Posted On: April 22, 2024 by CSE Federal Credit Union in: Budgeting, CSE
Recent Blog Posts
5 Habits to Make & 5 Habits to Break
Posted On: April 22, 2024 by CSE Federal Credit Union in: Budgeting, CSE
5 Habits to Make & 5 Habits to Break
Did you know…The 'saying' that it takes 21 days to make or break a habit is a myth!
While there isn't a one-size-fits-all timeline, research shows on average it takes around 3 months to form a habit and even longer to break a habit. Don't let these timeframes scare you. If you want to reach your financial goals, it’s important to break your bad habits and make new ones.
5...
Do’s & Don’ts of Managing Debt
Posted On: April 10, 2024 by CSE Federal Credit Union in: Budgeting, General
Do’s & Don’ts of Managing Debt
In a world where financial stability is paramount, managing debt becomes a crucial aspect of our lives. Whether it's student loans, credit card balances, or mortgages, understanding the do's and don'ts of debt management is essential for achieving long-term financial well-being.
The Do's:
Create a Budget: Creating a budget might sound intimidating, but it shouldn’t be....Sail through the Mortgage Process in a Breeze
Posted On: March 13, 2024 by CSE Federal Credit Union in: Education, Mortgages
Sail through the Mortgage Process in a Breeze
Ready to set sail on the thrilling journey of homeownership? Fear not, we're here to guide you through the mortgage process like a seasoned captain navigating calm waters with 10 tips below.
Are you seeking Smooth Sailing? Then, prepare the docks…well, the documents. If you gather the following paperwork ahead of time, it can help you navigate the first leg of the home-buying process.
A valid...5 Things to Consider Before Making a Large Purchase
Posted On: March 1, 2024 by CSE Federal Credit Union in: Budgeting, CSE, Education, General
5 Things to Consider Before Making a Large Purchase
Making a large purchase is a significant decision when it comes to your budget that requires careful consideration. Here are 5 tips to implement before making a substantial financial commitment:
1. Start with a Budget: First things first, set a budget. Ask yourself, how much are you willing to spend on this large ticket item, and stick to it!
2. Do Your Research: What’s the first thing you...
CSE Federal Credit Union Named to Newsweek’s “America's Best Regional Banks and Credit Unions 2024”
Posted On: February 5, 2024 by CSE Federal Credit Union in: CSE News
CSE Federal Credit Union Named to Newsweek’s “America's Best Regional Banks and Credit Unions 2024”
This award recognizes CSE’s impact and commitment to delivering affordable, community-focused, and relevant banking to all in Stark County, Ohio.
Canton, OH February 6, 2024 - - CSE Federal Credit Union, Stark County’s premier credit...
Essentials for Budget Flexibility: Building Your Emergency Fund
Posted On: February 1, 2024 by CSE Federal Credit Union in: Budgeting, Education
Essentials for Budget Flexibility: Building Your Emergency Fund
One of the key pillars to financial success is having an emergency fund in place. In this blog post, we'll explore the essentials of emergency funds and why every household should prioritize building one.
Think of your budget as a well-constructed house, with each expense and financial goal meticulously planned and laid out like the framework and walls. Now, imagine your emergency fund as the...
Budgeting and How to Put it into Practice
Posted On: January 17, 2024 by CSE Federal Credit Union in: Budgeting, Education
Budgeting and How to Put it into Practice
Creating a budget is a crucial step toward financial stability, but the real challenge lies in putting it into practice. It's not just about jotting down numbers on a spreadsheet or putting them in an app; it's about cultivating mindful habits and making informed financial decisions.
Here are ten practical tips to help you easily apply a budget to your everyday life.
Understand Your Financial Goals:Just...
The Resolution Every Budget Needs
Posted On: January 3, 2024 by CSE Federal Credit Union in: Budgeting, Education
The Resolution Every Budget Needs
Have you ever asked yourself what’s the one thing you need to do to make your New Year’s Resolution of having a budget stick? The resolution that every budget needs is: COMMITMENT!
Commitment is a crucial component of building and maintaining your budget. From building an emergency fund as your financial safety net to establishing, prioritizing, and consistently tracking your expenses, do not let...
Reflecting on 2023: A Thank You to Our Members
Posted On: December 13, 2023 by CSE Federal Credit Union in: CSE, CSE News, General
Reflecting on 2023: A Thank You to Our Members
As we approach the end of 2023, we want to take a moment to express our most profound appreciation to every one of you. We extend our heartfelt thanks for being an integral part of our Credit Union family.
In 2023 CSE celebrated 85 years of being in the Stark County Community. To show our gratitude for our community, we held several random acts of kindness events throughout the year, from partnering with some amazing...
Receive Money Faster with Real-Time Payments
Posted On: November 3, 2023 by CSE Federal Credit Union in: CSE, CSE News, Education, General
Receive Money Faster with Real-Time Payments
Real-time payments, often referred to as RTP or Instant Transfers, are a type of electronic transfer that allows money to be moved to and from merchants, vendors, individuals and other financial institutions instantaneously. The system is designed to process these transactions in real-time or near-real-time, which means that the funds are transferred and made available to the recipient typically within seconds. This is significantly...