IRA Rates
| IRAs |
Rate |
APY |
Term |
| IRAs Less Than $10,000** |
| A minimum balance of $500 is required to earn interest on IRAs less than $10,000 |
| 12 Month Fixed IRA |
0.60% |
0.60% |
12 |
| 18 Month Fixed IRA |
0.75% |
0.75% |
18 |
| 24 Month Fixed IRA |
0.89% |
0.90% |
24 |
| 36 Month Fixed IRA |
1.09% |
1.10% |
36 |
| 48 Month Fixed IRA |
1.34% |
1.35% |
48 |
| 60 Month Fixed IRA |
1.63% |
1.65% |
60 |
| 72 Month Fixed IRA |
1.88% |
1.90% |
72 |
| IRAs More Than $10,000** |
| A minimum balance of $10,000 is required to earn interest on IRAs more than $10,000 |
| 12 Month Fixed IRA |
0.60% |
0.60% |
12 |
| 18 Month Fixed IRA |
0.84% |
0.85% |
18 |
| 24 Month Fixed IRA |
0.99% |
1.00% |
24 |
| 36 Month Fixed IRA |
1.24% |
1.25% |
36 |
| 48 Month Fixed IRA |
1.49% |
1.50% |
48 |
| 60 Month Fixed IRA |
1.78% |
1.80% |
60 |
| 72 Month Fixed IRA |
1.98% |
2.00% |
72 |
| IRAs More Than $100,000** |
| A minimum balance of $100,000 is required to earn interest on IRA's more than $100,000 |
| 12 Month Fixed IRA |
0.60% |
0.60% |
12 |
| 18 Month Fixed IRA |
0.89% |
0.90% |
18 |
| 24 Month Fixed IRA |
1.09% |
1.10% |
24 |
| 36 Month Fixed IRA |
1.34% |
1.35% |
36 |
| 48 Month Fixed IRA |
1.59% |
1.60% |
48 |
| 60 Month Fixed IRA |
1.89% |
1.90% |
60 |
| 72 Month Fixed IRA |
2.08% |
2.10% |
72 |
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
- If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
- If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
- Fees posted to accounts could reduce the earnings on the account