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Home & Auto Loans

Loans for Life's Big Moments

From buying your dream home to purchasing your next car, CSE lending is here to help make life a little easier. Whatever your goals, we provide the guidance and options to move forward with confidence. We're proud to lend to members, not credit scores. Apply online or schedule a conversation with one of our lending experts today.

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Auto Loans

Auto LoansRate
NEW Auto Loans up to 60 MonthsAs low as 5.25% APR1
USED Auto Loans for 60 MonthsAs low as 5.75% APR2

NO Application Fee. NO Early Payoff Penalty.

Refinancing Available

Did you finance elsewhere? See how much we might be able to save you.

Find Your Vehicle
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Mortgage

Your home is where memories happen. Our mortgage specialists guide you through every step of buying or refinancing, helping you make smart decisions with confidence.

  • Purchases
  • Refinances
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)

As rates drop, you may consider refinancing your home to consolidate multiple other debts, or simply capitalize on a lower mortgage rate. Our experts will help you navigate all of your options and get you into the best possible mortgage for you.

See Mortgage Options
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Loan Insurance 

Life is full of surprises. Our loan insurance and warranty options help you stay prepared, protecting you and your finances when the unexpected happens, all for less than what you'd pay when financing elsewhere.

Loan Insurance Programs

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Loan Rates

View the current loan rates for vehicle loans, secured loans, unsecured loans, home equity loans and lines of credit, and mortgage loans at CSE Federal Credit Unions. 

View Current Loan Rates

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More Value for CSE Members:

Many CSE members choose to maximize their membership by pairing everyday essentials with smart, high-value tools:

It’s all designed to work together, giving members more convenience, more value, and more confidence in their financial journey.

1. New Vehicle APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. Sample monthly payment for a loan of $20,000 and a term of 36 months at 4.75% APR would be approximately $597.18; a term of 60 months at 5.25% APR would be approximately $379.72. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.

2. Used Vehicle APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. Sample monthly payment for a loan of $20,000 and a term of 36 months at 5.25% APR would be approximately $601.67; a term of 60 months at 5.75% APR would be approximately $384.34. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.

All loans are subject to credit approval.

Applying for a loan or credit card product may result in a credit inquiry and the applicants credit score may be impacted.

Upon submitting a loan application, applicants may be required to provide additional documentation to complete the review process. This may include, but is not limited to, one or more of the following: Proof of Income, Recent Credit Card Statements, Verification of Employment, Bank Statements, Proof of Residency or, Housing Documentation.

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