10 Tips to Stay Out of Collections
Posted On: October 4, 2023 by CSE Federal Credit Union in: Budgeting, CSE, Education
10 Tips to Stay Out of Collections
Financial hardships happen, especially in an economy with higher costs for pretty much everything. In order to stay out of collections, it requires proactive financial management and responsible habits. Here are some steps you can take to help ensure you don't fall into collections:
Watch our CSE couch chat video ???? where we talk to a few of our Solutions experts on this topic, here!
1. Create a Budget: Develop...
Fuel Your Children with Financial Literacy!
Posted On: September 1, 2023 by CSE Federal Credit Union in: Budgeting, Education, General, Youth Accounts
Fuel Your Children with Financial Literacy! We’re making it easy for you to fill their brains with 10 Easy Ways to Teach Kids About Money!
In today's world, teaching children about money and financial responsibility is more important than ever. But it’s also a topic that is easily shelved, or left ‘until later’. Instilling a strong foundation of financial literacy in your kids can help set them up for a successful and secure future. By starting...
It’s time for Back to School – and time to keep your cool.
Posted On: August 1, 2023 by CSE Federal Credit Union in: Budgeting, Education, General
It’s time for Back to School – and time to keep your cool.
Managing back-to-school expenses can be challenging, but with careful planning and budgeting, you can keep it cool and avoid unnecessary financial stress. Here are some tips to help you navigate back-to-school shopping while keeping your expenses under control:
Create a Budget: Before you start shopping, make a list of all the necessary items your child needs for school. Set a budget for...How to Start a Modern Envelope System
Posted On: July 12, 2023 by CSE Federal Credit Union in: Budgeting, Education
How to Start a Modern Envelope System
Did you know, you can make the popular Money Envelope Saving System, more modern, and easy for you? How do you do this, you might ask? A Modern-Day Envelope System can be automated to help you start saving your money, and build your wealth with Club Accounts!
Building a nest egg, emergency savings, or wealth, in general, is a goal many of us aspire to achieve, but it can at times feel overwhelming to navigate the world...
Affordable Father’s Day Gifts
Posted On: June 4, 2023 by CSE Federal Credit Union in: Budgeting, CSE, General
Affordable Father’s Day Gifts
Are you wondering what the perfect gift is to celebrate the person who plays the role of Father in your life? We’re here to help with our top 10 affordable gift ideas, just in time for you to appreciate that special person in your life.
10 Affordable Gifts for Father’s Day (5 that are FREE and 5 that are budget-friendly):
Plan a special outing: Take your dad to his favorite restaurant, go on a hike or...No Place Like Home Equity
Posted On: May 4, 2023 by CSE Federal Credit Union in: Budgeting, CSE, Education, General, Mortgages
No Place Like Home Equity
Home equity is the difference between the value at which your home has been appraised (or the market value) and the remaining outstanding balance you carry on your mortgage. With the rise in home prices that we’ve seen in recent years, you may be surprised to find the equity in your home to be greater than you think. This equity can be a valuable asset that you can use in a variety of ways to improve your financial situation.
There...
Save Green by Going Green
Posted On: May 2, 2023 by CSE Federal Credit Union in: Budgeting, General
Save Green by Going Green
Earth Day (or Earth Month) comes around once a year, but it’s important to consider living a lifestyle where it’s ‘Earth Day Everyday’. Did you know, with a mindset and a lifestyle where Earth Day is Every Day, you could actually be saving a lot of money?
So how can you save green by going green? Let’s dig in…
As dozen gifts for Mom that won’t break the bank.
Posted On: May 2, 2023 by CSE Federal Credit Union in: Budgeting, General
As dozen gifts for Mom that won’t break the bank.
Looking for a great affordable gift for your own Mom, or maybe a gift from your child to their Mom, let us help you with a few ideas, that won’t break the bank!
Homemade Coupon Book: This one is a classic! If you have a kiddo that likes to stay busy, help them create a booklet of coupons for things like washing dishes, cooking dinner, giving a massage, or any other tasks Mom might appreciate. They...Making the Most of a Staycation
Posted On: April 1, 2023 by CSE Federal Credit Union in: Budgeting, CSE, Education, Lending, Vacation Loan
Making the Most of a Staycation
Most things in life cost more these days. If you find yourself in need of a vacation, but it’s not in the budget this year, it’s time to plan a STAYcation! You still need a recharge and time off work, but reducing stress factors can make staycations even better. Take a look at reasons why Staycations are still great if the big vacation isn’t an option, and how to make the most of them.
Stress Less. A staycation...Vaycay Your Way
Posted On: April 1, 2023 by CSE Federal Credit Union in: Budgeting, CSE News, Education, General, Lending, Vacation Loan
Vaycay Your Way
With Summer right around the corner, it’s time to start turning your vacation dreams into a reality. Your mental health can use some Vitamin-D after Ohio’s Winters (yes, even the mild ones!), and CSE can help cover the cost so you don’t have to save up for months before going. An affordable vacation loan to fit your budget helps you get to where you want to go!
Planning a vacation is a great way to unwind and relax. It boosts...