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VISA Balance Transfers

Save money with our quick and easy Balance Transfer options!
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Visa Balance Transfers

Balance TransfersTransfer your balance and save! Take advantage of our balance transfers by transferring high-interest debt to a CSE Visa Credit Card. It’s a quick and easy way to save on interest and possibly pay down your balances faster.

Learn more about CSE's Visa cards


Four Easy Ways to Transfer Balances

  1. Online Access your Visa online and click "Balance Transfer" from the Account Services menu
  2. By Mail Fill out the Balance Transfer form and drop it off at any CSE office, fax it or mail it
  3. In Person Stop by any of our 4 convenient offices
  4. Over the Phone Call us at 330-452-9801 and speak with a CSE representative
Annual Fee
Balance Transfer Fee


For further Terms and Conditions, refer to your CSE Visa Credit Card agreement.


Need A CSE Visa Card?

If you don't yet have a CSE Visa card, but would like to take advantage of this offer, getting started is quick and easy!

Apply Now 



Balance Transfers in 3 Quick Steps

  • Most balance transfers are processed within 10 business days, but in some cases it may take longer.
  • Remember to stay current on your credit card payments with other creditors until the balance we are paying off has been completed.



Balance transfers will be treated as a cash advance. Transfers are processed upon their receipt. Please continue to make payments on your credit cards until you have received confirmation of completion. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balance(s) on the designated account(s). The credit union is not responsible for any remaining balance or additional charges with regard to such account, or for any charges resulting in any delay in the payment and transfer of balances. The total amount(s) paid and transferred cannot exceed your credit line. The credit union reserves the right to refuse any balance transfer request.

1. APR = Annual Percentage Rate. The 2.99% APR rate is a promotional rate. It is good only on balance transfers made from January 20th through May 19th, 2019 by new or existing cardholders. The promotional rate of 2.99% APR is applied for 12 consecutive billing cycles from the date of the balance transfer unless the account becomes delinquent and/or over the limit. After the 12 billing cycles, the rate will revert back to the standard fixed rate for purchases and/or balance transfers between 8.25% APR and 18.00% APR depending on your creditworthiness at the time of account opening. This offer is a limited time offer and can be changed or discontinued without notice.

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Mobile Wallets
Mobile Wallets Add your CSE Visa card to Apple Pay, Android Pay or Samsung Pay.
Lost/Stolen? To report your CSE Visa Card lost or stolen, please call us as soon as possible: 1-866-273-3281.
How to Make Payments Making a payment to your CSE Visa Card is easy using any of the following options:
  • Online at e.Branch
  • MyCardInfo website
  • By Mail to: PO Box 14459, Des Moines, IA 50306-3459
  • Over the phone at 330.452.9801
  • Bill Pay from another financial institution
  • Mobile Apps
  • In Person at any of our four offices
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