SERVICES

Financial:

• Savings (Share) Accounts
• Checking (Share Draft) Accounts
• Money Management Accounts
• Term Share Certificates
• Christmas Club Accounts
• Vacation Club Accounts
• IRAs
• Special (Share) Savings Accounts
• Savings Bonds

Savings:The savings account, (called your "Share Account" in credit union land) is the basic account for all of our members. This is the first account you will open as a member and you are required to maintain a minumum balance of $5.00 in this account to maintain your membership.

NOTE: The minimum balance needed to earn interest on this account is $100.00 for adults and $25.00 for childern up to and including age 17.

Checking: CSE offers a service free checking account with no minimum balance required. A CSE Debit MasterCard is the perfect partner to this account.

Money Management Account: This account traditionally earns a higher rate of return than the share account. Interest is compounded weekly. Guidelines for this account are:

• Minimum balance of $1,000.00 to earn interest
• Minimum deposit of $250.00
• Minimum withdrawl of $500.00
• Maximum 3 withdrawls per month

Term Share Certificates: The minimum for a Term Share Certificate is $1,000.00. Certificate rates are reviewed and set monthly by the credit union's Board of Directors. There is a substantial interest penalty for early withdrawal. CSEoffers several Term Share Certificates:

• 91 Day (minimum of $1,000.00)
• 6 Month (minimum of $1,000.00)
• 1 Year (minimum of $1,000.00)
• 2 Year (minimum of $1,000.00)
• 3 Year (minimum of $1,000.00)
• 4 Year (minimum of $1,000.00)
• 5 Year (minimum of $1,000.00)

Click below to view our current Certificate rates

Club Accounts: CSE offers two club accounts - a Christmas Club and a Vacation Club. These accounts may be opened anytime during the year. Christmas Club funds are disbursed in October and Vacation Club funds in April. Both accounts earn .25% greater interest than standard share accounts.

IRA: The credit union offers IRAs for your financial planning. Rates are reviewed and set monthly by the credit union's Board of Directors. There is a substantial interest peanlty for early withdrawl. Call for details.

Special Account: Special savings accounts can be set up to help you save for a special purpose. Please speak to a member service representative for details.

Loans:

• New and Used Vehicles
• Mortgages
• Home Equity
• Home Repair
• Student
• Personal
• Recreational Vehicles
• Share Secured

Click here to go to the Loan Zone

Electronic:

• Direct Deposit
• Payroll Deduction
• TellerPhone 24
• ATM
• Wire Services
• E.Branch (Internet Account Access)

Click here to learn more about e.branch

Additional:

• Free Notary Service
• Discount Amusement Park Tickets Click here for ticket prices and information
• Traveler's Checks
• Night Depository
• Credit Life and Disability Insurance
• CSE Insurance and Financial Services

Check out our Helpful Links page to find out more about CSE Insurance and Financial Services