Auto Loan Buying Guide


Get Pre-Approved

Before you set foot on the car lot, start looking for that 4-wheeler, or get to a marina in search of a boat, get pre-approved for an auto loan. Getting pre-approved for a car loan means you'll know what kind of rate you'll pay, and what size loan you're qualified for. You can do this in person, over the phone, or online.

Apply Online

Getting pre-approved is a big advantage, as it shows car dealers that you are a serious buyer. It also removes the pressure of negotiating financing contracts at the dealership, and allows you to focus your attention on finding the right vehicle. And, if you need another incentive, our low auto loan rates can get you on a faster track toward making your dream car a reality.

Find Your Vehicle

No matter what you are looking for - whether it is a car, truck, RV, boat or anything else with a title - there are thousands of places that you can look. Here is a good place to start. 


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Check the Value


When you get your loan, the credit union will always run a report on the value of the vehicle. We use NADA (National Automobile Dealers Association) to get the value, and we recommend that you do the same. Be sure to verify that you are not paying too much for the vehicle.