Certificate Rates

CERTIFICATES Rate APY Term
Certificates Less Than $10,000**
A minimum balance of $500 is required to earn interest on Certificates less than $10,000
91 Day - Term Share Certificate ($500 Minimum) 0.35% 0.35% 3
6 Month - Term Share Certificate ($500 Minimum) 0.40% 0.40% 6
1 Year - Term Share Certificate ($500 Minimum)
 0.60% 0.60% 12
18 Month - Term Share Certificate ($500 Minimum) 0.75% 0.75% 18
2 Year - Term Share Certificate ($500 Minimum) 0.89% 0.90% 24
3 Year - Term Share Certificate ($500 Minimum) 1.09% 1.10% 36
4 Year - Term Share Certificate ($500 Minimum) 1.34% 1.35% 48
5 Year - Term Share Certificate ($500 Minimum) 1.63% 1.65% 60
6 Year - Term Share Certificate ($500 Minimum) 1.88% 1.90% 72
Certificates More Than $10,000**
A minimum balance of $10,000 is required to earn interest on Certificates more than $10,000
91 Day - Term Share Certificate 0.35% 0.35% 3
6 Month - Term Share Certificate 0.40% 0.40% 6
1 Year - Term Share Certificate
 0.60% 0.60% 12
18 Month - Term Share Certificate 0.84% 0.85% 18
2 Year - Term Share Certificate 0.99% 1.00% 24
3 Year - Term Share Certificate 1.24% 1.25% 36
4 Year - Term Share Certificate 1.49% 1.50% 48
5 Year - Term Share Certificate 1.78% 1.80% 60
6 Year - Term Share Certificate 1.98% 2.00% 72

Certificates More Than $100,000**
A minimum balance of $100,000 is required to earn interest on Certificates more than $100,000
91 Day - Term Share Certificate 0.35% 0.35% 3
6 Month - Term Share Certificate
 0.40% 0.40% 6
1 Year - Term Share Certificate 0.60% 0.60% 12
18 Month - Term Share Certificate 0.89% 0.90% 18
2 Year - Term Share Certificate 1.09% 1.10% 24
3 Year - Term Share Certificate 1.34% 1.35% 36
4 Year - Term Share Certificate
1.59%
1.60%
48
5 Year - Term Share Certificate
1.89%
1.90%
60
6 Year - Term Share Certificate 2.08% 2.10% 72
 
**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)
  • If your account has an original maturity of less than 180 days: The penalty we may impose will be 90 days of interest and may reduce the principal of your certificate
  • If your account has an original maturity of more than 180 days: The penalty we may impose will be 180 days of interest and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account