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Mortgages

Sail through the Mortgage Process in a Breeze

Sail through the Mortgage Process in a Breeze

Posted On: March 13, 2024 by CSE Federal Credit Union in: Education, Mortgages

 

Sail through the Mortgage Process in a Breeze

Ready to set sail on the thrilling journey of homeownership? Fear not, we're here to guide you through the mortgage process like a seasoned captain navigating calm waters with 10 tips below.

Are you seeking Smooth Sailing? Then, prepare the docks…well, the documents. If you gather the following paperwork ahead of time, it can help you navigate the first leg of the home-buying process.

A valid...
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Tags: Best Credit Union, CSE, CSE FCU, CSE Federal Credit Union, Mortgage, Mortgage Pre-Approval, Mortgage Process, Mortgages, Sail through the Mortgage Process in a Breeze

No Place Like Home Equity

No Place Like Home Equity

Posted On: May 4, 2023 by CSE Federal Credit Union in: Budgeting, CSE, Education, General, Mortgages

 

No Place Like Home Equity

Home equity is the difference between the value at which your home has been appraised (or the market value) and the remaining outstanding balance you carry on your mortgage. With the rise in home prices that we’ve seen in recent years, you may be surprised to find the equity in your home to be greater than you think. This equity can be a valuable asset that you can use in a variety of ways to improve your financial situation.

There...

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Tags: Budget, CSE, CSE FCU, CSE Federal Credit Union, HELOC, HELOCS, Home Equity, Home Equity Line of Credit, Home Equity Loan, Home Improvement

2022 in Review: CSE's Best Blogs

2022 in Review: CSE's Best Blogs

Posted On: December 7, 2022 by CSE Federal Credit Union in: Budgeting, Credit Cards, CSE, Debit & Credit Cards, Education, Fraud Tips, General, Mortgages

 

2022 in Review: CSE's Best Blogs

 

It’s hard to believe another year is passing us by! With so much information out there, we know some things can get overlooked, so we took some time to look back at 2022 to re-post our ‘best’ blogs for you, all in one place! Here are some of the top blogs our members found value in. The CSE blogs are a great way to get a lot of important information quickly, and we hope that through our blogs we can help...

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Tags: 2022 in Review: CSE's Best Blogs, Best Blogs, Blog, CSE, CSE Blog, CSE FCU, CSE Federal Credit Union

MORTGAGES - THREE KEY ELEMENTS: CREDIT, DOWN PAYMENT, & INCOME

MORTGAGES - THREE KEY ELEMENTS: CREDIT, DOWN PAYMENT, & INCOME

Posted On: February 21, 2022 by CSE Federal Credit Union in: Education, General, Mortgages

 

If you’re new to the mortgage loan process, or if it’s been a while, you may be experiencing a variety of emotions if you’re thinking about getting a new home. Before getting too far into the process, one of the first steps in buying a home is going through the mortgage pre-approval process. Learning about the most important factors and knowing what you need so you can speed up the approval process can make a big difference in how ‘easy’ it is for...

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Tags: Credit, CSE, CSE FCU, CSE Federal Credit Union, Down Payment, Income, Mortgage, Mortgage Pre-Approval, Mortgage Process, Mortgages

Preparing Your Home for Winter

Preparing Your Home for Winter

Posted On: September 1, 2021 by CSE Federal Credit Union in: Debit & Credit Cards, Education, Mortgages, Personal Loan

 

It might seem a little early to be talking about Winter, but when it comes to preparing your home for the cold season, it’s best to consider those updates now. Being able to prep and update your home while it’s still nice out will make the job a lot easier, not to mention it won’t send chills up your spine. Plus, you’ll have a little more time to prepare financially for any of those updates before the cold weather hits.

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Tags: Credit Card, CSE, CSE FCU, CSE Federal Credit Union, HELOC, Home Equity, Home Repairs, Visa Credit Card, Winter

Mortgage Pre-Approval Tips from CSE Experts

Mortgage Pre-Approval Tips from CSE Experts

Posted On: March 19, 2021 by CSE Federal Credit Union in: CSE, General, Lending, Mortgages

 

Buying a home is a memorable and huge experience that many people dream about. But, buying a home isn’t something you should do ‘on the fly’, rather something you should do mindfully with good research, consideration, and financial stability.

It’s important that you, and your co-borrower if you have one, do ample know what it is you’re looking for in a home exactly. Talk about it, and make sure you’re on the same page. Once you’ve...

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Tags: Buying a House, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Education, Homebuying, Mortgage Process, Mortgages, Pre-Approval

Mortgage Loans: Exploring Myths vs Reality

Mortgage Loans: Exploring Myths vs Reality

Posted On: March 10, 2021 by CSE Federal Credit Union in: CSE, Education, General, Lending, Mortgages

 

Purchasing a home can be one of the most exciting, while being equally one of the most stressful times of your life. The housing market has been on fire in recent years, so when you see a house that you’d like to explore buying, you’ve got to be prepared. To help provide some clarity, we want to provide some insight on some of the most common mortgage myths that consumers may question.

 

Myth #1 | You need 20% for a down payment....

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Tags: Buying a House, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Home buying process, Homebuying, Mortgage, Mortgage Myths, Mortgage Process

Mortgage Process

Making Sense of the Mortgage Process

Posted On: March 11, 2020 by CSE Federal Credit Union in: Lending, Mortgages

 

Just because it’s a seller's market doesn’t mean it’s not a good time to buy, if you’re ready. Right now there will be homes popping up faster than you know it, even more so since Spring is here. Being prepared now means you’ll be ready when you find that home of your dreams!.

Where do I start?

First things first - determining your needs and wants in a home and setting a budget. If you’re buying a home with another person,...

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Tags: Buying a House, CSE, CSE FCU, CSE Federal Credit Union, CSE Loans, Home buying process, Homebuying, Mortgage, Mortgage Process, Mortgages

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