Do’s & Don’ts of Managing Debt
Posted On: April 10, 2024 by CSE Federal Credit Union in: Budgeting, General
Do’s & Don’ts of Managing Debt
In a world where financial stability is paramount, managing debt becomes a crucial aspect of our lives. Whether it's student loans, credit card balances, or mortgages, understanding the do's and don'ts of debt management is essential for achieving long-term financial well-being.
The Do's:
Create a Budget: Creating a budget might sound intimidating, but it shouldn’t be....5 Things to Consider Before Making a Large Purchase
Posted On: March 1, 2024 by CSE Federal Credit Union in: Budgeting, CSE, Education, General
5 Things to Consider Before Making a Large Purchase
Making a large purchase is a significant decision when it comes to your budget that requires careful consideration. Here are 5 tips to implement before making a substantial financial commitment:
1. Start with a Budget: First things first, set a budget. Ask yourself, how much are you willing to spend on this large ticket item, and stick to it!
2. Do Your Research: What’s the first thing you...
Reflecting on 2023: A Thank You to Our Members
Posted On: December 13, 2023 by CSE Federal Credit Union in: CSE, CSE News, General
Reflecting on 2023: A Thank You to Our Members
As we approach the end of 2023, we want to take a moment to express our most profound appreciation to every one of you. We extend our heartfelt thanks for being an integral part of our Credit Union family.
In 2023 CSE celebrated 85 years of being in the Stark County Community. To show our gratitude for our community, we held several random acts of kindness events throughout the year, from partnering with some amazing...
Receive Money Faster with Real-Time Payments
Posted On: November 3, 2023 by CSE Federal Credit Union in: CSE, CSE News, Education, General
Receive Money Faster with Real-Time Payments
Real-time payments, often referred to as RTP or Instant Transfers, are a type of electronic transfer that allows money to be moved to and from merchants, vendors, individuals and other financial institutions instantaneously. The system is designed to process these transactions in real-time or near-real-time, which means that the funds are transferred and made available to the recipient typically within seconds. This is significantly...
Important Things to Know About Debt Management Companies
Posted On: October 31, 2023 by CSE Federal Credit Union in: Budgeting, General
Important Things to Know About Debt Management Companies
The overwhelming feeling of debt can take a physical, mental and emotional toll on a person. In some instances, if a person is inundated with debt that they feel they can’t get out from under, some may look at working with a Debt Management Company, or a DMC.
Always remember, if you have debt with CSE, talk to us first. We have a team of professionals in our Solutions Department...
Happily Ever After: Managing Money as a Couple
Posted On: October 30, 2023 by CSE Federal Credit Union in: Budgeting, Education, General
Happily Ever After: Managing Money as a Couple
Managing money can be a significant source of stress in relationships, but with a little teamwork and some smart strategies, you and your partner can build a solid foundation for your finances together.
When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Here, we’ll explore a dozen tips for practicing money movement as...
Fuel Your Children with Financial Literacy!
Posted On: September 1, 2023 by CSE Federal Credit Union in: Budgeting, Education, General, Youth Accounts
Fuel Your Children with Financial Literacy! We’re making it easy for you to fill their brains with 10 Easy Ways to Teach Kids About Money!
In today's world, teaching children about money and financial responsibility is more important than ever. But it’s also a topic that is easily shelved, or left ‘until later’. Instilling a strong foundation of financial literacy in your kids can help set them up for a successful and secure future. By starting...
Comparing Credit Unions and Banks: Why Credit Unions Might Be Your Better Choice
Posted On: September 1, 2023 by CSE Federal Credit Union in: CSE, CSE News, Education, General
Comparing Credit Unions and Banks: Why Credit Unions Might Be Your Better Choice
When it comes to managing your finances, most people bank ‘where they’ve always’ had an account. But it might be worth taking another look…
Choosing between a traditional bank and a credit union can be a fundamental decision. Both institutions offer financial services, but credit unions often stand out for their unique advantages. In this blog, we'll...
Credit Report = Adult Report Card. Will You Make the Grade?
Posted On: August 14, 2023 by CSE Federal Credit Union in: Credit Cards, CSE, Education, General
Credit Report = Adult Report Card. Will You Make the Grade?
When you take a test in school, the result of a good or bad grade can affect your overall grade for the course; it plays a part in whether you pass or fail. When talking about your credit report, imagine it as your adult report card. How you repay loans and credit cards affects your overall score, which can lead to good things for you or a world of financial challenges, depending on your overall credit...
It’s time for Back to School – and time to keep your cool.
Posted On: August 1, 2023 by CSE Federal Credit Union in: Budgeting, Education, General
It’s time for Back to School – and time to keep your cool.
Managing back-to-school expenses can be challenging, but with careful planning and budgeting, you can keep it cool and avoid unnecessary financial stress. Here are some tips to help you navigate back-to-school shopping while keeping your expenses under control:
Create a Budget: Before you start shopping, make a list of all the necessary items your child needs for school. Set a budget for...