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Account Rates

Rate Information:

  • The dividend rates and annual percentage yields (APY) may change at any time, as determined by the credit union board of directors.
  • Fees posted to accounts could reduce earnings on the account.
  • Rates are reflected as of .

 

ACCOUNT TYPE

Dividend Rate

APY

Term

Regular Share (Savings)

0.20

0.20

n/a

A minimum average daily balance of $100 is required to earn dividends on share accounts

Youth Share (Savings) Accounts (M3 / Elements)

0.30

0.30

n/a

Special Share (Secondary Savings)

0.20

0.20

n/a

Christmas Club

0.30

0.30

n/a

Travel Club

0.30

0.30

n/a

Money Management ($1,000 - $24,999.99)

0.22

0.22

n/a

A minimum average daily balance of $1000 is required to earn dividends on money management accounts

Money Management ($25,000 - $49,999.99)

0.23

0.23

n/a

Money Management (Greater than $50,000)

0.28

0.28

n/a

IRA Share Account (No Minimum Balance)

0.20

0.20

n/a

Health Savings Account

1.00

1.01

n/a

 

 ​Certificate Rates

CERTIFICATES

Dividend Rate

APY

Term

"Boost" Youth Term Share Certificates

A minimum balance of $50 is required to earn dividends on "Boost" Youth Certificates. See more details at the Youth page.

12 Month - Boost Youth Term Share Certificate

0.747%

0.75%

12

Certificates Less Than $10,000**

A minimum balance of $500 is required to earn dividends on Certificates less than $10,000

3 Month - Term Share Certificate

0.25%

0.25%

3

6 Month - Term Share Certificate

0.30%

0.30%

6

12 Month - Term Share Certificate

0.648%

0.65%

12

18 Month - Term Share Certificate

0.698%

0.70%

18

24 Month - Term Share Certificate 

0.847%

0.85%

24

30 Month - Term Share Certificate

1.005%

1.01%

30

36 Month - Term Share Certificate

1.194%

1.20%

36

48 Month - Term Share Certificate

1.440%

1.45%

48

60 Month - Term Share Certificate 

1.736%

1.75%

60

Certificates More Than $10,000**

A minimum balance of $10,000 is required to earn dividends on Certificates more than $10,000

3 Month - Term Share Certificate

0.25%

0.25%

3

6 Month - Term Share Certificate

0.30%

0.30%

6

12 Month - Term Share Certificate

0.648%

0.65%

12

18 Month - Term Share Certificate

0.747%

0.75%

18

24 Month - Term Share Certificate 

0.896%

0.90%

24

30 Month - Term Share Certificate

1.094%

1.10%

30

36 Month - Term Share Certificate

1.243%

1.25%

36

48 Month - Term Share Certificate

1.490%

1.50%

48

60 Month - Term Share Certificate 

1.785%

1.80%

60

Certificates More Than $100,000**

A minimum balance of $100,000 is required to earn dividends on Certificates more than $100,000

3 Month - Term Share Certificate

0.25%

0.25%

3

6 Month - Term Share Certificate

0.30%

0.30%

6

12 Month - Term Share Certificate

0.648%

0.65%

12

18 Month - Term Share Certificate

0.796%

0.80%

18

24 Month - Term Share Certificate 

0.995%

1.00%

24

30 Month - Term Share Certificate

1.194%

1.20%

30

36 Month - Term Share Certificate

1.293%

1.30%

36

48 Month - Term Share Certificate

1.539%

1.55%

48

60 Month - Term Share Certificate 

1.834%

1.85%

60

 

 

**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)

  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your certificate has a term of 12 months and under, the penalty we will impose will be 90 days of dividends and may reduce the principal of your certificate
  • If your certificate has a term of 13 months to 35 months, the penalty we will impose will be 180 days of dividends and may reduce the principal of your certificate
  • If your certificate has a term of 36 months to 60 months, the penalty we will impose will be 365 days of dividends and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of

 ​IRA Rates

IRAs

Dividend Rate

APY

Term

IRAs Less Than $10,000**

A minimum balance of $500 is required to earn dividends on IRAs less than $10,000

12 Month Fixed IRA

0.648%

0.65%

12

18 Month Fixed IRA

0.698%

0.70%

18

24 Month Fixed IRA

0.847%

0.85%

24

30 Month Fixed IRA

1.005%

1.01%

30

36 Month Fixed IRA

1.194%

1.20%

36

48 Month Fixed IRA

1.440%

1.45%

48

60 Month Fixed IRA 

1.736%

1.75%

60

IRAs More Than $10,000**

A minimum balance of $10,000 is required to earn dividends on IRAs more than $10,000

12 Month Fixed IRA

0.648%

0.65%

12

18 Month Fixed IRA

0.747%

0.75%

18

24 Month Fixed IRA 

0.896%

0.90%

24

30 Month Fixed IRA

1.094%

1.10%

30

36 Month Fixed IRA

1.243%

1.25%

36

48 Month Fixed IRA

1.490%

1.50%

48

60 Month Fixed IRA

1.785%

1.80%

60

IRAs More Than $100,000**

A minimum balance of $100,000 is required to earn dividends on IRA's more than $100,000

12 Month Fixed IRA

0.648%

0.65%

12

18 Month Fixed IRA

0.796%

0.80%

18

24 Month Fixed IRA 

0.995%

1.00%

24

30 Month Fixed IRA

1.194%

1.20%

30

36 Month Fixed IRA

1.293%

1.30%

36

48 Month Fixed IRA

1.539%

1.55%

48

60 Month Fixed IRA 

1.834%

1.85%

60

 

 

**Early withdrawal penalties – (a penalty may be imposed for withdrawals before maturity)

  • The Dividend Rate and Annual Percentage Yield (APY) may change at any time
  • If your certificate has a term of 12 months and under, the penalty we will impose will be 90 days of dividends and may reduce the principal of your certificate
  • If your certificate has a term of 13 months to 35 months, the penalty we will impose will be 180 days of dividends and may reduce the principal of your certificate
  • If your certificate has a term of 36 months to 60 months, the penalty we will impose will be 365 days of dividends and may reduce the principal of your certificate
  • Fees posted to accounts could reduce the earnings on the account
  • Rates are accurate as of .

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Canton, Ohio 44718
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Canton, Ohio 44708

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