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Credit Report = Adult Report Card. Will You Make the Grade?

Credit Report = Adult Report Card. Will You Make the Grade?

Posted On: August 14, 2023 by CSE Federal Credit Union in: Credit Cards, CSE, Education, General

 

Credit Report = Adult Report Card.  Will You Make the Grade?

When you take a test in school, the result of a good or bad grade can affect your overall grade for the course; it plays a part in whether you pass or fail. When talking about your credit report, imagine it as your adult report card. How you repay loans and credit cards affects your overall score, which can lead to good things for you or a world of financial challenges, depending on your overall credit...

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Tags: Credit, Credit Card, Credit Cards, credit report, Credit Score, CSE, CSE FCU, CSE Federal Credit Union

Reporting Fraud or Disputing Credit & Debit Card Transactions

Reporting Fraud or Disputing Credit & Debit Card Transactions

Posted On: February 1, 2023 by CSE Federal Credit Union in: Debit & Credit Cards, Education, Fraud Tips, General

 

Reporting Fraud or Disputing Credit & Debit Card Transactions

Using credit and debit cards is an integral part of financial services. They give you the ability to have significant purchasing power without the need to carry wads of cash. They also have many security features and guarantees from issuers, that if you use your card according to the guidelines in place, that you can recover your money if lost, stolen, or otherwise misappropriated. However, no one wants to...

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Tags: Credit Card, CSE, CSE FCU, CSE Federal Credit Union, DEBIT CARD, Dispute, Dispute Claim, Disputes, fraud, Fraud Claim

Enhance Your Debit and Credit Card Security

Posted On: February 1, 2023 by CSE Federal Credit Union in: Debit & Credit Cards, Education, Fraud Tips, General

 

Enhance Your Debit and Credit Card Security

 

No one wants to deal with identity theft, fraudulent transactions on a credit or debit card, or any other issues when it comes to your money and personal information. There are a lot of different things you can do to enhance your security and protect yourself and your money from unauthorized use, most of which can be done right from the CSE app or online banking platform through a web browser.

Enable...
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Tags: Credit Card, Credit Cards, CSE, CSE Blog, CSE FCU, CSE Federal Credit Union, DEBIT CARD, Debit Cards, Enhance Security, Fraud Tips

Prepare Your Finances for the Holidays

Prepare Your Finances for the Holidays

Posted On: September 7, 2022 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, CSE News, Debit & Credit Cards, Education, General, Lending

 

Prepare Your Finances for the Holidays

The holidays might not be top of mind…yet, but this month marks the ‘100 days until Christmas milestone. We want to help you get a jump start on the holidays and provide ways you can prepare your finances now, in order to make your money go further when it comes time to shop.

 

Would you prefer to watch our CSE Couch Chat video on this topic? Check it out, here.

 

To start,...

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Tags: Budget, Budgeting, Christmas Club, Credit Card, CSE, CSE FCU, CSE Federal Credit Union, Debt Consolidation, Finances, Holiday Loans

DIFFERENCES BETWEEN A DEBIT CARD AND A CREDIT CARD

DIFFERENCES BETWEEN A DEBIT CARD AND A CREDIT CARD

Posted On: February 1, 2022 by CSE Federal Credit Union in: Debit & Credit Cards, Education

 

Debit and Credit cards…some people use both, some use one over the other for specific reasons. While these cards may look the same – and swipe just as easily – they function quite differently!

Both make completing transactions in-store or online extremely convenient, but we want to help break down the differences between the two, because believe it or not, many don’t know all of the ins and outs of these cards! 

 

PAYING...

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Tags: Credit Card, Credit Cards, CSE, CSE FCU, CSE Federal Credit Union, DEBIT CARD, Debit Cards, DIFFERENCES BETWEEN A DEBIT CARD AND A CREDIT CARD

Ways to Identify a Scam Call

Ways to Identify a Scam Call

Posted On: September 21, 2021 by CSE Federal Credit Union in: CSE News, Fraud Tips

 

When it comes to unknown numbers calling your home or mobile device, most of us just let it go to voicemail to see if it’s a legitimate call or a possible scam call. We want to remind you of the best practices to keep you, and your financial and/or personal information safe.

If something seems too good to be true, it may be. Recognizing the following red flags may help you avoid falling victim to fraud or a scam:

They prey on urgency or fear and you are...
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Tags: Credit Card, CSE, CSE FCU, CSE Federal Credit Union, CSE News, Debit & Credit Cards, Debit Cards, Education, Fraud Protection, Fraud Protection Service

Preparing Your Home for Winter

Preparing Your Home for Winter

Posted On: September 1, 2021 by CSE Federal Credit Union in: Debit & Credit Cards, Education, Mortgages, Personal Loan

 

It might seem a little early to be talking about Winter, but when it comes to preparing your home for the cold season, it’s best to consider those updates now. Being able to prep and update your home while it’s still nice out will make the job a lot easier, not to mention it won’t send chills up your spine. Plus, you’ll have a little more time to prepare financially for any of those updates before the cold weather hits.

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Tags: Credit Card, CSE, CSE FCU, CSE Federal Credit Union, HELOC, Home Equity, Home Repairs, Visa Credit Card, Winter

How a Credit Card Works

How a Credit Card Works

Posted On: August 18, 2021 by CSE Federal Credit Union in: Credit Cards, Debit & Credit Cards, Education, General

 

Credit cards are often used for a number of reasons, from the convenience of not carrying around cash, earning rewards with every transaction, or simply so you can make many or large purchases without worrying about it coming out of your account right away.

Although a credit card may be used similarly to a debit card, it works very different.

 

How credit cards work:

When you get a credit card it is set with a credit limit, or the amount...

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Tags: Credit Card, Credit Cards, Credit Score, Credit Unions, CSE, CSE FCU, CSE Federal Credit Union

CSE Making Your Vacation a Breeze

CSE Making Your Vacation a Breeze

Posted On: April 1, 2021 by CSE Federal Credit Union in: Credit Cards, General, Mobile Services, Personal Loan, Vacation Loan

 

Are you thinking about your Summer vacation? At CSE, we can make your whole experience a breeze from the financing to accessing your money while you're away, and even the security of your credit and debit cards while you're traveling. 

If you're looking to go on the vacation of a lifetime but don't have the spare cash, a personal loan at CSE is a great option to get you out of town within your budget. Or, if you've saved for vacation but are...

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Tags: Credit Card, Personal Loan, Shared ATM Network, Shared Branch Network, Travel Alerts, Vacation, Vacation Loan, Vacation Planning, Vacation Tools

Start Shopping Early This Holiday Season

Start Shopping Early This Holiday Season

Posted On: September 17, 2020 by CSE Federal Credit Union in: General, Lending

 

Holiday shopping in 2020 may present some unique challenges. When the COVID-19 pandemic hit, it disrupted pretty much every major industry. In the world of retail, disruptions came in the form of closures of brick-and-mortar stores, supply shortages, and shipping delays. With this blow, shopping in 2020 has looked quite different and people are experiencing a new way of shopping. The holiday shopping season is just ahead, and we’re already thinking about how the pandemic...

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Tags: Credit Card, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Holiday Financing, Holiday Loan, Personal Loan, Shop Early

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