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Checking Accounts

We still believe in Free!

Free Checking accounts don't have to be boring. We still have a Free Checking account, and it has some great perks. There is no monthly maintenance fee, no minimum balances, and you even get your first set of checks on us. Get a CSE Debit MasterCard® and put your checking account to work for you!

No Monthly Servicing Fees
No Minimum Balance Requirements

Checking Benefits

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CO-OP Shared Branching

CO-OP Shared Branching

Access your accounts across the country with over 5,000 credit union branches in our CO-OP shared network.

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Fee-Free ATMs

Fee-Free ATMs

Never be far from cash. Members can visit nearly 30,000 surcharge-free ATMs across the country. Use the ATM locator to find ATMs in town, or when you're far from home.

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Free Account Alerts

Free Account Alerts

Get updates on your accounts with free text alerts for things like deposits, withdrawals & more – whatever is important to you. (Carrier's message & data rates may apply.) Learn More

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Free Mobile Banking

Free* Mobile Banking

Always be connected with your money. Check your balance, transfer funds & even deposit checks free from your phone or tablet. Learn More

*Carrier's message and data rates may apply.

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Free Online Bill Pay

Free Online Bill Pay

When you log into your account via mobile or online, you can pay your bills for free. From utilities, to your cell phone bill, to other people, keep track of it all with free online Bill Pay.

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Mobile Deposit

Mobile Deposit

There's no need to change your schedule to deposit a check. With mobile deposit, simply snap a picture of your check, and tell us where you want it to go. It's that simple.

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Courtesy Pay

Courtesy Pay

Whether you accidentally overdraw your account, or if it's out of necessity, with Courtesy Pay we may honor insufficient transactions up to $400. Learn More

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Automatic Transfer

Automatic Transfer

If you overdraw your checking account, we can move money from a linked account to cover you through automatic transfer. Some limitations apply.* Learn More



Get MORe Out of Your Debit Card

Debit MasterCardDebit MasterCard®
It's time to get MORe out of your debit card. With our Members Own Rewards (MORe) Debit MasterCard®, you will have:

  • MORe rewards with the MORe Debit Rewards program
  • MORe control with the CardNav by CO-OPSM mobile app
  • MORe ATM access with CO-OP and Alliance One ATM Networks
  • MORe Security with Chip-Technology
  • Added convenience with MasterCard's Automatic Billing Updater
  • and still have a Free Checking account!



To report your CSE Debit MasterCard® lost or stolen, please call us as soon as possible: 888-241-2510.
Outside the U.S. please call: 909-941-1398.

Earn Everyday Points

Your everyday purchases have never been more rewarding! With the Members Own Rewards (MORe) easy to use debit rewards program, you'll earn rewards points each time you use your CSE Debit MasterCard®. From groceries to fuel to utility bills, your purchases will really pay off.

Earn 1 point for every:

  • $2 spent on signature transactions
  • $4 spent on PIN transactions


Access MORe Rewards 


CardNav by CO-OPSM

Access unprecedented, real-time control over your CSE Debit MasterCard® through your smartphone or tablet.

CardNav adds another level of security to your CSE Debit MasterCard by letting you decide how and when they can be used, and alerting you when any types of transactions you specify take place. You can even use CardNav to set personal spending limits that help you stay within your budget goals.

  • Turn cards on or off in seconds
  • Use GPS to restrict transactions to businesses within a designated area
  • Limit card use to specific merchants or purchases
  • Receive real-time, in-app alerts that let you stop unauthorized purchases before they're complete
  • Receive alerts when you're getting close to any personal spending limits you've set

Download the CardNav by CO-OP app, and gain a new level of security and control over your money today.

App StoreGoogle Play Store


Learn More 



CPS - Check Printing SolutionsCPS Check Printing Solutions
Reorder your checks online, stop by an office, or call CSE at (330) 452-9801.

Reorder Checks 

Additional Debit Card Features

Surcharge Free ATMs

Now you can get cash without fees at more surcharge-free ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never far from your money.

  • Use surcharge-free ATMs at places like 7-Eleven®, Costco® and Walgreens
  • Make deposits at nearly 9,000 ATMs
  • Never pay a surcharge at participating locations when your ATM card has the CO-OP logo on the back
  • Locate an ATM wherever you are—through any of our easy locator tools, including phone, mobile app, text messaging or Internet

Find a surcharge-free ATM right now at or call 1-888-SITE-CO-OP.

CSE is also a member of the Alliance One ATM Network. This is a group of credit unions that DO NOT charge surcharges to other credit union members using their ATMs. Look for the Alliance One logo when using credit union ATM machines

Earn Bonus Points

Earn Bonus Points

  • ShopSPOT In-store: ShopSPOT In-store works by linking offers directly to your rewards card. Simply use your rewards card at participating merchants and earn bonus points.
  • ShopSPOT Online: Shop thousands of merchants at our online mall and be rewarded even more. You'll earn up to 10x bonus points on all purchases using your rewards card.

Use ShopSPOT 

Learn More 


CSE Debit MasterCard Agreement

MORe Debit Rewards Program -- Terms and Conditions



CardNav by CO-OP is a registered Service Mark of CO-OP Financial Services.
Apple® and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.


We’re Here to HelpConvenient Locations Throughout Stark County

Come Visit Us

Monday - Friday: 8am - 6pm
Saturday: 9am - 3pm
Canton Office/Operations 1380 Market Ave N
Canton, OH 44714
North Canton Branch 6879 Whipple Ave NW
North Canton, Ohio 44720
Lake Cable Branch 5414 Fulton Dr NW
Canton, Ohio 44718
Meyers Lake Branch 1235 Whipple Ave NW
Canton, Ohio 44708

Or Give Us a Call

Phone: 330-452-9801
Toll Free: 866-CSEFCU1
TellerPhone 24: 330-452-9802

CSE Routing & Transit Number 241274459

Contact Us Today

It takes a credit union to make banking easy®.

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