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Chip Card Technology

Chip CardYour CSE credit and debit cards contain an embedded EMV microchip. This chip holds information that is encrypted, making it extremely difficult for the card to be copied or counterfeited. Rather than swiping your card, you will insert your chip card into an EMV-compatible terminal to complete a transaction.

In addition to the embedded microchip, your card still has a magnetic stripe on the back. This ensures you will still be able to make purchases by swiping your card at merchants who have not yet switched to chip-enabled terminals.


Still Easy to Use

At stores that are ready with the new technology, rather than swiping your card, you will be prompted to insert your chip card into the machine.
 



More Secure

The chip helps to prevent fraud since it stores your card data in an encrypted format.
 



More Convenient

The new CSE Visa cards also include Near-Field Communication (NFC) technology - also known as contactless payment. This technology allows cardholders to use their CSE Visa card by placing the card within 2-inches of terminals that also have the NFC technology. Simply look for the NFC logo Tap & Go.

CSE debit cards do not have NFC technology.

 ​Using your chip-enhanced CSE Visa

How to use chip card - Step 1
Insert chip end of card face up into the terminal.
How to use chip card - Step 2
Leave chip card in machine, follow prompts and sign if requested.
How to use chip card - Step 3
Once prompted, remove your card from the machine. You’re done!

 

If the retailer isn't ready...

Use your card the same way that you always have - swipe the magnetic strip. Online purchases work the same way they always have.

 ​Chip Card FAQs

What is a chip-enhanced card?

Your new chip-enhanced card contains an embedded microchip. This chip holds information that is encrypted, making it extremely difficult for the card to be copied or counterfeited. Rather than swiping your card, you will insert your chip card into a chip-enabled terminal to complete the transaction. In addition to the embedded microchip, your new card still has a magnetic stripe on the back and you will be able to make purchases by swiping your card at merchants that have not yet switched to chip-enabled terminals.
 

Why was my card replaced with a chip-enhanced card?

Replacing your card with a new chip-enhanced card is one way we can help simplify your purchase experience as technology continues to change.
 

What are the security benefits of my new chip-enhanced card?

Your new card comes with advanced security due to the chip technology that makes it difficult for a fraudster to counterfeit your card.
 

Where can I use my new card?

Use your chip card at the exact same merchants you do now, by inserting the card into terminals that are chip-enabled or swiping your card at merchant locations that have not yet switched to chip-enabled terminals.
 

Are chip cards new?

Although chip cards are relatively new in the U.S., they have been used in other countries for many years. In some countries, particularly in Europe, chip cards are the standard.
 

What should I do with my existing card?

Once you have activated your new card, please destroy your existing card.
 

 ​Tutorial Video

Watch the tutorial video.

 ​Explanation of Chip Security

Watch the video on how transactions are more secure due to the chip technology.


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Saturday: 9am - 3pm
 
Canton Office/Operations 1380 Market Avenue
North Canton, OH 44714
North Canton Branch 6879 Whipple Ave NW
North Canton, Ohio 44720
Lake Cable Branch 5414 Fulton Dr NW
Canton, Ohio 44718
Meyers Lake Branch 1235 Whipple Ave NW
Canton, Ohio 44708

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Phone: 330-452-9801
Toll Free: 866-CSEFCU1
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