IRA Rates

IRAs
Dividend
Rate
APY Term

IRAs Less Than $10,000**

A minimum balance of $500 is required to earn interest on IRAs less than $10,000
12 Month Fixed IRA 0.598% 0.60% 12
⇒16 Month Fixed IRA Special 1.005% 1.01% 16
18 Month Fixed IRA 0.598% 0.60% 18
24 Month Fixed IRA 0.747% 0.75% 24
30 Month Fixed IRA
0.896% 0.90% 30
36 Month Fixed IRA 1.094% 1.10% 36
48 Month Fixed IRA 1.440% 1.45% 48
60 Month Fixed IRA 1.687% 1.70% 60

IRAs More Than $10,000**

A minimum balance of $10,000 is required to earn interest on IRAs more than $10,000
12 Month Fixed IRA 0.598% 0.60% 12
⇒16 Month Fixed IRA Special 1.005% 1.01% 16
18 Month Fixed IRA 0.648% 0.65% 18
24 Month Fixed IRA 0.797% 0.80% 24
30 Month Fixed IRA 0.946% 0.95% 30
36 Month Fixed IRA 1.144% 1.15% 36
48 Month Fixed IRA 1.490% 1.50% 48
60 Month Fixed IRA 1.736% 1.75% 60

IRAs More Than $100,000**

A minimum balance of $100,000 is required to earn interest on IRA's more than $100,000
12 Month Fixed IRA 0.598% 0.60% 12
⇒16 Month Fixed IRA Special 1.005% 1.01% 16
18 Month Fixed IRA 0.698% 0.70% 18
24 Month Fixed IRA 0.847% 0.85% 24
30 Month Fixed IRA 1.005% 1.01% 30
36 Month Fixed IRA 1.193% 1.20% 36
48 Month Fixed IRA 1.539% 1.55% 48
60 Month Fixed IRA 1.785% 1.80% 60
 
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
⇒All 16 Month Fixed IRA Specials will auto-renew into 18 Month Fixed IRAs at the end of their respective 16 month term, unless the owner of the certificate chooses otherwise at maturation. All special rates are subject to end without notice.
  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of