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Savings Accounts

Access Your Accounts

Regular Savings

The savings account is the basic account for all of our members. Every credit union member is required to open a savings account, and must maintain a minimum balance of $5.00 in this account to maintain your membership. This account functions like most other savings accounts that you would find at other institutions. You may make deposits, withdrawals, direct deposits and more from your CSE savings account.

PLEASE NOTE: The minimum balance needed to earn dividends on this account is $100.00 for adults and $25.00 for children who have an M3 Kids account or Elements of Money Teen account.

Current Savings Rates


Money Management Accounts

This account traditionally earns a higher rate of return than the share account. Dividends are compounded weekly. Guidelines for this account are:

  • Minimum average daily balance of $1,000.00 to earn dividends
  • Minimum withdrawal of $500.00
  • Maximum 3 withdrawals per month


Term Share Certificates

The minimum amount for a Term Share Certificate is $500.00. Certificate rates are reviewed and set monthly by the credit union's Board of Directors. There is a penalty for early withdrawals. CSE offers several Term Share Certificates:

  • 91 Day
  • 6 Month 
  • 1 Year
  • 18 Month
  • 2 Year
  • 3 Year
  • 4 Year 
  • 5 Year

Current Certificate Rates


Club Accounts

CSE offers two club accounts - a Christmas Club and a Vacation Club. These accounts may be opened anytime during the year. Christmas Club funds are disbursed on November 1st and Vacation Club funds on April 1st.


Special Account

Special savings accounts can be set up to help you save for a special purpose. These accounts are exactly the same as CSE’s Savings (Share) Accounts, but allow members to have an extra account for rainy days or other saving purposes. Please speak to a member service representative for details.



The credit union offers Traditional, Roth and Coverdell Educational IRAs for your financial planning. Rates are reviewed and set monthly by the credit union's Board of Directors. There is a penalty for early withdrawals. Call for details.


Health Savings Account (HSA)

Health Savings Accounts (HSAs) were created so that individuals covered by high-deductible health plans could receive tax-preferred treatment of money saved for medical expenses. Generally an adult who is covered by a high-deductible health plan (and has no other first-dollar coverage) may establish an HSA. Please consult with your tax advisor before opening one of these accounts.


Access and Features

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CO-OP Shared Branching

CO-OP Shared Branching

Access your accounts across the country with over 5,000 credit union branches in our CO-OP shared network.

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Free Account Alerts

Free Account Alerts

Get updates on your accounts with free text alerts for things like deposits, withdrawals & more – whatever is important to you. (Carrier's message & data rates may apply.) Learn More

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Free Mobile Banking

Free* Mobile Banking

Always be connected with your money. Check your balance, transfer funds & even deposit checks free from your phone or tablet. Learn More

*Carrier's message and data rates may apply.

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Mobile Deposit

Mobile Deposit

There's no need to change your schedule to deposit a check. With mobile deposit, simply snap a picture of your check, and tell us where you want it to go. It's that simple.

We’re Here to HelpConvenient Locations Throughout Stark County

Come Visit Us

Monday - Friday: 8am - 6pm
Saturday: 9am - 3pm
Canton Office/Operations 1380 Market Ave N
Canton, OH 44714
North Canton Branch 6879 Whipple Ave NW
North Canton, Ohio 44720
Lake Cable Branch 5414 Fulton Dr NW
Canton, Ohio 44718
Meyers Lake Branch 1235 Whipple Ave NW
Canton, Ohio 44708

Or Give Us a Call

Phone: 330-452-9801
Toll Free: 866-CSEFCU1
TellerPhone 24: 330-452-9802

CSE Routing & Transit Number 241274459

Contact Us Today

It takes a credit union to make banking easy®.

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