IRA Rates

IRAs
Dividend
Rate
APY Term

IRAs Less Than $10,000**

A minimum balance of $500 is required to earn interest on IRAs less than $10,000
12 Month Fixed IRA 0.598% 0.60% 12
18 Month Fixed IRA 0.598% 0.60% 18
24 Month Fixed IRA 0.747% 0.75% 24
30 Month Fixed IRA
0.747% 0.75% 30
36 Month Fixed IRA 0.847% 0.85% 36
48 Month Fixed IRA 1.045% 1.05% 48
60 Month Fixed IRA 1.193% 1.20% 60

IRAs More Than $10,000**

A minimum balance of $10,000 is required to earn interest on IRAs more than $10,000
12 Month Fixed IRA 0.598% 0.60% 12
18 Month Fixed IRA 0.648% 0.65% 18
24 Month Fixed IRA 0.797% 0.80% 24
30 Month Fixed IRA 0.797% 0.80% 30
36 Month Fixed IRA 0.896% 0.90% 36
48 Month Fixed IRA 1.094% 1.10% 48
60 Month Fixed IRA 1.292% 1.30% 60

IRAs More Than $100,000**

A minimum balance of $100,000 is required to earn interest on IRA's more than $100,000
12 Month Fixed IRA 0.598% 0.60% 12
18 Month Fixed IRA 0.698% 0.70% 18
24 Month Fixed IRA 0.847% 0.85% 24
30 Month Fixed IRA 0.847% 0.85% 30
36 Month Fixed IRA 0.946% 0.95% 36
48 Month Fixed IRA 1.144% 1.15% 48
60 Month Fixed IRA 1.391% 1.40% 60
 
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of