IRA Rates

IRAs
Dividend
Rate
 APY Term

IRAs Less Than $10,000**
A minimum balance of $500 is required to earn interest on IRAs less than $10,000
12 Month Fixed IRA 0.50% 0.50% 12
18 Month Fixed IRA 0.55% 0.55% 18
24 Month Fixed IRA 0.79% 0.80% 24
30 Month Fixed IRA
 0.89% 0.90% 30
36 Month Fixed IRA 0.99% 1.00% 36
48 Month Fixed IRA 1.09% 1.10% 48
60 Month Fixed IRA 1.24% 1.25% 60
72 Month Fixed IRA 1.38% 1.40% 72
84 Month Fixed IRA 1.48% 1.50% 84

IRAs More Than $10,000**
A minimum balance of $10,000 is required to earn interest on IRAs more than $10,000
12 Month Fixed IRA 0.50% 0.50% 12
18 Month Fixed IRA 0.60% 0.60% 18
24 Month Fixed IRA 0.84% 0.85% 24
30 Month Fixed IRA 0.94% 0.95% 30
36 Month Fixed IRA 1.04% 1.05% 36
48 Month Fixed IRA 1.14% 1.15% 48
60 Month Fixed IRA 1.29% 1.30% 60
72 Month Fixed IRA 1.43% 1.45% 72
84 Month Fixed IRA 1.53% 1.55% 84

IRAs More Than $100,000**
A minimum balance of $100,000 is required to earn interest on IRA's more than $100,000
12 Month Fixed IRA 0.50% 0.50% 12
18 Month Fixed IRA 0.70% 0.70% 18
24 Month Fixed IRA 0.89% 0.90% 24
30 Month Fixed IRA 0.99% 1.00% 30
36 Month Fixed IRA 1.09% 1.10% 36
48 Month Fixed IRA 1.19% 1.20% 48
60 Month Fixed IRA 1.34% 1.35% 60
72 Month Fixed IRA 1.53% 1.55% 72
84 Month Fixed IRA 1.63% 1.65% 84
 
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of