RATES*

Vehicles - Rates As Low As 5.25% APR

Signature Loans - Rates As Low As 10.25% APR

Fully Secured Loans - Rates As Low As 3.50% APR

Property Improvement Loans - As Low As 7.25%

VISA Platinum - As Low As 8.25% APR

Rates are current as of
*Annual Percentage Yields (APY) may vary, please call for current rates*

 
ACCOUNT TYPE Dividend
Rate		 APY Term
Regular Share (Savings) 0.50 0.50 n/a
A minimum balance of $100 is required to earn interest on share accounts
Special Share (Secondary Savings) 0.50 0.50 n/a
Christmas Club 0.75 0.75 n/a
Travel Club 0.75 0.75 n/a
Money Management ($1,000 - $24,999.99) 1.25 1.26 n/a
A minimum balance of $1000 is required to earn interest on money management accounts
Money Management ($25,000 - $49,999.99) 1.75 1.76 n/a
Money Management (Greater than $50,000) 2.25 2.28 n/a
IRA Share Account (No Minimum Balance) 0.75 0.75 n/a
Health Savings Account 1.00 1.01 n/a
CERTIFICATES Rate APY Term
Certificates Less Than $10,000**
A minimum balance of $1000 is required to earn interest on Certificates less than $10,000
91 Day - Term Share Certificate ($1000 Minimum) 2.15% 2.17% 3
6 Month - Term Share Certificate ($1000 Minimum) 2.60% 2.63% 6
1 Year - Term Share Certificate ($1000 Minimum) 2.75% 2.79% 12
2 Year - Term Share Certificate ($1000 Minimum) 2.80% 2.84% 24
3 Year - Term Share Certificate ($1000 Minimum) 3.10% 3.14% 36
4 Year - Term Share Certificate ($1000 Minimum) 3.15% 3.20% 48
5 Year - Term Share Certificate ($1000 Minimum) 3.20% 3.25% 60
Certificates More Than $10,000**
A minimum balance of $10,000 is required to earn interest on Certificates more than $10,000
91 Day - Term Share Certificate 2.30% 2.32% 3
6 Month - Term Share Certificate 2.75% 2.79% 6
1 Year - Term Share Certificate 2.90% 2.94% 12
2 Year - Term Share Certificate 2.95% 2.99% 24
3 Year - Term Share Certificate 3.25% 3.30% 36
4 Year - Term Share Certificate 3.30% 3.35% 48
5 Year - Term Share Certificate 3.35% 3.40% 60
Certificates More Than $100,000**
A minimum balance of $100,000 is required to earn interest on Certificates more than $100,000
3 Month - Term Share Certificate 2.80% 2.84% 3
6 Month - Term Share Certificate 3.25% 3.30% 6
12 Month - Term Share Certificate 3.40% 3.45% 12
24 Month - Term Share Certificate 3.45% 3.51% 24
36 Month - Term Share Certificate 3.75% 3.82% 36
48 Month - Term Share Certificate 3.80% 3.87% 48
60 Month - Term Share Certificate 3.85% 3.92% 60
IRAs Rate APY Term
IRAs Less Than $10,000**
A minimum balance of $1000 is required to earn interest on IRAs less than $10,000
12 Month Fixed IRA 2.75% 2.79% 12
24 Month Fixed IRA 2.80% 2.84% 24
36 Month Fixed IRA 3.10% 3.14% 36
48 Month Fixed IRA 3.15% 3.20% 48
60 Month Fixed IRA 3.20% 3.25% 60
IRAs More Than $10,000**
A minimum balance of $10,000 is required to earn interest on IRAs more than $10,000
12 Month Fixed IRA 2.90% 2.94% 12
24 Month Fixed IRA 2.95% 2.99% 24
36 Month Fixed IRA 3.25% 3.30% 36
48 Month Fixed IRA 3.30% 3.35% 48
60 Month Fixed IRA 3.35% 3.40% 60
IRAs More Than $100,000**
A minimum balance of $100,000 is required to earn interest on IRA's more than $100,000
12 Month Fixed IRA 3.40% 3.45% 12
24 Month Fixed IRA 3.42% 3.51% 24
36 Month Fixed IRA 3.75% 3.82% 36
48 Month Fixed IRA 3.80% 3.87% 48
60 Month Fixed IRA 3.85% 3.92% 60
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity) –
  • If your account has an original maturity of less than 180 days:
    The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days:
    The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account