Prepare Your Finances for the Holidays
Posted On: September 7, 2022 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, CSE News, Debit & Credit Cards, Education, General, Lending
Prepare Your Finances for the Holidays
The holidays might not be top of mind…yet, but this month marks the ‘100 days until Christmas milestone. We want to help you get a jump start on the holidays and provide ways you can prepare your finances now, in order to make your money go further when it comes time to shop.
Would you prefer to watch our CSE Couch Chat video on this topic? Check it out, here.
To start,...
Don't Wait for a Recession Rescue
Posted On: August 22, 2022 by CSE Federal Credit Union in: Budgeting, Education, General, Lending
Don't Wait for a Recession Rescue
The economy has been a rollercoaster recently, to say the least, with supply chain issues, to staffing shortages for many businesses, not to mention record inflation. All of this is a perfect storm that has led to rumors of a recession on the horizon.
What is a Recession?
Although we don’t know if a recession...
SPRING CLEANING YOUR FINANCES
Posted On: March 1, 2022 by CSE Federal Credit Union in: Budgeting, Education, General
Spring is the time you feel the urge to sweep through your home and throw things out, donate, and deep clean, right? Have you ever thought that it might also be a good idea to ‘Spring Clean’ your finances too? You can even go about it with similar concepts.
Deep clean your finances by looking at what you’re spending, keeping your receipts, adjusting your goals, and reorganizing your spending categories in order to move forward to a better financial...
Make Your Holiday Budget Go Further
Posted On: November 3, 2021 by CSE Federal Credit Union in: Budgeting, Education, General, Personal Loan
So, you blinked…and all of a sudden, it’s the holiday season once again! It seems to get here faster each year, and every year it feels like budgets get tighter. Your fingers ache from pinching so many pennies, there are more people that appear on shopping lists and the budget crunch adds more strain to the season. But, it’s not all bad; allow us to offer up some tips to relieve a little bit of that stress and to make your budget go further!
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Creating a Budget isn’t As SCARY As It Sounds
Posted On: October 25, 2021 by CSE Federal Credit Union in: Budgeting, CSE
This time of year is full of ‘spooky’ things – zombies, kids dressed up as ghosts, spiders, and the ever-dreadful candy corn! But one thing that shouldn’t scare you is your budget! We know that creating and starting a budget can be overwhelming and sometimes a bit terrifying, but it really isn’t as scary as it seems – especially with some help from CSE!
We have a number of tools to help you learn about budgeting and create a...
Mid-Year Financial Check Up
Posted On: June 21, 2021 by CSE Federal Credit Union in: Budgeting, CSE, Education
You spend your time on social media, watching Netflix, scrolling TikTok, and a number of other relaxing, yet frivolous things. Those are all great, however, we want to remind you that you need to save some time to actively managing your finances. Generally, we are more likely to keep tabs on our physical and mental health but studies have shown your finances can make a huge impact on your stress levels which eventually impacts your health. Digging into those financial matters...
Keeping Vacations Practical for Your Budget
Posted On: June 1, 2021 by CSE Federal Credit Union in: Budgeting, Education, General, Lending, Personal Loan
As exhilarating as the idea is that you should ‘treat yourself’ on vacation, sometimes, it is probably not the right choice to make. If you don’t want to come home with sickening credit card bills, or a cash deficiency we encourage you to consider budgeting for your vacation.
Saving for a vacation doesn’t happen overnight. The best place to start is with a little account that we call a Vacation Club. This is a sub-account attached to your membership...
Personal Loans for When You Need It
Posted On: April 17, 2021 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, Lending, Personal Loan
Outside of auto loans and mortgage loans, personal loans are likely the next type of loan you would use as a consumer. A personal loan is a type of unsecured loan, which means there is no collateral held in the event that you cannot pay back the loan. Generally, a personal loan is a form of credit that can help you make a large purchase or consolidate high-interest debt, but they can serve a number of other purposes as well.
Here are some common reasons...
Retirement Checkup - Don't wait 'til it's too late!
Posted On: February 27, 2021 by CSE Federal Credit Union in: Budgeting, CSE News, Education
Just the thought of retirement can be both exciting and terrifying at the same time. It’s what you’ve worked towards for your entire life, but it comes with many unknowns. You’re sure to be wondering if you’ve saved enough, can afford your expenses moving forward, and whether you’re truly ready to move into the next stage of your life.
The reality is that when it comes to retirement, many are unprepared due to a combination of increasing...
Don’t Wait for 2020 to Begin Your New Year’s Resolutions
Posted On: November 25, 2019 by CSE Federal Credit Union in: Budgeting, Education, General
In just a few short weeks, calendars will turn to 2020. Although you have a more time to be irresponsible with your money, doesn’t mean you should. If you have plans for financial resolutions in the new year, why wait? Start now!
CSE has tools to help you reach financial goals in the new year. Whether that is simply being wiser with your money and setting a budget, or something larger like consolidating debt for less financial stress, we can help.
Budgeting
A...