Checking Accounts

We still believe in Free!

Free Checking accounts don't have to be boring. We still have a Free Checking account, and it has some great perks. There is no monthly maintenance fee, no minimum balances, and you even get your first set of checks on us. Get a CSE Debit MasterCard^® and put your checking account to work for you!

No Monthly Servicing Fees
No Minimum Balance Requirements

Checking Benefits

CO-OP Shared Branching

CO-OP Shared Branching

Access your accounts across the country with over 5,000 credit union branches in our CO-OP shared network.

Fee-Free ATMs

Fee-Free ATMs

Never be far from cash. Members can visit nearly 30,000 surcharge-free ATMs across the country. Use the ATM locator to find ATMs in town, or when you're far from home.

Free Account Alerts

Free Account Alerts

Get updates on your accounts with free text alerts for things like deposits, withdrawals & more – whatever is important to you. (Carrier's message & data rates may apply.) Learn More

Free Mobile Banking

Free^* Mobile Banking

Always be connected with your money. Check your balance, transfer funds & even deposit checks free from your phone or tablet. Learn More

*Carrier's message and data rates may apply.

Free Online Bill Pay

Free Online Bill Pay

When you log into your account via mobile or online, you can pay your bills for free. From utilities, to your cell phone bill, to other people, keep track of it all with free online Bill Pay.

Mobile Deposit

Mobile Deposit

There's no need to change your schedule to deposit a check. With mobile deposit, simply snap a picture of your check, and tell us where you want it to go. It's that simple.

Courtesy Pay

Courtesy Pay

Whether you accidentally overdraw your account, or if it's out of necessity, with Courtesy Pay we may honor insufficient transactions up to $400. Learn More

Automatic Transfer

Automatic Transfer

If you overdraw your checking account, we can move money from a linked account to cover you through automatic transfer. Some limitations apply.* Learn More

Get MORe Out of Your Debit Card

Debit MasterCard^®
It's time to get MORe out of your debit card. With our Members Own Rewards (MORe) Debit MasterCard^®, you will have:

• MORe rewards with the MORe Debit Rewards program
• MORe control with the CardNav by CO-OP^SM mobile app
• MORe ATM access with CO-OP and Alliance One ATM Networks
• MORe Security with Chip-Technology
• Added convenience with MasterCard's Automatic Billing Updater
• and still have a Free Checking account!

Lost/Stolen?

To report your CSE Debit MasterCard^® lost or stolen, please call us as soon as possible: 888-241-2510.
Outside the U.S. please call: 909-941-1398.

Earn Everyday Points

Your everyday purchases have never been more rewarding! With the Members Own Rewards (MORe) easy to use debit rewards program, you'll earn rewards points each time you use your CSE Debit MasterCard^®. From groceries to fuel to utility bills, your purchases will really pay off.

Earn 1 point for every:

• $2 spent on signature transactions
• $4 spent on PIN transactions

Access MORe Rewards 

CardNav by CO-OP^SM

Access unprecedented, real-time control over your CSE Debit MasterCard® through your smartphone or tablet.

CardNav adds another level of security to your CSE Debit MasterCard by letting you decide how and when they can be used, and alerting you when any types of transactions you specify take place. You can even use CardNav to set personal spending limits that help you stay within your budget goals.

• Turn cards on or off in seconds
• Use GPS to restrict transactions to businesses within a designated area
• Limit card use to specific merchants or purchases
• Receive real-time, in-app alerts that let you stop unauthorized purchases before they're complete
• Receive alerts when you're getting close to any personal spending limits you've set

Download the CardNav by CO-OP app, and gain a new level of security and control over your money today.

Learn More 

CPS Check Printing Solutions
Reorder your checks online, stop by an office, or call CSE at (330) 452-9801.

Reorder Checks 

Additional Debit Card Features

CardNav by CO-OP is a registered Service Mark of CO-OP Financial Services.
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