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Archive - June 2025

What Happens When a Lender Checks My Credit Score

What Happens When a Lender Checks My Credit Score

Posted On: June 25, 2025 by CSE Federal Credit Union in: Auto Loans, CSE, Education, Lending

 

What Happens When a Lender Checks My Credit Score? (And 5 Tips to Keep It Strong)

If you’ve ever applied for a loan, credit card, or even a new phone plan, chances are the company said, “We’ll need to check your credit.” But what does that actually mean? And can it hurt your credit score?

Let’s break it down in a way that’s easy to understand — and give you 5 simple tips to keep your score healthy.

 

First:...

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Tags: Credit, Credit Score, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Lending, Loan

Understanding Buy Now, Pay Later Services

Understanding Buy Now, Pay Later Services

Posted On: June 11, 2025 by CSE Federal Credit Union in: Budgeting, CSE, Education, Lending

 

Understanding Buy Now, Pay Later Services

What You Need to Know Before You Click “Pay Later”

Buy Now, Pay Later (BNPL) services are popping up everywhere — from online shopping carts to your favorite clothing apps. They promise a simple solution: break up your purchase into smaller payments, often with “no interest” or “no fees.” It sounds like a great deal, right?

But like many things that sound too good...

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Tags: BNPL, Buy Now, Buy Now Pay Later, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Lending, Loan, Loans

Scam Surge

Scam Surge

Posted On: June 4, 2025 by CSE Federal Credit Union in: CSE, Fraud Tips

 

The recent surge in scam attempts isn’t new—but it’s becoming harder to ignore.

It seems like every time we check our phones these days, there’s another suspicious text, voicemail, or call. Maybe you’ve gotten a text claiming you owe a toll fee, or a voicemail telling you you’ve been approved for a loan you never applied for. These scams are becoming more frequent — and more convincing — and let’s be real more annoying!

These...

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Tags: CSE, CSE FCU, CSE Federal Credit Union, fraud, Fraud & Scams, FRAUD AND SCAMS, Fraud Protection, Fraud Protection Service, Fraud Tips, Reporting Fraud

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