Certificate Rates

CERTIFICATES
Dividend
Rate
 APY Term

Certificates Less Than $10,000**
A minimum balance of $500 is required to earn interest on Certificates less than $10,000
91 Day - Term Share Certificate ($500 Minimum) 0.35% 0.35% 3
6 Month - Term Share Certificate ($500 Minimum) 0.40% 0.40% 6
1 Year - Term Share Certificate ($500 Minimum)
 0.50% 0.50% 12
18 Month - Term Share Certificate ($500 Minimum) 0.55% 0.55% 18
2 Year - Term Share Certificate ($500 Minimum) 0.79% 0.80% 24
30 Month - Term Share Certificate ($500 Minimum) 0.89% 0.90% 30
3 Year - Term Share Certificate ($500 Minimum) 0.99% 1.00% 36
4 Year - Term Share Certificate ($500 Minimum) 1.09% 1.10% 48
5 Year - Term Share Certificate ($500 Minimum) 1.24% 1.25% 60
6 Year - Term Share Certificate ($500 Minimum) 1.38% 1.40% 72
7 Year - Term Share Certificate ($500 Minimum) 1.48% 1.50% 84

Certificates More Than $10,000**
A minimum balance of $10,000 is required to earn interest on Certificates more than $10,000
91 Day - Term Share Certificate 0.35% 0.35% 3
6 Month - Term Share Certificate 0.40% 0.40% 6
1 Year - Term Share Certificate
 0.50% 0.50% 12
18 Month - Term Share Certificate 0.60% 0.60% 18
2 Year - Term Share Certificate 0.84% 0.85% 24
30 Month - Term Share Certificate 0.94% 0.95% 30
3 Year - Term Share Certificate 1.04% 1.05% 36
4 Year - Term Share Certificate 1.14% 1.15% 48
5 Year - Term Share Certificate 1.29% 1.30% 60
6 Year - Term Share Certificate 1.43% 1.45% 72
7 Year - Term Share Certificate 1.53% 1.55% 84

Certificates More Than $100,000**
A minimum balance of $100,000 is required to earn interest on Certificates more than $100,000
91 Day - Term Share Certificate 0.35% 0.35% 3
6 Month - Term Share Certificate
 0.40% 0.40% 6
1 Year - Term Share Certificate 0.50% 0.50% 12
18 Month - Term Share Certificate 0.70% 0.70% 18
2 Year - Term Share Certificate 0.89% 0.90% 24
30 Month - Term Share Certificate 0.99% 1.00% 30
3 Year - Term Share Certificate 1.09% 1.10% 36
4 Year - Term Share Certificate
1.19%
1.20%
48
5 Year - Term Share Certificate
1.34%
1.35%
60
6 Year - Term Share Certificate 1.53% 1.55% 72
7 Year - Term Share Certificate 1.63% 1.65% 84
 
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of