Other Services

Financial

  • Savings (Share) Accounts
  • Checking (Share Draft) Accounts
  • Money Management Accounts
  • Term Share Certificates
  • Christmas Club Accounts
  • Vacation Club Accounts
  • IRAs
  • Special (Share) Savings Accounts
  • Shared Branching

Savings

The savings account, (called your "Share Account" in credit union land) is the basic account for all of our members. This is the first account you will open as a member and you are required to maintain a minimum balance of $5.00 in this account to maintain your membership.

NOTE: The minimum balance needed to earn interest on this account is $100.00 for adults and $25.00 for children up to and including age 17.

Checking (Share Draft)

CSE offers a service free checking account with no minimum balance required. A CSE Debit MasterCard is the perfect partner to this account.

Money Management Account

This account traditionally earns a higher rate of return than the share account. Interest is compounded weekly. Guidelines for this account are:

  • Minimum average daily balance of $1,000.00 to earn interest
  • Minimum deposit of $250.00
  • Minimum withdrawal of $500.00
  • Maximum 3 withdrawals per month

Term Share Certificates

The minimum for a Term Share Certificate is $1,000.00. Certificate rates are reviewed and set monthly by the credit union's Board of Directors. There is a substantial interest penalty for early withdrawal. CSE offers several Term Share Certificates:

  • 91 Day (minimum of $500.00)
  • 6 Month (minimum of $500.00)
  • 1 Year (minimum of $500.00)
  • 18 Month (minimum of $500.00)
  • 2 Year (minimum of $500.00)
  • 3 Year (minimum of $500.00)
  • 4 Year (minimum of $500.00)
  • 5 Year (minimum of $500.00)
  • 6 Year (minimum of $500.00)
  • 7 Year (minimum of $500.00)

View our current certificate rates

Club Accounts

CSE offers two club accounts - a Christmas Club and a Vacation Club. These accounts may be opened anytime during the year. Christmas Club funds are disbursed in October and Vacation Club funds in April.

IRA

The credit union offers IRAs for your financial planning. Rates are reviewed and set monthly by the credit union's Board of Directors. There is a substantial interest penalty for early withdrawal. Call for details.

Special Account

Special savings accounts can be set up to help you save for a special purpose. Please speak to a member service representative for details.

Loans

  • New and Used Vehicles
  • Mortgages
  • Home Equity
  • Home Repair
  • Personal
  • Recreational Vehicles
  • Share Secured

Enter the Loan Dept

Electronic

  • Direct Deposit
  • Payroll Deduction
  • TellerPhone 24
  • ATM
  • Wire Services
  • e.branch (Internet Account Access)
  • Text Alerts
  • iPay+ (Online Bill Pay)
  • iPhone and Android Apps

Learn more about e.Branch

Additional Services

  • Free Notary Service
  • Discount Amusement Park Tickets
  • Traveler's Checks
  • Night Depository
  • Credit Life and Disability Insurance