Certificate Rates

CERTIFICATES
Dividend
Rate
APY Term

Certificates Less Than $10,000**

A minimum balance of $500 is required to earn interest on Certificates less than $10,000
91 Day - Term Share Certificate ($500 Minimum) 0.25% 0.25% 3
6 Month - Term Share Certificate ($500 Minimum) 0.30% 0.30% 6
1 Year - Term Share Certificate ($500 Minimum)
0.55% 0.55% 12
18 Month - Term Share Certificate ($500 Minimum) 0.55% 0.55% 18
2 Year - Term Share Certificate ($500 Minimum) 0.69% 0.70% 24
30 Month - Term Share Certificate ($500 Minimum) 0.74% 0.75% 30
3 Year - Term Share Certificate ($500 Minimum) 0.84% 0.85% 36
4 Year - Term Share Certificate ($500 Minimum) 1.04% 1.05% 48
5 Year - Term Share Certificate ($500 Minimum) 1.19% 1.20% 60

Certificates More Than $10,000**

A minimum balance of $10,000 is required to earn interest on Certificates more than $10,000
91 Day - Term Share Certificate 0.25% 0.25% 3
6 Month - Term Share Certificate 0.30% 0.30% 6
1 Year - Term Share Certificate
0.55% 0.55% 12
18 Month - Term Share Certificate 0.60% 0.60% 18
2 Year - Term Share Certificate 0.74% 0.75% 24
30 Month - Term Share Certificate 0.79% 0.80% 30
3 Year - Term Share Certificate 0.89% 0.90% 36
4 Year - Term Share Certificate 1.09% 1.10% 48
5 Year - Term Share Certificate 1.29% 1.30% 60

Certificates More Than $100,000**

A minimum balance of $100,000 is required to earn interest on Certificates more than $100,000
91 Day - Term Share Certificate 0.25% 0.25% 3
6 Month - Term Share Certificate
0.30% 0.30% 6
1 Year - Term Share Certificate 0.55% 0.55% 12
18 Month - Term Share Certificate 0.65% 0.65% 18
2 Year - Term Share Certificate 0.79% 0.80% 24
30 Month - Term Share Certificate 0.84% 0.85% 30
3 Year - Term Share Certificate 0.94% 0.95% 36
4 Year - Term Share Certificate
1.14%
1.15%
48
5 Year - Term Share Certificate
1.39%
1.40%
60
 
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of