The Federal Reserve has issued new rules regarding Overdraft Protection for people using ATM’s and Debit Cards. These new rules have started to go into effect. Last month we sent a letter to all debit card users who currently have our overdraft protection, explaining the options. Please, read the letter carefully and respond as soon as possible. If you do not respond, ( Opt-In ) you will lose your protection.

It’s summertime, so don’t put off getting the new vehicle you need. We have money to loan and great rates too! CSE is your “car financing center” and we are ready to help you. We make the process simple and in most cases we can save you money on those monthly payments. Contact one of our loan specialists and get pre-approved today!

You don’t need an act of Congress to get a fair deal on a CSE VISA card. Our card has no penalty pricing, no default rate, no surprise interest rate hikes, a low 2% monthly payment, and no balance transfer fees. Why pay more for other credit cards when you could be saving money with a CSE VISA Card? Transfer your balances on high interest, high fee credit cards to a CSE VISA card. If the CSE VISA Card is not your primary credit card, why not? Do you really want to spend more money than necessary?

Discount tickets for Cedar Point and Geauga Lake’s Wild Water Kingdom are now available at all three CSE offices and online through our web site. For current pricing, please visit our web site or speak to a member service representative.

We continue to see “secret shopper” and lottery scams every week. If you receive an unexpected check in the mail from an unknown person or organization, be very careful. You need to ask yourself a simple question – “Why would someone send me a check for this much money just out of the clear blue?” You are NOT going to win a lottery unless you enter. We don’t want to see you become a victim of a scam or have your ID stolen. You need to use your common sense. If you have any questions, please give us a call.

We are delighted to announce that our new web-based financial education program – FoolProof – is now available on the CSE web site. To take a look at this new service, go to the CSE Home Page and click on the FoolProof banner at the bottom of the page. It will take you the FoolProof main page where you will be able to select from several modules. FoolProof is designed to give you straight answers, not sell you something.

Quote of the month: “In order for you to succeed, your desire for success should be greater than your fear of failure.” Bill Cosby