RATES*

Vehicles - Rates As Low As 5.75% APR

Signature Loans - Rates As Low As 10.75% APR

Fully Secured Loans - Rates As Low As 3.50% APR

VISA Platinum - As Low As 8.25% APR

Rates are current as of
*Annual Percentage Yields (APY) may vary, please call for current rates*

 
ACCOUNT TYPE Dividend
Rate		 APY Term
Regular Share (Savings) 0.40 0.40 n/a
A minimum balance of $100 is required to earn interest on share accounts
Special Share (Secondary Savings) 0.40 0.50 n/a
Christmas Club 0.75 0.75 n/a
Travel Club 0.75 0.75 n/a
Money Management ($1,000 - $24,999.99) 0.45 0.45 n/a
A minimum balance of $1000 is required to earn interest on money management accounts
Money Management ($25,000 - $49,999.99) 0.70 0.70 n/a
Money Management (Greater than $50,000) 0.95 0.95 n/a
IRA Share Account (No Minimum Balance) 0.75 0.75 n/a
Health Savings Account 1.00 1.01 n/a
CERTIFICATES Rate APY Term
Certificates Less Than $10,000**
A minimum balance of $1000 is required to earn interest on Certificates less than $10,000
91 Day - Term Share Certificate ($1000 Minimum) 0.45% 0.45% 3
6 Month - Term Share Certificate ($1000 Minimum) 0.70% 0.70% 6
1 Year - Term Share Certificate ($1000 Minimum) 0.95% 0.95% 12
2 Year - Term Share Certificate ($1000 Minimum) 1.35% 1.36% 24
3 Year - Term Share Certificate ($1000 Minimum) 1.60% 1.61% 36
4 Year - Term Share Certificate ($1000 Minimum) 1.80% 1.82% 48
5 Year - Term Share Certificate ($1000 Minimum) 2.45% 2.48% 60
Certificates More Than $10,000**
A minimum balance of $10,000 is required to earn interest on Certificates more than $10,000
91 Day - Term Share Certificate 0.60% 0.60% 3
6 Month - Term Share Certificate 0.85% 0.85% 6
1 Year - Term Share Certificate 1.10% 1.11% 12
2 Year - Term Share Certificate 1.45% 1.46% 24
3 Year - Term Share Certificate 1.75% 1.76% 36
4 Year - Term Share Certificate 1.95% 1.97% 48
5 Year - Term Share Certificate 2.60% 2.63% 60
Certificates More Than $100,000**
A minimum balance of $100,000 is required to earn interest on Certificates more than $100,000
3 Month - Term Share Certificate 0.85% 0.85% 3
6 Month - Term Share Certificate 1.10% 1.11% 6
12 Month - Term Share Certificate 1.35% 1.36% 12
24 Month - Term Share Certificate 1.70% 1.71% 24
36 Month - Term Share Certificate 2.00% 2.02% 36
48 Month - Term Share Certificate 2.20% 2.22% 48
60 Month - Term Share Certificate 2.85% 2.89% 60
IRAs Rate APY Term
IRAs Less Than $10,000**
A minimum balance of $1000 is required to earn interest on IRAs less than $10,000
12 Month Fixed IRA 0.95% 0.95% 12
24 Month Fixed IRA 1.35% 1.36% 24
36 Month Fixed IRA 1.60% 1.61% 36
48 Month Fixed IRA 1.80% 1.82% 48
60 Month Fixed IRA 2.45% 2.48% 60
IRAs More Than $10,000**
A minimum balance of $10,000 is required to earn interest on IRAs more than $10,000
12 Month Fixed IRA 1.10% 1.11% 12
24 Month Fixed IRA 1.45% 1.46% 24
36 Month Fixed IRA 1.75% 1.76% 36
48 Month Fixed IRA 1.95% 1.97% 48
60 Month Fixed IRA 2.60% 2.63% 60
IRAs More Than $100,000**
A minimum balance of $100,000 is required to earn interest on IRA's more than $100,000
12 Month Fixed IRA 1.35% 1.36% 12
24 Month Fixed IRA 1.70% 1.71% 24
36 Month Fixed IRA 2.00% 2.02% 36
48 Month Fixed IRA 2.20% 2.22% 48
60 Month Fixed IRA 2.85% 2.89% 60
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity) –
  • If your account has an original maturity of less than 180 days:
    The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days:
    The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account