Keeping Vacations Practical for Your Budget
Posted On: June 1, 2021 by CSE Federal Credit Union in: Budgeting, Education, General, Lending, Personal Loan
As exhilarating as the idea is that you should ‘treat yourself’ on vacation, sometimes, it is probably not the right choice to make. If you don’t want to come home with sickening credit card bills, or a cash deficiency we encourage you to consider budgeting for your vacation.
Saving for a vacation doesn’t happen overnight. The best place to start is with a little account that we call a Vacation Club. This is a sub-account attached to your membership...
Personal Loans for When You Need It
Posted On: April 17, 2021 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, Lending, Personal Loan
Outside of auto loans and mortgage loans, personal loans are likely the next type of loan you would use as a consumer. A personal loan is a type of unsecured loan, which means there is no collateral held in the event that you cannot pay back the loan. Generally, a personal loan is a form of credit that can help you make a large purchase or consolidate high-interest debt, but they can serve a number of other purposes as well.
Here are some common reasons...
CSE Making Your Vacation a Breeze
Posted On: April 1, 2021 by CSE Federal Credit Union in: Credit Cards, General, Mobile Services, Personal Loan, Vacation Loan
Are you thinking about your Summer vacation? At CSE, we can make your whole experience a breeze from the financing to accessing your money while you're away, and even the security of your credit and debit cards while you're traveling.
If you're looking to go on the vacation of a lifetime but don't have the spare cash, a personal loan at CSE is a great option to get you out of town within your budget. Or, if you've saved for vacation but are...
To Consolidate...or Not to Consolidate?
Posted On: January 2, 2021 by CSE Federal Credit Union in: General, Lending
Debt affects nearly every consumer, no matter what financial situation you find yourself in. According to the Federal Reserve1, American's hold nearly $4.2 Trillion (yes, with a T) in consumer debt, or, roughly $38,000 per person. This number excludes mortgage debt but includes everything else: student loans, credit cards, vehicle loans, personal loans, and other debts.
If digging out of debt is on your financial to-do list,...
Start Shopping Early This Holiday Season
Posted On: September 17, 2020 by CSE Federal Credit Union in: General, Lending
Holiday shopping in 2020 may present some unique challenges. When the COVID-19 pandemic hit, it disrupted pretty much every major industry. In the world of retail, disruptions came in the form of closures of brick-and-mortar stores, supply shortages, and shipping delays. With this blow, shopping in 2020 has looked quite different and people are experiencing a new way of shopping. The holiday shopping season is just ahead, and we’re already thinking about how the pandemic...
