Credit Card

Debit and Credit cards…some people use both, some use one over the other for specific reasons. While these cards may look the same – and swipe just as easily – they function quite differently!

Both make completing transactions in-store or online extremely convenient, but we want to help break down the differences between the two, because believe it or not, many don’t know all of the ins and outs of these cards! 

PAYING...

Have you heard of Balance Transfers but are not entirely sure what they are? We sit down with one of CSE's card specialists in a recent CSE Couch Chat Episode to talk a little bit about what a Balance Transfer is, how a Balance Transfer can benefit you and what to look for when comparing Balance Transfer offers!.. OR continue reading about our promotion below: 

It’s that time of year where your happy holiday shopping, becomes post-holiday...

When it comes to unknown numbers calling your home or mobile device, most of us just let it go to voicemail to see if it’s a legitimate call or a possible scam call. We want to remind you of the best practices to keep you, and your financial and/or personal information safe.

If something seems too good to be true, it may be. Recognizing the following red flags may help you avoid falling victim to fraud or a scam:

It might seem a little early to be talking about Winter, but when it comes to preparing your home for the cold season, it’s best to consider those updates now. Being able to prep and update your home while it’s still nice out will make the job a lot easier, not to mention it won’t send chills up your spine. Plus, you’ll have a little more time to prepare financially for any of those updates before the cold weather hits.

Credit cards are often used for a number of reasons, from the convenience of not carrying around cash, earning rewards with every transaction, or simply so you can make many or large purchases without worrying about it coming out of your account right away.

Although a credit card may be used similarly to a debit card, it works very different.

How credit cards work:

When you get a credit card it is set with a credit limit, or the amount...

Are you thinking about your Summer vacation? At CSE, we can make your whole experience a breeze from the financing to accessing your money while you're away, and even the security of your credit and debit cards while you're traveling. 

If you're looking to go on the vacation of a lifetime but don't have the spare cash, a personal loan at CSE is a great option to get you out of town within your budget. Or, if you've saved for vacation but are...

The holidays are super jolly until they catch us by surprise in the New Year. After a spending bonanza, comes the dreaded credit card statement. It’s completely possible that it may take your breath away when you see all of those charges as your new balance due. If you carry a balance on your credit card(s), don’t worry, CSE is here to help provide relief with a balance transfer special designed to give you some financial flexibility!

Many store-issued credit cards that you...

Credit card debt has never been higher for American consumers. Though credit cards can provide a quick, convenient way of paying for the things you want, there are times when the balance creeps much higher than what you anticipated. When seeking relief from credit card debt, you have a few options. One of the most common is a Balance Transfer. A Balance Transfer is when you take debt from one credit...

Holiday shopping in 2020 may present some unique challenges. When the COVID-19 pandemic hit, it disrupted pretty much every major industry. In the world of retail, disruptions came in the form of closures of brick-and-mortar stores, supply shortages, and shipping delays. With this blow, shopping in 2020 has looked quite different and people are experiencing a new way of shopping. The holiday shopping season is just ahead, and we’re already thinking about how the pandemic...