How-to-Guide: Avoiding (or Breaking Free From) Predatory Lending
Posted On: September 3, 2025 by CSE Federal Credit Union in: CSE, Education, Lending
How-to-Guide: Avoiding (or Breaking Free From) Predatory Lending
Predatory lending isn’t always easy to spot, and if you’ve already found yourself stuck in a high-interest loan, you’re not alone. This guide will help you recognize the warning signs and provide steps to escape if you’re already caught in the cycle.
What Is Predatory Lending? Predatory lenders use unfair, deceptive, or abusive tactics to trap borrowers in loans that are...
What Happens When a Lender Checks My Credit Score
Posted On: June 25, 2025 by CSE Federal Credit Union in: Auto Loans, CSE, Education, Lending
What Happens When a Lender Checks My Credit Score? (And 5 Tips to Keep It Strong)
If you’ve ever applied for a loan, credit card, or even a new phone plan, chances are the company said, “We’ll need to check your credit.” But what does that actually mean? And can it hurt your credit score?
Let’s break it down in a way that’s easy to understand — and give you 5 simple tips to keep your score healthy.
First:...
Understanding Buy Now, Pay Later Services
Posted On: June 11, 2025 by CSE Federal Credit Union in: Budgeting, CSE, Education, Lending
Understanding Buy Now, Pay Later Services
What You Need to Know Before You Click “Pay Later”
Buy Now, Pay Later (BNPL) services are popping up everywhere — from online shopping carts to your favorite clothing apps. They promise a simple solution: break up your purchase into smaller payments, often with “no interest” or “no fees.” It sounds like a great deal, right?
But like many things that sound too good...
