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VISA Balance Transfers

Special Promotional Rate:
  • 2.99% APR for 6 Billing Cycles
  • Offer Good Now through April 30, 2017
Access Your Visa

Visa Balance Transfers

Balance TransfersTransfer your balance and save! Take advantage of our balance transfers by transferring high-interest debt to a CSE Visa Credit Card. It’s a quick and easy way to save on interest and possibly pay down your balances faster.

Learn more about CSE's Visa cards


Five Easy Ways to Transfer Balances

  1. Online Access your Visa online and click "Balance Transfer" from the Account Services menu
  2. Convenience Checks Request convenience checks to be delivered by mail
  3. By Mail Fill out the Balance Transfer form and drop it off at any CSE office, fax it or mail it
  4. In Person Stop by any of our 4 convenient offices
  5. Over the Phone Call us at 330-452-9801 and speak with a CSE representative
Annual Fee
Balance Transfer Fee


Need A CSE Visa Card?

If you don't yet have a CSE Visa card, but would like to take advantage of this offer, getting started is quick and easy!

Apply Now 



  • Most balance transfers are processed within 10 business days, but in some cases it may take longer.
  • Remember to stay current on your credit card payments with other creditors until the balance we are paying off has been completed.



Balance transfers will be treated as a cash advance. Transfers are processed upon their receipt. Please continue to make payments on your credit cards until you have received confirmation of completion. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balance(s) on the designated account(s). The credit union is not responsible for any remaining balance or additional charges with regard to such account, or for any charges resulting in any delay in the payment and transfer of balances. The total amount(s) paid and transferred cannot exceed your credit line. The credit union reserves the right to refuse any balance transfer request.

1. APR = Annual Percentage Rate. The 2.99% rate on balance transfers is a promotional rate. It is good only on balance transfers made from January 18, 2017 through April 30, 2017 by new or existing cardholders.

2. The promotional rate of 2.99% is applied for 6 months from the date of the transfer unless the account becomes delinquent and/or over the limit. After the 6-month period, the rate will then be changed to the standard fixed VISA card rate 8.25-18% APR. CSE Federal Credit Union maintains the right not to open any CSE Visa Card account if: a) the information provided is incomplete, inaccurate or cannot be verified, b) if the member does not meet CSE FCU's standard for creditworthiness, or c) member's name and/or mailing address have been altered. This offer is a limited time offer and can be changed or discontinued without notice.

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Mobile App Available for iOS & Android Devices

Access Your Visa
Access Card  View current balance, transaction history and more!
Choice Rewards  See your point balance; Redeem points for gift cards, travel, merchandise and more!
Verified by Visa  Add another level of security to your card for online transactions.
Mobile Wallets  Add your CSE Visa card to Apple Pay, Android Pay or Samsung Pay.
Lost/Stolen? To report your CSE Visa Card lost or stolen, please call us as soon as possible: 1-866-273-3281.
How to Make Payments Making a payment to your CSE Visa Card is easy using any of the following options:
  • Online at e.Branch
  • MyCardInfo website
  • By Mail to: PO Box 14459, Des Moines, IA 50306-3459
  • Over the phone at 330.452.9801
  • Bill Pay from another financial institution
  • Mobile Apps
  • In Person at any of our four offices