Make Your Bills More Manageable with a Visa Balance Transfer
Posted On: February 21, 2023 by CSE Federal Credit Union in: Credit Cards, CSE
Make Your Bills More Manageable with a Visa Balance Transfer
What Is a Balance Transfer?
First, it’s important to know, what is a balance transfer? Simply put, a balance transfer is when you transfer a balance from one credit card to another. Generally, when consumers perform balance transfers, the card to which they are transferring debt has a lower, promotional interest rate in order to save them money on their balance transfer.
In our CSE...
Prepare Your Finances for the Holidays
Posted On: September 7, 2022 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, CSE News, Debit & Credit Cards, Education, General, Lending
Prepare Your Finances for the Holidays
The holidays might not be top of mind…yet, but this month marks the ‘100 days until Christmas milestone. We want to help you get a jump start on the holidays and provide ways you can prepare your finances now, in order to make your money go further when it comes time to shop.
Would you prefer to watch our CSE Couch Chat video on this topic? Check it out, here.
To start,...
Personal Loans for When You Need It
Posted On: April 17, 2021 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, Lending, Personal Loan
Outside of auto loans and mortgage loans, personal loans are likely the next type of loan you would use as a consumer. A personal loan is a type of unsecured loan, which means there is no collateral held in the event that you cannot pay back the loan. Generally, a personal loan is a form of credit that can help you make a large purchase or consolidate high-interest debt, but they can serve a number of other purposes as well.
Here are some common reasons...
To Consolidate...or Not to Consolidate?
Posted On: January 2, 2021 by CSE Federal Credit Union in: General, Lending
Debt affects nearly every consumer, no matter what financial situation you find yourself in. According to the Federal Reserve1, American's hold nearly $4.2 Trillion (yes, with a T) in consumer debt, or, roughly $38,000 per person. This number excludes mortgage debt but includes everything else: student loans, credit cards, vehicle loans, personal loans, and other debts.
If digging out of debt is on your financial to-do list,...
