Certificate Rates

CERTIFICATES
Dividend
Rate
APY Term

Certificates Less Than $10,000**

A minimum balance of $500 is required to earn interest on Certificates less than $10,000
3 Month - Term Share Certificate 0.25% 0.25% 3
6 Month - Term Share Certificate 0.30% 0.30% 6
12 Month - Term Share Certificate
0.598% 0.60% 12
⇒16 Month Special - Term Share Certificate 1.005% 1.01% 16
18 Month - Term Share Certificate 0.598% 0.60% 18
24 Month - Term Share Certificate 0.747% 0.75% 24
30 Month - Term Share Certificate 0.896% 0.90% 30
36 Month - Term Share Certificate 1.094% 1.10% 36
48 Month - Term Share Certificate 1.440% 1.45% 48
60 Month - Term Share Certificate 1.687% 1.70% 60

Certificates More Than $10,000**

A minimum balance of $10,000 is required to earn interest on Certificates more than $10,000
3 Month - Term Share Certificate 0.25% 0.25% 3
6 Month - Term Share Certificate 0.30% 0.30% 6
12 Month - Term Share Certificate
0.598% 0.60% 12
⇒16 Month Special - Term Share Certficiate 1.005% 1.01% 16
18 Month - Term Share Certificate 0.648% 0.65% 18
24 Month - Term Share Certificate 0.797% 0.80% 24
30 Month - Term Share Certificate 0.946% 0.95% 30
36 Month - Term Share Certificate 1.144% 1.15% 36
48 Month - Term Share Certificate 1.490% 1.50% 48
60 Month - Term Share Certificate 1.736% 1.75% 60

Certificates More Than $100,000**

A minimum balance of $100,000 is required to earn interest on Certificates more than $100,000
3 Month - Term Share Certificate 0.25% 0.25% 3
6 Month - Term Share Certificate
0.30% 0.30% 6
12 Month - Term Share Certificate 0.598% 0.60% 12
⇒16 Month Special - Term Share Certificate 1.005% 1.01% 16
18 Month - Term Share Certificate 0.698% 0.70% 18
24 Month - Term Share Certificate 0.847% 0.85% 24
30 Month - Term Share Certificate 1.005% 1.01% 30
36 Month - Term Share Certificate 1.243% 1.25% 36
48 Month - Term Share Certificate
1.539%
1.55%
48
60 Month - Term Share Certificate
1.785%
1.80%
60
 
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
⇒All 16 Month Term Share Specials will auto-renew into 18 Month Term Share Certificates at the end of their respective 16 month term, unless the owner of the certificate chooses otherwise at maturation. All special rates are subject to end without notice.
  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of