Drive Thru Transactions

During the pandemic, members were able to do all of their banking through our drive-thru's. However, the time has come for our drive-thru lanes to get back to quick access for basic transactions. Please read about updates to drive-thru service.

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Budgeting

Christmas in July

Christmas in July

Posted On: July 25, 2021 by CSE Federal Credit Union in: Budgeting, CSE, Education, General

 

It’s July, and while Santa may have his toes in the sand, you can bet he’s already planning for the busy season, as should you! We know, it’s crazy to think about Christmas already; I mean we really just started enjoying Summer – but we suggest thinking about it now, to help prevent any stress, crisis, or lack of funds when Summer fades and then, suddenly, it’s holiday time.

Continue reading to learn 5 things you can do to tidy up your...

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Tags: Christmas in July, CSE, CSE FCU, CSE Federal Credit Union, Holiday Loan, Holiday Loans, Saving

Why does credit score matter?

Why does credit score matter?

Posted On: July 14, 2021 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, Education, General, Lending

 

Credit score isn’t one of those topics you bring up during dinner, but maybe it should be. Many people don’t realize how important credit actually is and the impact your credit score makes in the grand scheme of your finances. Think of your credit score like a report card, your financial report card - one that will follow you through your entire life. You are the one in control of your credit, so make sure you are doing the best things possible to improve your score...

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Tags: Credit, Credit Score, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, CSE News

Mid-Year Financial Check Up

Mid-Year Financial Check Up

Posted On: June 21, 2021 by CSE Federal Credit Union in: Budgeting, CSE, Education

 

You spend your time on social media, watching Netflix, scrolling TikTok, and a number of other relaxing, yet frivolous things. Those are all great, however, we want to remind you that you need to save some time to actively managing your finances. Generally, we are more likely to keep tabs on our physical and mental health but studies have shown your finances can make a huge impact on your stress levels which eventually impacts your health. Digging into those financial matters...

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Tags: Budget, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, Finances, Financial Check Up, Financial Education, Financial Goals, Making Money Last

Keeping Vacations Practical for Your Budget

Keeping Vacations Practical for Your Budget

Posted On: June 1, 2021 by CSE Federal Credit Union in: Budgeting, Education, General, Lending, Personal Loan

 

As exhilarating as the idea is that you should ‘treat yourself’ on vacation, sometimes, it is probably not the right choice to make. If you don’t want to come home with sickening credit card bills, or a cash deficiency we encourage you to consider budgeting for your vacation.

Saving for a vacation doesn’t happen overnight. The best place to start is with a little account that we call a Vacation Club. This is a sub-account attached to your membership...

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Tags: Budget, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, Finances, Money, Personal Loan, Saving, Vacation

Building & Repairing Credit Score

Building & Repairing Credit Score

Posted On: May 19, 2021 by CSE Federal Credit Union in: Budgeting, CSE, CSE News, Education, General, Lending

 

A credit score is a number that is used by financial institutions and/or credit card companies to determine the level of risk for a person when issuing a loan or credit card. A person’s credit score may influence the limit of credit available to them, as well as the term, length, and interest rate of a loan.

One of the first items that you (or a potential creditor) will see when looking at a credit report is your credit score: a number between 350 to 850. Generally,...

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Tags: Building Credit, Credit Score, CSE, CSE FCU, CSE Federal Credit Union, CSE News, Repairing Credit

Personal Loans for When You Need It

Personal Loans for When You Need It

Posted On: April 17, 2021 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, Lending, Personal Loan

 

Outside of auto loans and mortgage loans, personal loans are likely the next type of loan you would use as a consumer. A personal loan is a type of unsecured loan, which means there is no collateral held in the event that you cannot pay back the loan. Generally, a personal loan is a form of credit that can help you make a large purchase or consolidate high-interest debt, but they can serve a number of other purposes as well.

 

Here are some common reasons...

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Tags: Budget, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Debt Consolidation, Personal Loan

You don't have to be elderly to do a checkup on your retirement plan.

Retirement Checkup - Don't wait 'til it's too late!

Posted On: February 27, 2021 by CSE Federal Credit Union in: Budgeting, CSE News, Education

 

Just the thought of retirement can be both exciting and terrifying at the same time. It’s what you’ve worked towards for your entire life, but it comes with many unknowns. You’re sure to be wondering if you’ve saved enough, can afford your expenses moving forward, and whether you’re truly ready to move into the next stage of your life.

The reality is that when it comes to retirement, many are unprepared due to a combination of increasing...

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Tags: Budget, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, CSE News, Retirement, Retirement Planning

Emergency Fund with Banzai Coach

Emergency Fund with Banzai Coach

Posted On: January 20, 2021 by CSE Federal Credit Union in: Budgeting, Education

 

If 2020 taught us anything, it was to maintain an emergency fund, ready for when we need it most. An emergency fund is an amount of money set aside to cover unforeseen expenses, or, the extra money that is set back to cover basic expenses when there are drastic changes to your income. Emergency funds can be used for small emergencies or extreme emergencies. How much a person needs in an emergency fund is unique and varies based on personal circumstances. Common reasons that...

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Tags: Banzai, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, Education, Emergency Fund, Financial Education

New Year Resolutions & Financial Check Ups

New Year Resolutions & Financial Check Ups

Posted On: January 6, 2021 by CSE Federal Credit Union in: Budgeting, Education, General

 

Here we go...another new year, another round of resolutions. Whether you’ve decided your New Year’s Resolution will again be to lose those 10 pounds, organize your office, or learn how to speak a new language – on your list of “things to do” in the New Year should also include giving your finances a check-up!

The start of a new year is a great time to review and re-evaluate your budget. It’s easy after the end of the year to gather...

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Tags: Banzai, CSE, CSE FCU, CSE Federal Credit Union, Education, Financial Education, New Year, New Year's Resolutions

10 things anyone can do to stay out of debt, and that means you too!

10 things anyone can do to stay out of debt

Posted On: October 19, 2020 by CSE Federal Credit Union in: Budgeting, Education, General

 

We’ve all been there, whether it be an accumulation of credit card debt, getting behind on bills because of a job loss, or so many other scenarios. Debt can add up quickly and it can be overwhelming. It’s easier to stay out of debt by making simple changes, than digging your way out. Here are 10 things anyone can do to stay out of debt, and that means you too!

Make better “payment” choices. If you are using a credit card and working to pay down...
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Tags: 10 things anyone can do to stay out of debt, Budgeting, CSE, CSE FCU, CSE Federal Credit Union, Money, Stay Out of Debt

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