Archive: January 2021

  If 2020 taught us anything, it was to maintain an emergency fund, ready for when we need it most. An emergency fund is an amount of money set aside to cover unforeseen expenses, or, the extra money that is set back to cover basic expenses when there are drastic changes to your income. Emergency funds can be used for small emergencies...

  Here we go...another new year, another round of resolutions. Whether you’ve decided your New Year’s Resolution will again be to lose those 10 pounds, organize your office, or learn how to speak a new language – on your list of “things to do” in the New Year should also include giving your finances a check-up! The...

  Be Responsible with your Tax Refund It’s that time of year when many of us will be receiving a tax return from the IRS (hopefully). But, the reality is that many of us don’t use that refund responsibly and we squander it away in a short period of time. Don’t worry, you can still be excited and dance a little while holding...

Exploring When Debt Consolidation Makes Sense Debt affects nearly every consumer, no matter what financial situation you find yourself in. According to the Federal Reserve1, American's hold nearly $4.2 Trillion (yes, with a T) in consumer debt, or, roughly $38,000 per person. This number excludes mortgage debt but includes everything...

The year 2020 is officially in the books, and rather than “hindsight being 2020”, 2020 is now officially hindsight. It was a year that no one could have planned for, where time seemed to both fly by and stand still. It was a year where, for many, the “highs” seemed hard to find, and the “lows” just seemed to keep...