027. Interest will accrue during the 90-day deferred payment period. Sample monthly payment for a loan of $2,500 at 18.00% for 24 months beginning on the 90th day is $128.55. Loan term, payment amount and approval are determined based on the individual member’s creditworthiness, credit history, and CSE Federal Credit Union’s lending guidelines. Other terms and conditions may apply.